{"id":133884,"date":"2016-05-31T11:49:09","date_gmt":"2016-05-31T11:49:09","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=133884"},"modified":"2016-05-31T11:49:09","modified_gmt":"2016-05-31T11:49:09","slug":"romanii-platesc-de-doua-ori-mai-mult-atunci-cand-cumpara-in-rate-2","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=133884","title":{"rendered":"Rom\u00e2nii pl\u0103tesc de dou\u0103 ori mai mult atunci c\u00e2nd cump\u0103r\u0103 \u00een rate"},"content":{"rendered":"<p>\nC\u00e2nd vine vorba de plata online \u00een rate, rom\u00e2nii aleg s\u0103 achite, \u00een medie, dublu fa\u0163\u0103 de suma alocat\u0103 printr-o tranzac\u0163ie digital\u0103 integral\u0103. Astfel, potrivit NETOPIA mobilPay, circa 750 lei este suma medie achitat\u0103 online \u00een rate anul trecut. Potrivit datelor companiei, majoritatea pl\u0103\u0163ilor digitale cu cardul de credit sunt realizate de Black Friday, iar cei mai mul\u0163i rom\u00e2ni opteaz\u0103 pentru achizi\u0163ii \u00een 12 rate.<\/p>\n<p>\nValoarea total\u0103 a tranzac\u0163iilor \u00een rate procesate de NETOPIA mobilPay, anul trecut, a cumulat circa 10% din totalul sumelor procesate cu cardul bancar de companie, iar cele mai multe au fost \u00eenregistrate \u00een noiembrie, luna e-commerce-ului, c\u00e2nd to\u0163i retailerii online desf\u0103\u015foar\u0103 campanii promo\u0163ionale de Black Friday.<\/p>\n<p>\nTotu\u015fi, de\u015fi \u00een noiembrie se fac cele mai multe cump\u0103r\u0103turi online \u00een rate, tot atunci se \u00eenregistreaz\u0103 \u015fi cele mai mici valori medii ale pl\u0103\u0163ilor \u00een rate, un motiv fiind tendin\u0163a consumatorilor de a opta pentru c\u00e2t mai multe rate, majoritatea pe durata unui an de zile.<\/p>\n<p>\n\u201eDatele analizate arat\u0103 un comportament de consum normal, \u00eent\u00e2nit \u00een r\u00e2ndul pie\u0163elor de e-commerce cu evenimente de sales importante. De Black Friday se fac majoritatea achizi\u0163iilor costisitoare, fie c\u0103 vorbim de produse IT, electrocasnice sau mobilier. Clien\u0163ii aleg s\u0103 fac\u0103 astfel de cheltuieli \u00eentr-un anume moment al anului, le bugeteaz\u0103 pe 12 luni \u015fi, cu ocazia aceasta, lichideaz\u0103 \u015fi linia de credit\u201d, declar\u0103 Antonio Eram, CEO \u015fi Fondator al NETOPIA mobilPay<\/p>\n<p>\n\u00cen ceea ce prive\u015fte ora\u015fele din \u0163ar\u0103 \u00een care se fac cele mai multe achizi\u0163ii online \u00een rate, peste 50% dintre ele se \u00eenregistreaz\u0103 \u00een Capital\u0103, urmate de Cluj-Napoca, Timi\u015foara, Constan\u0163a \u015fi Bra\u015fov, fiecare cu o pondere de maxim 5%.<\/p>\n<p>\nCele mai multe achizi\u0163ii online cu cardul de credit se fac pentru produse tech, electrocasnice, mobilier, bijuterii, fashion \u015fi produse cosmetice.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>C\u00e2nd vine vorba de plata online \u00een rate, rom\u00e2nii aleg s\u0103 achite, \u00een medie, dublu fa\u0163\u0103 de suma alocat\u0103 printr-o tranzac\u0163ie digital\u0103 integral\u0103. Astfel, potrivit NETOPIA mobilPay, circa 750 lei este suma medie achitat\u0103 online \u00een rate anul trecut. Potrivit datelor companiei, majoritatea pl\u0103\u0163ilor digitale cu cardul de credit sunt realizate de Black Friday, iar [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[23389,4473,23957,25505,7667,9597,272,7736,470,22346,430,539,93,7541,8443,173,24193],"class_list":["post-133884","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-achitare","tag-achizitii","tag-alocare","tag-black-friday","tag-card","tag-cluj-napoca","tag-companie","tag-credit","tag-cumparare","tag-inregistrare","tag-majoritate","tag-online","tag-plati","tag-produse","tag-rate","tag-romani","tag-trecut"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/133884","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=133884"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/133884\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=133884"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=133884"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=133884"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}