\n\u00cen Olanda, banii cash au \u00eencetat pur \u015fi simplu s\u0103 fie recunoscu\u0163i ca mijloc esen\u0163ial de plat\u0103. Unii comercian\u0163i chiar descriu activit\u0103\u0163ile f\u0103r\u0103 numerar ca fiind \u201ecurate\u201d sau \u201emai sigure\u201d, arat\u0103 un articol bbc.com.<\/p>\n
\n\u201eNu-mi amintesc ultima dat\u0103 c\u00e2nd am primit o plat\u0103 \u00een numerar\u201d, spune Marielle Groentjes, administratorul unei firme olandeze, care lucreaz\u0103 acolo de aproape un deceniu. \u201eNu ne plac banii \u00een birou, nu avem un seif, iar b\u0103ncile \u00ee\u0163i dau dob\u00e2nd\u0103\u201d, adaug\u0103 el. Pl\u0103\u0163ile electronice \u00een magazinele \u015fi supermarket-urile olandeze au dep\u0103\u015fit pl\u0103\u0163ile \u00een numerar pentru prima dat\u0103 \u00een 2015, cu o marj\u0103 \u00eengust\u0103: 50% carduri de debit, ce 49,5% pl\u0103\u0163i \u00een numerar \u015fi 0,5% c\u0103r\u0163i de credit. De asemenea, \u00een Olanda exist\u0103 o mi\u015fcare \u00eenfiin\u0163at\u0103 de mai multe b\u0103nci olandeze \u015fi retaileri locali, ce doresc ca acest raport s\u0103 creasc\u0103 plat\u0103 electronic\u0103 la 60%, fa\u0163\u0103 de 40%, p\u00e2n\u0103 \u00een 2018.<\/p>\n
\nLa fel ca \u0163ara vecin\u0103, Suedia se afl\u0103 printre \u0163\u0103rile care prefer\u0103 plata pe card, dar nu care \u00eent\u00e2mpin\u0103 \u015fi mici dificult\u0103\u0163i. \u201ePentru \u00eentreprinderile mici cost\u0103 mult mai mult s\u0103 \u00ee\u015fi \u0163in\u0103 banii \u00een banc\u0103\u201d, spune Guido Carnici, pre\u015fedintele asocia\u0163iei pentru afaceri mici. Carnici descrie situa\u0163ia ca fiind \u201e\u00eengrozitoare\u201d, deoarece trebuie s\u0103 pl\u0103teasc\u0103 o tax\u0103 de aproximativ 35 de dolari pe lun\u0103 pentru fiecare companie care trebuie s\u0103 depun\u0103 bani \u00een contul firmei.<\/p>\n
\nAtitudinea fa\u0163\u0103 de acest subiect variaz\u0103 \u00een mod semnificativ \u00een Europa \u015fi la nivel interna\u0163ional. Unele culturi sunt foarte reticente \u00een ceea ce \u0163ine de pl\u0103\u0163ile cu cardul, cum ar fi Germania, ai c\u0103rei consumatori consider\u0103, conform unui studiu recent, c\u0103 au un control mai mare asupra banilor cheltui\u0163i dac\u0103 \u00eei au \u00een mod fizic. \u00cen Italia, de exemplu, unde cultura banului cash este \u00een floare, procentul celor care prefer\u0103 cash sare de 83%.<\/p>\n
\nProgresele \u00een domeniul tehnologiei mobile au determinat b\u0103ncile s\u0103 sar\u0103 peste pl\u0103\u0163ile \u00een numerar \u00een unele \u0163\u0103ri din Africa, de exemplu. \u00cen Kenya, Tanzania, de exemplu, sistemul mobile-banking ajut\u0103 numero\u015fi oameni s\u0103 \u00ee\u015fi pl\u0103teasc\u0103 acum facturile, s\u0103 primeasc\u0103 salariile sau s\u0103 efectueze mici tranzac\u0163ii pe pia\u0163a local\u0103 prin intermediul conturilor de pe telefoanele lor mobile.<\/p>\n","protected":false},"excerpt":{"rendered":"
\u00cen Olanda, banii cash au \u00eencetat pur \u015fi simplu s\u0103 fie recunoscu\u0163i ca mijloc esen\u0163ial de plat\u0103. Unii comercian\u0163i chiar descriu activit\u0103\u0163ile f\u0103r\u0103 numerar ca fiind \u201ecurate\u201d sau \u201emai sigure\u201d, arat\u0103 un articol bbc.com. \u201eNu-mi amintesc ultima dat\u0103 c\u00e2nd am primit o plat\u0103 \u00een numerar\u201d, spune Marielle Groentjes, administratorul unei firme olandeze, care lucreaz\u0103 acolo […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[14681,32901,7267,82,4166,7704,13077,9768,93,80],"class_list":["post-138054","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-activitati","tag-articol","tag-banci","tag-bani","tag-cash","tag-comercianti","tag-disparitie","tag-olanda","tag-plati","tag-refuz"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/138054","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=138054"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/138054\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=138054"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=138054"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=138054"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}