\nFirma a fost fondat\u0103 de doi estoniei, de Kristo Kaarmann \u015fi Taavet Hinrikus, \u00een urm\u0103 cu patru ani, care are 400 de angaja\u0163i \u015fi a transferat deja 4,5 miliarde de dolari de la \u00eenfiin\u0163are.<\/p>\n
\n“\u00cen timp ce multe sectoare au suferit muta\u0163ii datorit\u0103 avansului tehnologiei, \u00een sectorul bancar nimic interesant nu s-a \u00eent\u00e2mplat \u00een ultimii 20 de ani”, a spus Kaarmann.<\/p>\n
\nAm\u00e2ndoi se confruntau o aceea\u015fi problem\u0103. Kaarmann era pl\u0103tit \u00een lire, dar trebuia s\u0103 pl\u0103teasc\u0103 facturile \u00een Estonia \u00een euro, iar Hinrikus era pl\u0103tit \u00een euro, dar avea nevoie de lire pentru cheltuielile zilnice. Cei doi \u015fi-au trimis bani unul \u00een contul celuilalt, f\u0103r\u0103 alte taxe suplimentare. Astfel a ap\u0103rut ideea \u00eenfiin\u0163\u0103ri TransferWise.<\/p>\n
\n\u00cenainte Kaarmann a lucrat \u00een calitate de consultat pentru companii precum PwC sau Deloitte \u015fi sf\u0103tuia b\u0103ncile cum s\u0103-\u015fi \u00eembun\u0103t\u0103\u0163easc\u0103 sistemele, iar Hinrikus a fost unul dintre oamenii esen\u0163ial din cadrul Skype, unde a fost primul angajat al companiei.<\/p>\n
\nModul \u00een care func\u0163ioneaz\u0103 TransferWise este \u00een felul urm\u0103tor: compania cupleaz\u0103 doi oameni care vor s\u0103 fac\u0103 schimb de valut\u0103, transfer peer-to-peer. Practic, un individ \u00een loc s\u0103 cumpere valut\u0103 de la banc\u0103, o cump\u0103r\u0103 de la un alt om. Pentru acest lucru TransferWise percepe o tax\u0103 de 1 lir\u0103 pentru tranzac\u0163ii de p\u00e2n\u0103 la 200 de lire apoi 0.5% din suma respectiv\u0103.<\/p>\n
\nAfacerea a atrans aten\u0163ia mai multor investitori, printre care Richard Branson, Virgin, Peter Thiel, co-fondatorul PayPal sau David Yu, unul dintre fondatorii Betfair. \u00cen ianuarie 2015, compania a fost evaluat\u0103 la 1 miliard de dolari, conform presei str\u0103ine. \u00cen aceea\u015fi perioad\u0103 afacerea a crescut rapid \u00een Statele Unite. A \u00eenregistrat o cre\u015ftere de 40-50% pe lun\u0103 de la \u00eenceputul anului.<\/p>\n","protected":false},"excerpt":{"rendered":"
\u00cenainte b\u0103ncile aveau monopol pe acest domeniu foarte lucrativ, \u00eens\u0103 o s\u0103 aib\u0103 concuren\u0163i serio\u015fi \u00een urm\u0103tori ani. Un exemplu este TransferWise, companie care se ocup\u0103 cu transferuri de bani direct de la un individ la altul, f\u0103r\u0103 implicarea b\u0103ncilor, relateaz\u0103 BBC.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[81,192,7267,82,272,26734,470,473,18324,161,7739,93,32813,10266],"class_list":["post-127953","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-afaceri","tag-angajati","tag-banci","tag-bani","tag-companie","tag-concurenti","tag-cumparare","tag-firma","tag-infiintare","tag-miliarde","tag-monopol","tag-plati","tag-transferare","tag-valuta"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/127953","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=127953"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/127953\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=127953"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=127953"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=127953"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}