{"id":123678,"date":"2015-06-26T08:30:00","date_gmt":"2015-06-26T08:30:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=123678"},"modified":"2015-06-26T08:30:00","modified_gmt":"2015-06-26T08:30:00","slug":"cat-castigi-daca-pui-la-banca-un-depozit-de-7-000-de-lei-pe-o-luna-nu-este-destul-nici-sa-cumperi-un-suc","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=123678","title":{"rendered":"C\u00e2t c\u00e2\u015ftigi dac\u0103 pui la banc\u0103 un depozit de 7.000 de lei pe o lun\u0103. Nu este destul nici s\u0103 cumperi un suc"},"content":{"rendered":"<p>\nBancherii au t\u0103iat drastic ratele de dob\u00e2nd\u0103 pentru c\u0103 pia\u0163a este inundat\u0103 de lichiditate, iar infla\u0163ia se apropie de zero.<\/p>\n<p>\nCinci dintre cele mai mari zece b\u0103nci afi\u00ad\u015fea\u00adz\u0103 dob\u00e2nzi de sub 1% pe an la depozitele cu scaden\u0163a la o lun\u0103, \u00een timp ce depozitele pe un an sunt bonificate cu dob\u00e2nzi cuprinse \u00eentre 0,7% \u015fi 2,7% pe an, \u00een condi\u00ad\u0163i\u00adile \u00een care pia\u0163a este inundat\u0103 de lichi\u00additate, iar bancherii vor s\u0103 com\u00adpen\u00adseze volumele mici de credite noi cu mar\u00adje de dob\u00e2nd\u0103 mai ridicate.<\/p>\n<p>\n\u201eNu este de mirare c\u0103 dob\u00e2nzile au ajuns la acest nivel \u00eentr-un context de hiperlichiditate. Observ\u0103m aceas\u00adt\u0103 evolu\u0163ie \u015fi la obliga\u0163iunile de stat. Este un trend care va continua, dar nu cred c\u0103 exist\u0103 riscul s\u0103 se ajun\u00adg\u0103 la dob\u00e2nzi negative la depozite. C\u00e2t timp avem \u00eens\u0103 \u00een Europa acest tsunami de lichiditate \u015fi noi suntem afec\u00adta\u0163i\u201c, comenteaz\u0103 Matei P\u0103un, ma\u00adnaging partner al BAC In\u00advest\u00adment.<\/p>\n<p>\n<a href=\"http:\/\/www.zf.ro\/banci-si-asigurari\/mai-merita-sa-pastrezi-banii-la-banca-bancile-mari-au-intrat-sub-1-cu-dobanzile-la-depozitele-in-lei-pe-termen-scurt-14498621\"><strong>Vede\u0163i c\u00e2t c\u00e2\u015ftiga\u0163i<\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bancherii au t\u0103iat drastic ratele de dob\u00e2nd\u0103 pentru c\u0103 pia\u0163a este inundat\u0103 de lichiditate, iar infla\u0163ia se apropie de zero. Cinci dintre cele mai mari zece b\u0103nci afi\u00ad\u015fea\u00adz\u0103 dob\u00e2nzi de sub 1% pe an la depozitele cu scaden\u0163a la o lun\u0103, \u00een timp ce depozitele pe un an sunt bonificate cu dob\u00e2nzi cuprinse \u00eentre 0,7% [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[236,4124,9804,439,7458,187,19598,16680,80],"class_list":["post-123678","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banca","tag-bancheri","tag-depozit","tag-depozite","tag-dobanda","tag-dobanzi","tag-inundatie","tag-pui","tag-refuz"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/123678","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=123678"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/123678\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=123678"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=123678"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=123678"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}