{"id":133171,"date":"2016-05-05T11:58:11","date_gmt":"2016-05-05T11:58:11","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=133171"},"modified":"2016-05-05T11:58:11","modified_gmt":"2016-05-05T11:58:11","slug":"decizie-soc-in-marea-britanie-una-dintre-cele-mai-mari-banci-da-credite-imobiliare-fara-sa-ceara-niciun-fel-de-avans-dobanda-este-de-299","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=133171","title":{"rendered":"Decizie \u015foc \u00een Marea Britanie: Una dintre cele mai mari b\u0103nci d\u0103 credite imobiliare f\u0103r\u0103 s\u0103 cear\u0103 niciun fel de avans. Dob\u00e2nda este de 2,99%"},"content":{"rendered":"<p>\nBarclays, una dintre cele mai mari b\u0103nci britanice, a devenit prima institu\u0163ie financiar\u0103 care a lansat dup\u0103 criz\u0103 un credit ipotecar de 100% din valoarea locuin\u0163ei f\u0103r\u0103 niciun fel de avans, potrivit Financial Times.&nbsp;<\/p>\n<p>\nDecizia vine \u00een condi\u0163iile \u00een care pia\u0163a deja d\u0103 semne de revenire la obiceiurile de creditare riscante. Majoritatea b\u0103ncilor din sistem cer cel pu\u0163in un avans de 5-10%, \u00eens\u0103 Barclays a decis c\u0103 va pl\u0103ti 100% din valoarea locuin\u0163ei f\u0103r\u0103 s\u0103 cear\u0103 niciun fel de depozit.<\/p>\n<p>\nSingura cerin\u0163\u0103 a b\u0103ncii este ca un membru al familiei sau tutore s\u0103 fac\u0103 un plasament de 10% din valoarea creditului, pe care s\u0103 \u00eel \u0163in\u0103 la banc\u0103 pentru trei ani \u015fi pe care va primi dob\u00e2nd\u0103.<\/p>\n<p>\nNoul tip de credit ipotecar a fost g\u00e2ndit de britanici \u00een ideea de a elimina dificult\u0103\u0163ilor pe care le \u00eent\u00e2mpina doritorii la contractarea creditului.<\/p>\n<p>\n<a href=\"http:\/\/www.zf.ro\/zf-24\/decizie-soc-in-marea-britanie-una-dintre-cele-mai-mari-banci-da-credite-imobiliare-fara-sa-ceara-niciun-fel-de-avans-dobanda-este-de-2-99-15282524\">Cititi mai multe pe www.zf.ro<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Barclays, una dintre cele mai mari b\u0103nci britanice, a devenit prima institu\u0163ie financiar\u0103 care a lansat dup\u0103 criz\u0103 un credit ipotecar de 100% din valoarea locuin\u0163ei f\u0103r\u0103 niciun fel de avans, potrivit Financial Times.&nbsp; Decizia vine \u00een condi\u0163iile \u00een care pia\u0163a deja d\u0103 semne de revenire la obiceiurile de creditare riscante. Majoritatea b\u0103ncilor din sistem [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[8444,7267,9762,8753,485,246,7458,30,9129,7251,465],"class_list":["post-133171","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-avans","tag-banci","tag-barclays","tag-credit-ipotecar","tag-credite","tag-crestere","tag-dobanda","tag-imobiliare","tag-locuinta","tag-marea-britanie","tag-valoare"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/133171","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=133171"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/133171\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=133171"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=133171"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=133171"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}