\nJudec\u0103torii de la Tribunalul V\u00e2lcea au decis s\u0103 dea c\u00e2\u015ftig de cauz\u0103 unei persoane fizice care a luat un credit \u00een baza unui contract \u00eencheiat \u00een franci elve\u0163ieni de la o institu\u0163ie financiar\u0103 nebancar\u0103 \u015fi care a cerut instan\u0163ei de judecat\u0103 \u00eenghe\u0163area cursului, transmite corespondentul MEDIAFAX.<\/p>\n
\nPotrivit sentin\u0163ei definitive pronun\u0163at\u0103 joi \u015fi publicat\u0103 vineri pe portalul instan\u0163elor de judecat\u0103, Tribunalul V\u00e2lcea a constatat “caracterul abuziv al clauzei de risc valutar” \u015fi a dispus eliminarea acesteia.<\/p>\n
\nTotodat\u0103, Tribunalul V\u00e2lcea a dispus “stabilizarea (\u00eenghe\u0163area)\u201d cursului de schimb \u00eentre francul elve\u0163ian \u015fi leu “la momentul semn\u0103rii contractului pentru toat\u0103 perioada de derulare a contractului\u201d. \u00cen plus, institu\u0163ia financiar\u0103 chemat\u0103 \u00een instan\u0163\u0103 este obligat\u0103 s\u0103 restituie debitorului sumele \u00eencasate \u00een plus ca urmare a modific\u0103rii cursului de schimb franc elve\u0163ian – leu.<\/p>\n
\n“Stabilizeaz\u0103 (\u00eenghea\u0163\u0103) cursul de schimb CHF-LEU la momentul semn\u0103rii contractului pentru toat\u0103 perioada de derulare a contractului \u015fi denomineaz\u0103 pl\u0103\u0163ile \u00een moneda na\u0163ional\u0103. Oblig\u0103 p\u00e2r\u00e2ta la restituirea sumelor \u00eencasate \u00een temeiul clauzei constatate abuziv\u0103”, se arat\u0103 \u00een solu\u0163ia publicat\u0103 pe portalul instan\u0163elor de judecat\u0103.<\/p>\n
\n\u00cen plus, Tribunalul V\u00e2lcea a obligat creditorul, care este Credit Europe Ipotecar IFN, s\u0103 achite cheltuieli de judecat\u0103 \u00een cuantum de 2.000 de lei.<\/p>\n
\nB\u0103rbatul din V\u00e2lcea care a introdus ac\u0163iunea \u00een instan\u0163\u0103 pentru a cere \u00eenghe\u0163area cursului de schimb valutar \u00een privin\u0163a creditului s\u0103u a introdus procesul \u00een luna iulie a anului trecut la Judec\u0103toria R\u00e2mnicu V\u00e2lcea. Ini\u0163ial, el a dat \u00een judecat\u0103 Credit Europe Bank Rom\u00e2nia \u015fi Credit Europe Ipotecar IFN Bucure\u015fti.<\/p>\n
\nLa procesul de la Judec\u0103toria R\u00e2mnicu V\u00e2lcea avoca\u0163ii celor dou\u0103 institu\u0163ii financiare au invocat excep\u0163ia lipsei calit\u0103\u0163ii procesuale. \u00cen noiembrie 2014, Judec\u0103toria R\u00e2mnicu V\u00e2lcea a admis excep\u0163ia lipsei calit\u0103\u0163ii procesuale pasive pentru Credit Europe Bank, resping\u00e2nd aceast\u0103 excep\u0163ie \u00een ceea ce prive\u015fte Credit Europe Ipotecar IFN Bucure\u015fti. Prin aceea\u015fi sentin\u0163\u0103 a fost respins\u0103 ac\u0163iunea introdus\u0103 de b\u0103rbatul din jude\u0163ul V\u00e2lcea. Acesta a contestat \u00een instan\u0163\u0103 \u015fi a c\u00e2\u015ftigat procesul.<\/p>\n","protected":false},"excerpt":{"rendered":"
Tribunalul V\u00e2lcea a dat c\u00e2\u015ftig de cauz\u0103 unei persoane care a luat un credit \u015fi a cerut \u00eenghe\u0163area cursului de schimb leu – franc elve\u0163ian, magistra\u0163ii dispun\u00e2nd definitiv \u00eenghe\u0163area cursului la valoarea de la momentul \u00eencheierii contractului \u015fi consider\u00e2nd drept abuziv\u0103 clauza de risc valutar.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[39462,12446,6263],"class_list":["post-128909","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-credit-franci","tag-instanta","tag-valcea"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/128909","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=128909"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/128909\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=128909"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=128909"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=128909"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}