{"id":132819,"date":"2016-04-23T04:57:00","date_gmt":"2016-04-23T04:57:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=132819"},"modified":"2016-04-23T04:57:00","modified_gmt":"2016-04-23T04:57:00","slug":"un-roman-are-un-depozit-de-1-000-de-lei-la-banca-marea-surpriza-pe-care-o-va-avea-peste-un-an","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=132819","title":{"rendered":"Un rom\u00e2n are un depozit de 1.000 de lei la banc\u0103. Marea surpriz\u0103 pe care o va avea peste un an"},"content":{"rendered":"<p>\nC\u00e2\u015ftigul real ob\u0163inut&nbsp; de un deponent pentru un depozit de 1.000 de lei pe 12 luni este pozitiv la cinci b\u0103nci \u015fi negativ la 18 b\u0103nci, rezult\u0103 din analiza efectuat\u0103 de finzoom.ro asupra a 23 de b\u0103nci din sistemul bancar rom\u00e2nesc. Finzoom.ro a analizat dob\u00e2nda anual\u0103 efectiv\u0103 (DAE) pentru depozite \u015fi conturi de economii la 23 dintre b\u0103ncile care activeaz\u0103 \u00een Rom\u00e2nia. DAE include, pe l\u00e2ng\u0103 dob\u00e2nda anual\u0103, \u015fi impozitul de 16% re\u0163inut pentru dob\u00e2nd\u0103, dar \u015fi unele dintre comisioanele percepute de banci.<\/p>\n<p>\nUn alt paradox scos la iveal\u0103 de autorii analizei este c\u0103 nu bancile care au cele mai mari dob\u00e2nzi nominale au \u015fi cea mai bun\u0103 DAE, adic\u0103 cel mai mare c\u00e2\u015ftig real pentru deponent.<\/p>\n<p>\n<strong><span style=\"font-size:18px;\"><a href=\"http:\/\/www.gandul.info\/financiar\/un-roman-are-un-depozit-de-1-000-de-lei-la-banca-ce-surpriza-va-avea-peste-un-an-15268299\"><span style=\"color:#ff0000;\">Afl\u0103 aici ce se \u00eent\u00e2mpl\u0103 \u00eentr-un an cu un depozit de 1.000 de lei de la o banc\u0103 \u015fi care este marea surpriz\u0103 pe care o vor avea deponen\u0163ii<\/span><\/a><\/span><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>C\u00e2\u015ftigul real ob\u0163inut&nbsp; de un deponent pentru un depozit de 1.000 de lei pe 12 luni este pozitiv la cinci b\u0103nci \u015fi negativ la 18 b\u0103nci, rezult\u0103 din analiza efectuat\u0103 de finzoom.ro asupra a 23 de b\u0103nci din sistemul bancar rom\u00e2nesc. Finzoom.ro a analizat dob\u00e2nda anual\u0103 efectiv\u0103 (DAE) pentru depozite \u015fi conturi de economii la [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[8225,32749,10313,236,7267,284,30159,9748,10475,246,9804,439,7458,187,7573,22346,18651,461,5591,80,10222,16924],"class_list":["post-132819","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-analiza","tag-analizare","tag-autoritati","tag-banca","tag-banci","tag-castigare","tag-caz","tag-comisioane","tag-comision","tag-crestere","tag-depozit","tag-depozite","tag-dobanda","tag-dobanzi","tag-economii","tag-inregistrare","tag-obtinere","tag-pierdere","tag-real","tag-refuz","tag-retragere","tag-scadenta"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/132819","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=132819"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/132819\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=132819"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=132819"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=132819"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}