{"id":13981,"date":"2009-07-07T11:12:16","date_gmt":"2009-07-07T11:12:16","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=13981"},"modified":"2026-04-02T13:55:52","modified_gmt":"2026-04-02T13:55:52","slug":"mergeti-la-banci-pentru-reducerea-dobanzilor-unele-uita-sa-o-faca","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=13981","title":{"rendered":"Merge\u0163i la b\u0103nci pentru reducerea dob\u00e2nzilor. Unele \u201euit\u0103\u201c s\u0103 o fac\u0103"},"content":{"rendered":"

Mul\u0163i rom\u00e2ni au credite la b\u0103nci \u00eens\u0103 prea pu\u0163ini au parcurs cu aten\u0163ie prevederile din contractele de creditare. Din acest motiv poate ap\u0103rea situa\u0163ia \u00een care de\u015fi ar fi putut s\u0103 pl\u0103teasc\u0103 o rat\u0103 mai mic\u0103, rezultat\u0103 din recalcularea dob\u00e2nzii variabile, pentru simplul fapt c\u0103 nu au anun\u0163at banca, \u00een termen de 30 de zile, de modificarea valorii unui a\u015fa-numit indice de referin\u0163\u0103, unii rom\u00e2ni vor fi nevoi\u0163i s\u0103 pl\u0103teasc\u0103 rata majorat\u0103 p\u00e2n\u0103 la viitoarea recalculare a dob\u00e2nzii. <\/p>\n

\u015ei aceasta chiar dac\u0103, de la sf\u00e2r\u015fitul anului trecut, b\u0103ncile au fost obligate, printr-o ordonan\u0163\u0103 de Guvern, s\u0103 aplice un mod transparent de calcul \u00een care ofer\u0103 o dob\u00e2nd\u0103 variabil\u0103 la credit.<\/p>\n

Cititi mai multe pe www.gandul.info
\n<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Unele b\u0103nci cer, prin contract, verificarea recorel\u0103rii dob\u00e2nzilor de c\u0103tre clien\u0163i \u015fi anun\u0163area unei eventuale erori \u00een 30 de zile. Dac\u0103 termenul e dep\u0103\u015fit, dob\u00e2nda va r\u0103m\u00e2ne aceea\u015fi.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7344],"tags":[7267,7736,7458],"class_list":["post-13981","post","type-post","status-publish","format-standard","hentry","category-gandul","tag-banci","tag-credit","tag-dobanda"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/13981","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=13981"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/13981\/revisions"}],"predecessor-version":[{"id":34292,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/13981\/revisions\/34292"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=13981"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=13981"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=13981"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}