{"id":131755,"date":"2016-03-12T12:42:01","date_gmt":"2016-03-12T12:42:01","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=131755"},"modified":"2016-03-12T12:42:01","modified_gmt":"2016-03-12T12:42:01","slug":"cele-sase-evenimente-care-au-marcat-saptamana-decizie-istorica-a-bce-care-duce-pentru-prima-oara-dobanda-la-0-piata-salariilor-reincepe-sa-dea-in-clocot-o-banca-da-clientilor-posibilitatea-sa-alea","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=131755","title":{"rendered":"Cele \u015fase evenimente care au marcat s\u0103pt\u0103m\u00e2na. Decizie istoric\u0103 a BCE, care duce pentru prima oar\u0103 dob\u00e2nda la 0%; Pia\u0163a salariilor re\u00eencepe s\u0103 dea \u00een clocot; O banc\u0103 d\u0103 clien\u0163ilor posibilitatea s\u0103 aleag\u0103: credit standard sau cu \u201ddare \u00een plat\u0103\u201d"},"content":{"rendered":"<div>\nBanca Central\u0103 European\u0103 a t\u0103iat dob\u00e2nda de politic\u0103 monetar\u0103 de la 0,05% la 0%, cel mai redus nivel din istorie, \u015fi dob\u00e2nda pentru facilitatea de depozit de la -0,3% la -0,4%, sfid\u00e2nd astfel lament\u0103rile marilor b\u0103nci europene. Acestea au avertizat c\u0103 dac\u0103 BCE merge \u015fi mai departe cu politica dob\u00e2nzilor negative, profitabilitatea lor \u015fi rolul lor de motoare de stimulare economic\u0103 vor avea de suferit.\u00cen urma deciziei b\u0103ncii centrale, euro a luat-o abrupt \u00een jos.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\n\u00centr-o alt\u0103 manevr\u0103 impresionant\u0103, BCE a majorat programul de achizi\u0163ii de active cu 20 de miliarde de euro pe lun\u0103, la 80 de miliarde de euro pe lun\u0103. Aceasta \u00eenseamn\u0103 c\u0103 va cump\u0103ra mai multe obliga\u0163iuni cu bani special printa\u0163i \u00een \u00eencercarea de a ridica infla\u0163ia peste zero, scrie The Guardian.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\nAndreas Treichl, directorul executiv al Erste Bank, spunea \u00eenainte ca BCE s\u0103-\u015fI anun\u0163e decizia c\u0103 o alt\u0103 reducere a dob\u00e2nzilor va facilita apari\u0163ia bulelor financiare, va afecta cre\u015fterea economic\u0103 \u015fI va crea \u201cdisparitate social\u0103\u201d pedepsindu-I pe cei care economisesc, scrie Financial Times.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\nJos\u00e9 Garc\u00eda Cantera, directorul financiar al Santander, a avertizat c\u0103 durerea cea mai mare o vor sim\u0163I b\u0103ncile pot rezista cel mai pu\u0163in.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\nS\u0103pt\u0103m\u00e2na trecut\u0103, CEO-ul UBS Sergio Ermotti a explicat c\u0103 dob\u00e2nzile excesiv de mici for\u0163eaz\u0103 b\u0103ncile s\u0103 extind\u0103 prea multe credite riscante pentru pur \u015fI simplu \u201cnu \u015ftiu ce s\u0103 mai fac\u0103 cu depozitele\u201d.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\n\u201cDac\u0103 dob\u00e2nzile negative se duc \u015fI mai mult sub zero, atunci b\u0103ncile vor suferi pierderi mari la capitolul depozite. Va trebui s\u0103 compensezi f\u0103c\u00e2nd profit pe partea cealalt\u0103, ceea ce \u00eenseamn\u0103 s\u0103 ceri mai mult pentru credite\u201d, a avertizat \u015fI John Cryan, co-CEO al Deutsche Bank.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\nCiti\u0163i mai multe pe <a href=\"http:\/\/www.zf.ro\">www.zf.ro<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Banca Central\u0103 European\u0103 a t\u0103iat dob\u00e2nda de politic\u0103 monetar\u0103 de la 0,05% la 0%, cel mai redus nivel din istorie, \u015fi dob\u00e2nda pentru facilitatea de depozit de la -0,3% la -0,4%, sfid\u00e2nd astfel lament\u0103rile marilor b\u0103nci europene. Acestea au avertizat c\u0103 dac\u0103 BCE merge \u015fi mai departe cu politica dob\u00e2nzilor negative, profitabilitatea lor \u015fi rolul [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[236,8830,4126,7736,9108,7458,7933,60,93,31831],"class_list":["post-131755","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banca","tag-bce","tag-clienti","tag-credit","tag-decizie","tag-dobanda","tag-evenimente","tag-piata","tag-plati","tag-posibilitate"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/131755","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=131755"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/131755\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=131755"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=131755"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=131755"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}