{"id":137497,"date":"2016-09-21T07:15:00","date_gmt":"2016-09-21T07:15:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=137497"},"modified":"2016-09-21T07:15:00","modified_gmt":"2016-09-21T07:15:00","slug":"decizie-fara-precedent-in-romania-este-pentru-prima-data-cand-se-intampla-in-sistemul-bancar","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=137497","title":{"rendered":"Decizie f\u0103r\u0103 precedent \u00een Rom\u00e2nia. Este pentru prima dat\u0103 c\u00e2nd se \u00eent\u00e2mpl\u0103 \u00een sistemul bancar"},"content":{"rendered":"<p>\nCele mai multe b\u0103nci \u00ee\u015fi actualizeaz\u0103 trimestrial nivelul dob\u00e2nzilor pentru credite, astfel c\u0103, dac\u0103 trendul se men\u0163ine, rom\u00e2nii ar putea pl\u0103ti din octombrie (\u00eenceputul trimestrului IV) mai pu\u0163in pentru ratele la \u00eemprumuturi.<\/p>\n<p>\nB\u0103ncile calculeaz\u0103 dob\u00e2nda pentru un credit \u00een lei cu dob\u00e2nd\u0103 variabil\u0103 \u00een func\u0163ie de nivelul ROBOR la trei luni la care adaug\u0103 o marj\u0103 de 2-3 puncte procentuale pentru creditele ipotecare \u00een lei \u015fi de 8-12 puncte procentuale pentru creditele de consum \u00een lei.<\/p>\n<p>\nPentru creditele acordate prin programul \u201ePrima Cas\u0103\u201c, dob\u00e2nda se calculeaz\u0103 \u00een func\u0163ie de ROBOR la trei luni plus o marj\u0103 de 2%.<\/p>\n<p>\n<a href=\"http:\/\/www.zf.ro\/zf-24\/indicele-robor-la-3-luni-a-atins-minimul-istoric-de-0-70-pe-an-creditele-s-ar-putea-ieftini-15731635\" target=\"_blank\"><span style=\"font-size:18px;\"><strong>Decizie f\u0103r\u0103 precedent \u00een Rom\u00e2nia. Este pentru prima dat\u0103 c\u00e2nd se \u00eent\u00e2mpl\u0103 \u00een sistemul bancar. Vede\u0163i AICI cu c\u00e2t ve\u0163i putea pl\u0103ti mai pu\u0163in!<\/strong><\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>To\u0163i rom\u00e2nii care au sau vor s\u0103 \u00ee\u015fi fac\u0103 un credit ar trebui s\u0103 \u015ftie asta<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[185,485,187],"class_list":["post-137497","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bnr","tag-credite","tag-dobanzi"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/137497","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=137497"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/137497\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=137497"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=137497"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=137497"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}