{"id":1266,"date":"2005-11-08T14:00:00","date_gmt":"2005-11-08T14:00:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=1266"},"modified":"2026-04-02T07:19:06","modified_gmt":"2026-04-02T07:19:06","slug":"ce-inseamna-ifn","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=1266","title":{"rendered":"Ce inseamna IFN"},"content":{"rendered":"<p><SPAN class=text>  <P class=MsoNormal style=\"MARGIN: 0in 0in 0pt\" align=justify>Institutia financiara nebancara este o persoana juridica constituita cu scopul de a desfasura, cu titlu profesional, activitati de creditare din surse proprii sau imprumutate de la institutii de credit sau alte institutii financiare. Acestor companii le sunt interzise atragerea de depozite sau de alte fonduri rambursabile de la public (inclusiv prin emisiune de obligatiuni). <\/P>  <P class=MsoNormal style=\"MARGIN: 0in 0in 0pt\" align=justify>&nbsp;<\/P>  <P class=MsoNormal style=\"MARGIN: 0in 0in 0pt\" align=justify>Proiectul Ministerului de Finante si al BNR se refera, fara a se limita, la urmatoarele activitati:<\/P>  <P class=MsoNormal style=\"MARGIN: 0in 0in 0pt\" align=justify>&nbsp;<\/P>  <P class=MsoNormal style=\"MARGIN: 0in 0in 0pt\" align=justify><EM>ACORDARE <?xml:namespace prefix = st1 ns = \"urn:schemas-microsoft-com:office:smarttags\" \/><st1:State>DE<\/st1:State> CREDITE:<\/EM> precum credite de consum, credite ipotecare, credite imobiliare, finantarea tranzactiilor comerciale, operatiuni de factoring, scontare, forfetare.<\/P>  <P class=MsoNormal style=\"MARGIN: 0in 0in 0pt\" align=justify>&nbsp;<\/P>  <P class=MsoNormal style=\"MARGIN: 0in 0in 0pt\" align=justify><EM>LEASING FINANCIAR:<\/EM> Leasingul operational nu poate intra in randul operatiunilor de creditare, afirma specialistii, astfel ca este posibila o separare a firmelor de leasing in functie de tipul de leasing oferit.<\/P>  <P class=MsoNormal style=\"MARGIN: 0in 0in 0pt\" align=justify>&nbsp;<\/P>  <P class=MsoNormal style=\"MARGIN: 0in 0in 0pt\" align=justify><EM>GARANTII:<\/EM> Emitere de garantii si asumare de angajamente (si garantarea creditului).<\/P>  <P class=MsoNormal style=\"MARGIN: 0in 0in 0pt\" align=justify>&nbsp;<\/P>  <P class=MsoNormal style=\"MARGIN: 0in 0in 0pt\" align=justify><EM>CASE <st1:State>DE<\/st1:State> AMANET:<\/EM> Acordare de credite cu primire de bunuri spre pastrare.<\/P>  <P class=MsoNormal style=\"MARGIN: 0in 0in 0pt\" align=justify>&nbsp;<\/P>  <P class=text style=\"MARGIN: 0in 0in 0pt\" align=justify><\/SPAN><EM>CASE <st1:State>DE<\/st1:State> AJUTOR RECIPROC<\/EM>: Acordare de credite catre membrii unor asociatii fara scop patrimonial, organizate pe baza liberului consimtamant al salariatilor\/pensionarilor, in vederea sprijinirii prin imprumuturi financiare a membrilor lor.<\/P><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Institutia financiara nebancara este o persoana juridica constituita cu scopul de a desfasura, cu titlu profesional, activitati de creditare din surse proprii sau imprumutate de la institutii de credit sau alte institutii financiare. Acestor companii le sunt interzise atragerea de depozite sau de alte fonduri rambursabile de la public (inclusiv prin emisiune de obligatiuni). <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[812],"class_list":["post-1266","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-ce-inseamna-ifn"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/1266","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1266"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/1266\/revisions"}],"predecessor-version":[{"id":22761,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/1266\/revisions\/22761"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1266"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1266"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1266"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}