{"id":12482,"date":"2009-01-23T12:50:21","date_gmt":"2009-01-23T12:50:21","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=12482"},"modified":"2026-04-02T13:13:54","modified_gmt":"2026-04-02T13:13:54","slug":"bancile-pot-da-credite-ipotecare-dupa-noile-norme-bnr","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=12482","title":{"rendered":"Bancile pot da credite ipotecare dupa noile norme BNR"},"content":{"rendered":"<p>\n<meta content=\"text\/html; charset=utf-8\" http-equiv=\"Content-Type\" \/><br \/>\n<meta content=\"Word.Document\" name=\"ProgId\" \/><br \/>\n<meta content=\"Microsoft Word 9\" name=\"Generator\" \/><br \/>\n<meta content=\"Microsoft Word 9\" name=\"Originator\" \/>\n<link href=\"file:\/\/\/C:\/DOCUME~1\/EDITOR~1\/LOCALS~1\/Temp\/msoclip1\/01\/clip_filelist.xml\" rel=\"File-List\" \/><!--[if gte mso 9]><xml>\n<w:WordDocument>\n<w:View>Normal<\/w:View>\n<w:Zoom>0<\/w:Zoom>\n<w:DoNotOptimizeForBrowser \/>\n<\/w:WordDocument>\n<\/xml><![endif]--><\/p>\n<style type=\"text\/css\">\n<!--\n \/* Font Definitions *\/\n@font-face\n{font-family:\"Arial Unicode MS\";\npanose-1:2 11 6 4 2 2 2 2 2 4;\nmso-font-charset:128;\nmso-generic-font-family:swiss;\nmso-font-pitch:variable;\nmso-font-signature:-1 -369098753 63 0 4129023 0;}\n@font-face\n{font-family:\"@Arial Unicode MS\";\npanose-1:2 11 6 4 2 2 2 2 2 4;\nmso-font-charset:128;\nmso-generic-font-family:swiss;\nmso-font-pitch:variable;\nmso-font-signature:-1 -369098753 63 0 4129023 0;}\n \/* Style Definitions *\/\np.MsoNormal, li.MsoNormal, div.MsoNormal\n{mso-style-parent:\"\";\nmargin:0cm;\nmargin-bottom:.0001pt;\nmso-pagination:widow-orphan;\nfont-size:12.0pt;\nfont-family:\"Times New Roman\";\nmso-fareast-font-family:\"Times New Roman\";}\nh1\n{margin-right:0cm;\nmso-margin-top-alt:auto;\nmso-margin-bottom-alt:auto;\nmargin-left:0cm;\nmso-pagination:widow-orphan;\nmso-outline-level:1;\nfont-size:24.0pt;\nfont-family:\"Arial Unicode MS\";\nmso-font-kerning:18.0pt;\nfont-weight:bold;}\na:link, span.MsoHyperlink\n{color:blue;\ntext-decoration:underline;\ntext-underline:single;}\na:visited, span.MsoHyperlinkFollowed\n{color:purple;\ntext-decoration:underline;\ntext-underline:single;}\np\n{margin-right:0cm;\nmso-margin-top-alt:auto;\nmso-margin-bottom-alt:auto;\nmargin-left:0cm;\nmso-pagination:widow-orphan;\nfont-size:12.0pt;\nfont-family:\"Arial Unicode MS\";}\n@page Section1\n{size:612.0pt 792.0pt;\nmargin:72.0pt 90.0pt 72.0pt 90.0pt;\nmso-header-margin:36.0pt;\nmso-footer-margin:36.0pt;\nmso-paper-source:0;}\ndiv.Section1\n{page:Section1;}\n-->\n<\/style>\n<p><span style=\"font-size: 12pt; font-family: &quot;Times New Roman&quot;;\">Cititi mai multe pe <a href=\"http:\/\/stirileprotv.ro\/stiri\/economie\/s-au-publicat-in-monitorul-oficial-noile-conditii-de-creditare.html\">www.stirilerotv.ro<\/a><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bancile nu mai aplica riscul valutar si cel de dobanda cand acorda credite ipotecare si de consum cu garantii imobiliare.<\/p>\n<p>Fiecare banca va trebui sa anunte care este avansul maxim pe care il percepe. Iar gradul de indatorare va creste in unele cazuri pana la 65%, anunta bancherii.<br \/>\nIn consecinta, va creste gradul de indatorare. Chiar pana la 65% pentru clientii foarte buni, anunta bancherii. Pentru multi va fi insa mai mic, in functie de tipul de credit, moneda in care este acordat, tipul de dobanda, fixa sau variabila si in fine de perioada de creditare.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7351],"tags":[7358],"class_list":["post-12482","post","type-post","status-publish","format-standard","hentry","category-pro-tv","tag-pro-tv"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/12482","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=12482"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/12482\/revisions"}],"predecessor-version":[{"id":33138,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/12482\/revisions\/33138"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=12482"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=12482"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=12482"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}