{"id":140329,"date":"2016-12-04T17:09:49","date_gmt":"2016-12-04T17:09:49","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=140329"},"modified":"2016-12-04T17:09:49","modified_gmt":"2016-12-04T17:09:49","slug":"previziunile-sefului-cec-bank-ce-se-intampla-cu-dobanzile-ce-trebuie-sa-stiti-daca-aveti-credite","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=140329","title":{"rendered":"Previziunile \u015fefului CEC Bank. Ce se \u00eent\u00e2mpl\u0103 cu dob\u00e2nzile. Ce trebuie s\u0103 \u015fti\u0163i dac\u0103 ave\u0163i credite"},"content":{"rendered":"

\nRiscurile legislative pentru sectorul bancar s-au diminuat, iar cererea de credite va con\u00adt<\/span>inua  s\u0103 creasc\u0103 anul viitor, at\u00e2t din partea companiilor, c\u00e2t \u015fi pe palierul popula\u0163iei, av\u00e2nd \u00een vedere \u015fi major\u0103rile de salarii din sectorul bugetar, iar revenirea dob\u00e2nzilor pe cre\u015ftere va fi \u201edomoal\u0103\u201c, apreciaz\u0103 Radu Ghe\u0163ea, pre\u015fedintele <\/span>CEC Bank<\/strong><\/a>.<\/p>\n

\nCEC Bank,  singura banc\u0103 de top 10 r\u0103mas\u0103 \u00een portofoliul statului, a acordat credite noi \u00een acest an de aproximativ 5 mld. lei, peste nivelul de anul trecut \u015fi peste valoarea prognozat\u0103 pentru 2016, potrivit lui Ghe\u0163ea.<\/p>\n

\nLa nivelul \u00eentregului sistem bancar stocul creditelor acordate sectorului privat \u00eenregistra \u00een octombrie o cre\u015ftere de 2% an la an, p\u00e2n\u0103 la 218,7 mld. lei (49,1 mld. euro), dublu fa\u0163\u0103 de ritmul de cre\u015ftere \u00eenregistrat \u00een lunile anterioare, potrivit datelor B\u0103ncii Na\u0163ionale. <\/p>\n

\nFa\u0163\u0103 de luna septem<\/span>brie, stocul de creditele acordate popula\u0163iei \u015fi companiilor s-a majorat cu 1,9 mld. de lei (0,9%). Ascensiunea credit\u0103rii private este sus\u0163inut\u0103exclusiv de finan\u0163\u0103rile \u00een lei, care \u00eenregistreaz\u0103 an la an o cre\u015ftere de dou\u0103 cifre, gra\u0163ie sc\u0103derii dob\u00e2nzilor la minime istorice.<\/p>\n

\nLa finalul lunii octombrie b\u0103ncile aveau un stoc de \u00eemprumuturi \u00een lei \u00een valoare de 123,4 miliarde de lei (27,7 mld. euro), \u00een cre\u015ftere cu 13,5% fa\u0163\u0103 de aceea\u015fi perioad\u0103 a anului trecut. <\/p>\n

\n\u201eExist\u0103 premise ca at\u00e2t persoanele fizice, c\u00e2t \u015fi persoanele juridice juridice s\u0103 poat\u0103 s\u0103-\u015fi permit\u0103 s\u0103 acceseze credite anul viitor. M\u0103 refer chiar \u015fi la major\u0103rile salariale la bugetari\u201c, a declarat Ghe\u0163ea la seminarul EU Cofile, organizat la Sinaia de Banca Na\u0163ional\u0103 a Rom\u00e2niei, Asocia\u0163ia Rom\u00e2n\u0103<\/span> <\/span> a B\u0103ncilor \u015fi Alpha Bank la sf\u00e2r\u015fitul s\u0103pt\u0103m\u00e2nii trecute.<\/p>\n

\n\u00cen ceea ce prive\u015fte evolu\u0163ia dob\u00e2nzilor, Ghe\u0163ea crede c\u0103 nu vor mai sta\u0163iona foarte mult la minimele istorice din prezent \u015fi anticipeaz\u0103 cre\u015fterea acestora, dar pe o pant\u0103 \u201edomoal\u0103\u201c.<\/p>\n

\nCititi mai multe pe www.zf.ro<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Riscurile legislative pentru sectorul bancar s-au diminuat, iar cererea de credite va con\u00adtinua  s\u0103 creasc\u0103 anul viitor, at\u00e2t din partea companiilor, c\u00e2t \u015fi pe palierul popula\u0163iei, av\u00e2nd \u00een vedere \u015fi major\u0103rile de salarii din sectorul bugetar, iar revenirea dob\u00e2nzilor pe cre\u015ftere va fi \u201edomoal\u0103\u201c, apreciaz\u0103 Radu Ghe\u0163ea, pre\u015fedintele CEC Bank. CEC Bank,  singura banc\u0103 de top […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[10638,236,6180,14224,485,246,187,4466],"class_list":["post-140329","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-acordare","tag-banca","tag-cec","tag-cec-bank","tag-credite","tag-crestere","tag-dobanzi","tag-sef"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/140329","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=140329"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/140329\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=140329"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=140329"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=140329"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}