{"id":130926,"date":"2016-01-31T11:48:22","date_gmt":"2016-01-31T11:48:22","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=130926"},"modified":"2016-01-31T11:48:22","modified_gmt":"2016-01-31T11:48:22","slug":"cat-va-plati-un-roman-daca-ia-acum-un-credit-de-20-000-de-lei-si-cat-ar-fi-platit-acum-3-ani","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=130926","title":{"rendered":"C\u00e2t va pl\u0103ti un rom\u00e2n dac\u0103 ia acum un credit de 20.000 de lei \u015fi c\u00e2t ar fi pl\u0103tit acum 3 ani"},"content":{"rendered":"<p>\nCostul leilor s-a redus de la un nivel de 6% \u00een ianuarie 2012 la sub 1% \u00een prezent, un nivel minim istoric. Declinul a fost influen\u0163at de programul de relaxare monetar\u0103 derulat de BNR, prin care institu\u0163ia a redus dob\u00e2nda-cheie de la 5,75% \u00een prima lun\u0103 din 2012 la minimul istoric de 1,75% pe an \u00een prezent.<\/p>\n<p>\nAstfel, pentru o dob\u00e2nd\u0103 variabil\u0103 format\u0103 din marja la credite de consum, de 10%, plus nivelul indicatorului Robor la trei luni, diferen\u0163a dintre suma total\u0103 de plat\u0103 pentru un credit de nevoi personale contractat la \u00eenceputul anului 2012 \u015fi unul contractat \u00een prezent s-a redus cu aproximativ 3.000 de lei, la 26.000 de lei, potrivit calculelor ZF.<\/p>\n<p>\n<a href=\"http:\/\/www.zf.ro\/banci-si-asigurari\/cat-va-plati-un-roman-daca-ia-acum-un-credit-de-20-000-de-lei-si-cat-ar-fi-platit-acum-3-ani-15012716\">Cititi mai multe pe www.zf.ro<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p> Rata lunar\u0103 pentru un credit de consum de 20.000 de lei, acordat pe o perioad\u0103 de cinci ani, s-a redus \u00een intervalul ianuarie 2012-ianuarie 2016 de la 486 de lei la 430 de lei, \u00een condi\u0163iile \u00een care indicatorul Robor cu scaden\u0163a la trei luni s-a diminuat \u00een intervalul men\u0163ionat.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[10638,10327,9817,7435,7736,17552,8853,93,245,8316,13021],"class_list":["post-130926","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-acordare","tag-conditii","tag-consum","tag-contracte","tag-credit","tag-diminuare","tag-istoric","tag-plati","tag-prezenta","tag-reducere","tag-roman"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/130926","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=130926"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/130926\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=130926"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=130926"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=130926"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}