{"id":127899,"date":"2015-10-06T14:30:18","date_gmt":"2015-10-06T14:30:18","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=127899"},"modified":"2015-10-06T14:30:18","modified_gmt":"2015-10-06T14:30:18","slug":"isarescu-sunt-prea-multe-firme-cu-pierderi-permanente-si-afecteaza-creditarea-fiind-subcapitalizate","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=127899","title":{"rendered":"Is\u0103rescu: Sunt prea multe firme cu pierderi permanente \u015fi afecteaz\u0103 creditarea, fiind subcapitalizate"},"content":{"rendered":"<p>\n&#8220;<strong>Num\u0103rul extrem de mare, 200.000 de \u00eentreprinderi private cu pierderi permanente, arat\u0103 dou\u0103 probleme majore: de ce nu se respect\u0103 regulile economiei de pia\u0163\u0103 \u00een Rom\u00e2nia? \u00cen anii 90 (&#8230;) ni s-a spus urm\u0103torul lucru: concuren\u0163a \u015fi cur\u0103\u0163enia pie\u0163ei sunt esen\u0163iale, adic\u0103 intr\u0103ri, dar \u015fi ie\u015firi. S\u0103 po\u0163i s\u0103 \u00eenfiin\u0163ezi firme, s\u0103 lucreze, s\u0103 fie concuren\u0163\u0103 loial\u0103, dar s\u0103 existe \u015fi ie\u015firi la fel. Dac\u0103 nu face fa\u0163\u0103 sau dac\u0103 are pierderi, s\u0103 poat\u0103 fi radiat\u0103 rapid. P\u0103strarea unui num\u0103r mare de societ\u0103\u0163i cu pierderi permanente nu numai c\u0103 ecraneaz\u0103 situa\u0163ia sectorului privat, dar \u00eengreuneaz\u0103 chiar procesul de finan\u0163are<\/strong>&#8220;, a afirmat guvernatorul BNR, Mugur Is\u0103rescu, la prezentarea Raportului asupra stabilit\u0103\u0163ii financiare, edi\u0163ia 2015.<\/p>\n<p>\nEl a ar\u0103tat c\u0103 unele dintre aceste firme sunt foste societ\u0103\u0163i de apartament, create pentru a &#8220;mi\u015fca&#8221; banii, iar altele reprezint\u0103 nereu\u015fite familiale.<\/p>\n<p>\nRaportul propune \u015fi analizarea sectorului privat, unde aproape o treime din firme au pierderi permanente, dup\u0103 ce 25 de ani s-a discutat despre \u00eentreprinderile de stat.<\/p>\n<p>\n&#8220;<strong>Discut\u0103m de 25 de ani ce facem cu companiile de stat. Discu\u0163iile au continuat pentru c\u0103 acestea au fost o surs\u0103 de arierate, care sunt un surogat de bani. Dou\u0103 decenii, preocuparea principal\u0103 a fost cea a \u00eentreprinderilor de stat, produc\u0103toare de arierate, care au subminat, \u00eentr-un fel, politica anti-infla\u0163ionist\u0103 a b\u0103ncii centrale<\/strong>&#8220;, a explicat \u015feful BNR.<\/p>\n<p>\nPierderile declarate de firme \u00eengreuneaz\u0103, totodat\u0103, finan\u0163area de c\u0103tre b\u0103nci, \u00eentruc\u00e2t companiile respective nu pot oferi garan\u0163ii pentru banii \u00eemprumuta\u0163i, fiind astfel nebancabile.<\/p>\n<p>\n&#8220;O dezbatere pe aceast\u0103 tem\u0103 mi se pare important\u0103 pentru c\u0103 ajungem la alt\u0103 problem\u0103: \u00een Rom\u00e2nia avem multe companii private, dar sunt subcapitalizate. Cine s\u0103 adune acest capital autohton? A spera c\u0103 se va face capital prin credit bancar ar \u00eensemna s\u0103 se decapitalizeze b\u0103ncile. (&#8230;) Am avut b\u0103nci f\u0103cute de c\u0103tre antreprenori \u015fi cu acest g\u00e2nd ascuns: lu\u0103m din banc\u0103 \u015fi d\u0103m la companie! Este iluzia be\u0163ivului: \u00eemi fac restaurant s\u0103 beau gratis&#8221;, a atras aten\u0163ia guvernatorul.<\/p>\n<p>\n<strong>Un astfel de comportament al b\u0103ncilor ar afecta deponen\u0163ii, dar \u015fi ac\u0163ionarii, iar acordarea de credite firmelor falite ar face ca o parte semnificativ\u0103 din fondurile b\u0103ncii s\u0103 se &#8220;scurg\u0103&#8221; c\u0103tre acperirea creditelor neperformante.<\/strong><\/p>\n<p>\nIs\u0103rescu a punctat c\u0103 firmele pot fi capitalizate prin activele pe care le de\u0163in, \u00eens\u0103 trebuie \u0163inut cont de devalorizarea acestora, sau prin fonduri europene.<\/p>\n<p>\n&#8220;Fondurile europene sunt dona\u0163ii. De ce se sper\u0103 ca firmele s\u0103 se capitalizeze cu banii b\u0103ncilor \u015fi nu se insist\u0103 pe o surs\u0103 clar\u0103 de capitalizare, fondurile europene? Leg\u0103tura puternic\u0103 \u00eentre bancher \u015fi antreprenor ar trebui s\u0103 func\u0163ioneze: hai s\u0103 lu\u0103m bani europeni! Tu te capitalizezi, iar eu te pot finan\u0163a! Dar fiecare s\u0103 \u00ee\u015fi vad\u0103 lungul nasului, s\u0103 nu cread\u0103 nimeni c\u0103 va tr\u0103i super bine din aceast\u0103 rela\u0163ie. Supravie\u0163uirea este pe primul loc, \u015fi nu un SUV, un yacht \u015fi a\u015fa mai departe&#8221;, a completat Is\u0103rescu.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Num\u0103rul mare de firme care raporteaz\u0103 permanent pierderi, de circa 200.000, arat\u0103 c\u0103 \u00een Rom\u00e2nia nu se respect\u0103 regulile economiei de pia\u0163\u0103, situa\u0163ia lor afect\u00e2nd inclusiv procesul de finan\u0163are de la b\u0103nci, care nu le pot acorda credite pentru c\u0103 sunt subcapitalizate, potrivit guvernatorului BNR.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[17732,7981,8302],"class_list":["post-127899","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-capitalizare","tag-firme","tag-pierderi"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/127899","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=127899"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/127899\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=127899"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=127899"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=127899"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}