\nStudiul anual realizat de CCP Research Foundation din Marea Britanie folose\u015fte la evaluarea acestor costuri datele autorit\u0103\u0163ilor de reglementare, rapoarte financiare anuale ale institu\u0163iilor financiare \u015fi alte date publice, relateaz\u0103 Financial Times.<\/p>\n
\n\u00cen cel mai recent raport al CCP Research Foundation, care analizeaz\u0103 date pentru perioada 2010-2014, costul total al amenzilor, acordurilor de \u00eenchidere a litigiilor \u015fi al provizioanelor, este evaluat la 205,6 miliarde de lire sterline, fiind \u00een cre\u015ftere cu aproape o cincime fa\u0163\u0103 de anul precedent.<\/strong><\/p>\n \n\u00cen pofida acestei tendin\u0163e de cre\u015ftere, mul\u0163i directori de b\u0103nci se poart\u0103 ca \u015fi cum acestea ar fi costuri cu caracter excep\u0163ional generate de probleme legale, a declarat Chris Steares, director de cercet\u0103ri la funda\u0163ie. El a ar\u0103tat c\u0103 \u00eentr-o serie de acorduri pentru \u00eenchiderea investiga\u0163iilor legate de manipularea valutelor se arat\u0103 c\u0103 abuzurile au continuat p\u00e2n\u0103 \u00een 2013.<\/p>\n \n“Dac\u0103 \u00eentrebi b\u0103ncile despre riscurile pentru reputa\u0163ia lor, vor spune c\u0103 situa\u0163ia trebuie s\u0103 se schimbe. Dar \u00een condi\u0163iile \u00een care costurile legate de practicile b\u0103ncilor continu\u0103 de la an la an, apare \u00eentrebarea dac\u0103 aceste practici se schimb\u0103 \u00een bine”, a spus Steares.<\/strong><\/p>\n \nUnii politicieni din Statele Unite \u015fi Marea Britanie au \u00eencercat s\u0103 pun\u0103 cap\u0103t anilor de reglementare excesiv\u0103, taxe \u015fi amenzi, consider\u00e2nd c\u0103 autorit\u0103\u0163ile de reglementare trebuie s\u0103 reduc\u0103 presiunea asupra b\u0103ncilor.<\/p>\n \nUnii directori de institu\u0163ii financiare au semnalat la r\u00e2ndul lor c\u0103 cheltuielile au \u00eenceput s\u0103 scad\u0103, \u00een special dup\u0103 \u00eenchiderea investiga\u0163iilor referitoare la neregulile legate de tranzac\u0163iile cu instrumente financiare garantate prin ipoteci. Directorul financiar al Bank of America, Bruce Thompson, a subliniat \u00een raportul trimestrial sc\u0103derea costurilor legale.<\/p>\n \nMulte investiga\u0163ii sunt \u00eenc\u0103 \u00een desf\u0103\u015furare, iar unele afecteaz\u0103 divizii bancare care p\u00e2n\u0103 acum au sc\u0103pat de amenzi mari.<\/p>\n \nJPMorgan Chase a anun\u0163at \u00een februarie c\u0103 la sf\u00e2r\u015fitul anului trecut banca era implicat\u0103 \u00een cel pu\u0163in 20 de litigii, inclusiv o investiga\u0163ie a Departamentului de Justi\u0163ie dac\u0103 a cump\u0103rat credite auto evaluate \u00een func\u0163ie de etnia \u00eemprumuta\u0163ilor.<\/p>\n \nCele 16 b\u0103nci incluse \u00een studiu sunt Bank of America, Barclays, BNP Paribas, Credit Suisse, Citigroup, Deutsche Bank, Goldman Sachs, HSBC, JPMorgan Chase, Lloyds Banking Group, National Australia Bank, Royal Bank of Scotland, Santander, Standard Chartered, Societe Generale \u015fi UBS.<\/p>\n \nDintre acestea, Bank of America a \u00eenregistrat \u00een perioada 2010-2014 cele mai mari costuri pentru litigii, 64,05 miliarde lire sterline, urmat\u0103 de JPMorgan Chase (32,91 miliarde lire), Lloyds Banking Group (15,62 miliarde lire), Citigroup (14,75 miliarde lire) \u015fi Barclays (12,19 miliarde lire).<\/p>\n \n\u00centre celelalte b\u0103nci amendate, Deutsche Bank a pl\u0103tit 9,37 miliarde lire, HSBC 8,9 miliarde lire, BNP Paribas 7,76 miliarde lire, Credit Suisse 5,85 miliarde lire, iar UBS 5,41 miliarde lire.<\/p>\n","protected":false},"excerpt":{"rendered":" Cele mai mari 16 b\u0103nci din lume, \u00eentre care Bank of America, HSBC \u015fi Deutsche Bank, au pl\u0103tit pentru litigii peste 200 miliarde de lire sterline (306 miliarde dolari), din 2010, potrivit unui studiu care contrazice opinia c\u0103 b\u0103ncile au dep\u0103\u015fit cea mai dificil\u0103 perioad\u0103 a desp\u0103gubirilor post-criz\u0103.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,7283,11336],"class_list":["post-122959","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-costuri","tag-litigii"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/122959","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=122959"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/122959\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=122959"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=122959"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=122959"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}