{"id":129256,"date":"2015-11-09T12:59:03","date_gmt":"2015-11-09T12:59:03","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=129256"},"modified":"2015-11-09T12:59:03","modified_gmt":"2015-11-09T12:59:03","slug":"marile-banci-ar-putea-avea-nevoie-de-suplimentarea-capitalului-cu-1-100-miliarde-de-euro","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=129256","title":{"rendered":"Marile b\u0103nci ar putea avea nevoie de suplimentarea capitalului cu 1.100 miliarde de euro"},"content":{"rendered":"<p>\n<strong>B\u0103ncile de importan\u0163\u0103 sistemic\u0103 trebuie s\u0103 ajung\u0103 \u00een 2019 la o capacitate de absorb\u0163ie a pierderilor echivalent\u0103 cu cel pu\u0163in 16% din activele ponderate \u00een func\u0163ie de risc, iar \u00een 2022 la minim 18%<\/strong>, a anun\u0163at luni FSB, relateaz\u0103 Bloomberg.<\/p>\n<p>\nDeficitul \u00eenregistrat \u00een prezent de b\u0103nci, fa\u0163\u0103 de nivelul de 18%, variaz\u0103 \u00eentre 457 de miliarde de euro \u015fi 1.100 miliarde de euro, \u00een func\u0163ie de instrumentele financiare luate \u00een considerare, potrivit FSB.<\/p>\n<p>\nExcluz\u00e2nd patru b\u0103nci din China care fac parte dintr-o list\u0103 de 30 de institu\u0163ii financiare de importan\u0163\u0103 sistemic\u0103 la nivel global, necesarul de capital este cuprins \u00eentre 107 miliarde de euro \u015fi 776 miliarde de euro.<\/p>\n<p>\n<strong>&#8220;Anun\u0163ul are o importan\u0163\u0103 uria\u015f\u0103. Este un moment de referin\u0163\u0103 \u00een reforma b\u0103ncilor, care rezolv\u0103 problema b\u0103ncilor prea mari pentru a da faliment&#8221;, a declarat Wilson Ervin, vicepre\u015fedintele Credit Suisse Group.<\/strong><\/p>\n<p>\nGuvernatorul B\u0103ncii Angliei, Mark Carney, care conduce FSB, a spus c\u0103 regulile fac mai pu\u0163in probabil\u0103 pr\u0103bu\u015firea unei b\u0103nci, \u00eentruc\u00e2t creditorii acesteia vor \u015fti c\u0103 vor suporta pierderi.<\/p>\n<p>\n&#8220;Anterior, creditorii neasigura\u0163i ai unei b\u0103nci se bazau pe sprijinul statului \u015fi din acest motiv nu d\u0103deau o aten\u0163ie prea mare opera\u0163iunilor acestora. Acum este pielea lor \u00een joc a\u015fa c\u0103 vor exercita presiuni mai mari, iar din acest motiv e\u015fecul este mai pu\u0163in probabil&#8221;, a explicat Carney luni, la Basel.<\/p>\n<p>\nRegulile FSB separ\u0103 fondurile necesare pentru func\u0163ionarea \u00een continuare a unei b\u0103nci de datoriile acesteia acumulate prin emisiuni de obliga\u0163iuni.<\/p>\n<p>\nPrin reevaluarea \u00een sc\u0103dere a obliga\u0163iunilor sau convertirea lor \u00een ac\u0163iuni autorit\u0103\u0163ile de reglementare vor s\u0103 se asigure c\u0103 o banc\u0103 \u00een dificultate are resurse s\u0103 se recapitalizeze f\u0103r\u0103 s\u0103 fie folosite fonduri publice.<\/p>\n<p>\nFa\u0163\u0103 de practicile anterioare, obliga\u0163iunile cu prioritate la plat\u0103 emise de b\u0103nci sunt expuse \u00een mod explicit la pierderi.<\/p>\n<p>\nPatru b\u0103nci din China incluse pe lista FSB au timp p\u00e2n\u0103 \u00een 2025 s\u0103 ajung\u0103 la o capacitate de absorb\u0163ie a pierderilor de 16% \u015fi p\u00e2n\u0103 \u00een 2028 s\u0103 ajung\u0103 la 18%.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Marile b\u0103nci din \u00eentreaga lume, \u00een frunte cu HSBC Holdings \u015fi JPMorgan Chase, ar putea avea nevoie de suplimentarea capitalului cu p\u00e2n\u0103 la 1.100 de miliarde de euro, potrivit estim\u0103rilor Financial Stability Board (FSB), organism creat de G20 pentru a evita repetarea crizei financiare din 2008.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,466],"class_list":["post-129256","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-capital"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/129256","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=129256"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/129256\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=129256"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=129256"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=129256"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}