{"id":135869,"date":"2016-08-03T16:30:02","date_gmt":"2016-08-03T16:30:02","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=135869"},"modified":"2016-08-03T16:30:02","modified_gmt":"2016-08-03T16:30:02","slug":"bancile-s-au-razgandit-dupa-prabusirea-creditarii-inca-o-banca-din-romania-scade-avansul-la-creditele-ipotecare","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=135869","title":{"rendered":"B\u0103ncile s-au R\u0102ZG\u00c2NDIT! Dup\u0103 pr\u0103bu\u015firea credit\u0103rii, \u00eenc\u0103 o banc\u0103 din Rom\u00e2nia SCADE avansul la creditele ipotecare"},"content":{"rendered":"<p>\nBCR, cel mai mare juc\u0103tor din sistem, a decis s\u0103 diminueze avansul necesar pentru creditele imobiliare de la 35% la minimum 25% dar doar pentru imobilele ipotecate din ora\u015fele mari ale Rom\u00e2niei precum Cluj-Napoca, Timi\u015foara, Ia\u015fi, sau Constan\u0163a.<\/p>\n<p>\nAstfel, banca face primii pa\u015fi \u00eenapoi de la darea \u00een plat\u0103, cel mai controversat act normativ din istoria postdecembrist\u0103 a Rom\u00e2niei, care a determinat bancherii s\u0103-\u015fi arate col\u0163ii \u015fi s\u0103 \u00een\u0103spreasc\u0103 condi\u0163iile de creditare ipotecar\u0103. Darea \u00een plat\u0103, care permite stingerea datoriei prin predarea cheii imobilului c\u0103tre banc\u0103, a intrat \u00een vigoare pe 13 mai.<\/p>\n<p>\nBCR a decis pe 9 mai s\u0103 majoreze avansul la creditele ipotecare de la 15% la 35%. Banca nu vinde credite \u00een euro.<\/p>\n<p>\n<a href=\"http:\/\/www.zf.ro\/banci-si-asigurari\/bancile-fac-primii-pasi-inapoi-darea-plata-divizeaza-romania-cea-mare-banca-reduce-avansul-25-creditele-acordate-achizitia-imobilielelor-orasele-mari-romaniei-15548413\">Cititi mai multe pe www.zf.ro<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BCR, cel mai mare juc\u0103tor din sistem, a decis s\u0103 diminueze avansul necesar pentru creditele imobiliare de la 35% la minimum 25% dar doar pentru imobilele ipotecate din ora\u015fele mari ale Rom\u00e2niei precum Cluj-Napoca, Timi\u015foara, Ia\u015fi, sau Constan\u0163a. Astfel, banca face primii pa\u015fi \u00eenapoi de la darea \u00een plat\u0103, cel mai controversat act normativ din [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[8444,236,7267,9597,557,8356,2930,98,8327,8924],"class_list":["post-135869","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-avans","tag-banca","tag-banci","tag-cluj-napoca","tag-creditare","tag-credite-ipotecare","tag-prabusire","tag-romania","tag-scadere","tag-timisoara"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/135869","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=135869"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/135869\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=135869"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=135869"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=135869"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}