{"id":131403,"date":"2016-02-23T17:13:02","date_gmt":"2016-02-23T17:13:02","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=131403"},"modified":"2016-02-23T17:13:02","modified_gmt":"2016-02-23T17:13:02","slug":"viceguvernator-al-bnr-daca-acum-cineva-strange-avansul-la-prima-casa-intr-un-an-in-viitor-il-va-strange-in-opt-ani","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=131403","title":{"rendered":"Viceguvernator al BNR: Dac\u0103 acum cineva str\u00e2nge avansul la Prima cas\u0103 \u00eentr-un an, \u00een viitor \u00eel va str\u00e2nge \u00een opt ani"},"content":{"rendered":"<p>\n&nbsp;BNR sus\u0163ine c\u0103 includerea programului Prima cas\u0103 \u00een legea d\u0103rii \u00een plat\u0103 va \u00eenseamna cre\u015fterea de la unu la opt a num\u0103rului de ani necesari pentru str\u00e2ngerea avansului, un cost pe care tinerii nu ar avea de ce s\u0103 \u00eel pl\u0103teasc\u0103.<\/p>\n<p>\n\u201ePe noi ne preocup\u0103 impactul acestei legi asupra sistemului bancar, deci \u015fi a celor care doresc s\u0103 ia credite \u00een viitor. Acum, cineva poate str\u00e2nge avansul \u00eentr-un an pentru Prima cas\u0103 (5%) \u015fi \u00een patru ani pentru un credit standard (15%). Dac\u0103 Prima cas\u0103 se va \u00eenchide pentru c\u0103 este inclus\u0103 \u00een legea d\u0103rii \u00een plat\u0103, iar b\u0103ncile nu o vor mai avea \u00een ofert\u0103, banii necesari pentru un avans vor fi str\u00e2n\u015fi \u00een opt ani (la un avans de 35%)\u201c, spune Liviu Voinea, viceguvernator al BNR.<\/p>\n<p>\nBanca Na\u0163ional\u0103 solicit\u0103 din nou scoaterea programului Prima cas\u0103 din legea d\u0103rii \u00een plat\u0103, cerin\u0163\u0103 care a fost respins\u0103 la vot s\u0103pt\u0103m\u00e2na trecut\u0103 \u00een Comisia juridic\u0103 \u015fi cea economic\u0103 din Senat. De altfel, toate amendamentele BNR la legea d\u0103rii \u00een plat\u0103 au fost respinse: limita maxim\u0103 pentru darea \u00een plat\u0103 s\u0103 fie de 150.000 de euro, iar cei care pot fi considera\u0163i cazuri sociale s\u0103 aib\u0103 un raport \u00eentre rata de plat\u0103 \u015fi veniturile ob\u0163inute mai mare de 65%.<\/p>\n<p>\nDiscu\u0163iile pe marginea acestei legi controversate vor continua la Camera Depu\u00adta\u0163ilor, care este for decizional.<\/p>\n<p>\n<a href=\"http:\/\/www.zf.ro\/banci-si-asigurari\/viceguvernator-al-bnr-daca-acum-cineva-strange-avansul-la-prima-casa-intr-un-an-in-viitor-il-va-strange-in-opt-ani-15083962\">Cititi mai multe pe www.zf.ro<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp;BNR sus\u0163ine c\u0103 includerea programului Prima cas\u0103 \u00een legea d\u0103rii \u00een plat\u0103 va \u00eenseamna cre\u015fterea de la unu la opt a num\u0103rului de ani necesari pentru str\u00e2ngerea avansului, un cost pe care tinerii nu ar avea de ce s\u0103 \u00eel pl\u0103teasc\u0103. \u201ePe noi ne preocup\u0103 impactul acestei legi asupra sistemului bancar, deci \u015fi a celor [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[8444,185,527,93,12242,464],"class_list":["post-131403","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-avans","tag-bnr","tag-lege","tag-plati","tag-prima-casa","tag-viitor"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/131403","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=131403"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/131403\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=131403"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=131403"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=131403"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}