{"id":13423,"date":"2009-04-22T09:56:21","date_gmt":"2009-04-22T09:56:21","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=13423"},"modified":"2026-04-02T13:39:33","modified_gmt":"2026-04-02T13:39:33","slug":"incep-sa-coboare-ratele-la-creditele-in-euro","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=13423","title":{"rendered":"Incep sa coboare ratele la creditele in euro"},"content":{"rendered":"<p>Indicatorul EURIBOR, care reflecta costul la care marile banci de pe piata europeana isi imprumuta euro intre ele si este utilizat ca o referinta de pret, a coborat in prezent la 1,4% pe an pentru scadenta de trei luni, fata de 2,85% pe an, cat era in ianuarie. In octombrie anul trecut, EURIBOR atinsese varfuri de aproape 5,4% pe an. In general, bancile percep marje de patru-sase puncte procentuale, care se aduna la nivelul EURIBOR.<br \/>\n&quot;Pe segmentul de corporate depinde de cum se renegociaza dobanda. La retail, cine are credit cu dobanda legata de EURIBOR va beneficia de aceasta reducere a indicatorului. La creditele noi depinde insa de costul riscului. Daca acesta va creste, pentru creditele noi probabil vom vedea o stagnare a costului&quot;, spune Lucian Anghel, economistul-sef al BCR.<br \/>\nCititi mai multe pe <a href=\"http:\/\/www.zf.ro\/business-international\/incep-sa-coboare-ratele-la-creditele-in-euro-4230304\/\" target=\"_blank\">www.zf.ro<\/a><br \/>\nAflati <a href=\"http:\/\/www.businessmagazin.ro\/analize\/servicii-financiare\/ce-produse-ne-pregatesc-bancile.html?5848;4058300\" target=\"_blank\">aici<\/a> ce <a href=\"http:\/\/www.businessmagazin.ro\/analize\/servicii-financiare\/ce-produse-ne-pregatesc-bancile.html?5848;4058300\" target=\"_blank\">produse ne pregatesc bancile.<\/a><br \/>\n\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Clientii care au credite in euro cu dobanda calculata in functie de indicatorul EURIBOR incep sa vada scaderi consistente ale ratelor lunare, pe masura ce dobanzile pe pietele interbancare coboara.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7340],"tags":[7267,485,7458,930,6721],"class_list":["post-13423","post","type-post","status-publish","format-standard","hentry","category-zf-ro","tag-banci","tag-credite","tag-dobanda","tag-euro","tag-zf"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/13423","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=13423"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/13423\/revisions"}],"predecessor-version":[{"id":13439,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/13423\/revisions\/13439"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=13423"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=13423"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=13423"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}