{"id":122381,"date":"2015-05-26T11:40:50","date_gmt":"2015-05-26T11:40:50","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=122381"},"modified":"2015-05-26T11:40:50","modified_gmt":"2015-05-26T11:40:50","slug":"isarescu-deponentii-sa-se-uite-la-dobanda-reala-s-ar-putea-sa-fie-mai-mare-decat-in-ultimii-ani","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=122381","title":{"rendered":"Is\u0103rescu: Deponen\u0163ii s\u0103 se uite la dob\u00e2nda real\u0103, s-ar putea s\u0103 fie mai mare dec\u00e2t \u00een ultimii ani"},"content":{"rendered":"<p>\n&#8220;<strong>Ar trebui s\u0103-i \u00eendemn\u0103m pe deponen\u0163i s\u0103 se uite la dob\u00e2nda real\u0103, nu la cea nominal\u0103. Acum c\u00e2\u0163iva ani, c\u00e2nd dob\u00e2nda nominal\u0103 se \u00eenv\u00e2rtea \u00eentre 6-7%, infla\u0163ia era tot pe acolo, diferen\u0163a \u00eentre dob\u00e2nda nominal\u0103 \u015fi rata infla\u0163iei d\u0103dea o rat\u0103 real\u0103 a dob\u00e2nzii de circa 1%. Acum avem rat\u0103 nominal\u0103 \u00eentre 1%-1,5%, infla\u0163ia a cobor\u00e2t sub 1% \u015fi tinde s\u0103 fie negativ\u0103 pentru c\u00e2teva luni, poate chiar trimestre, iar c\u00e2\u015ftigul real se men\u0163ine, s-ar putea s\u0103 fie mai mare dob\u00e2nda real\u0103 fa\u0163\u0103 de acum c\u00e2\u0163iva ani<\/strong>&#8220;, a afirmat mar\u0163i Is\u0103rescu la conferin\u0163a &#8220;Viitorul modelelor de business bancar&#8221;, organizat\u0103 \u00een cadrul evenimentelor dedicate anivers\u0103rii a 135 de ani de la \u00eenfiin\u0163area B\u0103ncii Na\u0163ionale a Rom\u00e2niei.<\/p>\n<p>\nEl a punctat c\u0103 face o invita\u0163ie la &#8220;realism&#8221;, la o citire cu aten\u0163ie a cifrelor.<\/p>\n<p>\nTotodat\u0103, el a men\u0163ionat c\u0103 politica de comisioane practicat\u0103 de b\u0103nci ar trebui s\u0103 evite descurajarea depunerilor.<\/p>\n<p>\n&#8220;\u00cenc\u0103 avem o problem\u0103 cu comisioanele, care sunt mari, un comision de 0,5%-1% pentru o opera\u0163iune bancar\u0103 se simte. Nicio banc\u0103 nu ar trebui s\u0103 tr\u0103iasc\u0103 momentul c\u00e2nd deponentul zice: de ce s\u0103-mi \u0163in banii \u00een banc\u0103, s\u0103 plec cu mai pu\u0163in acas\u0103? Este un \u00eendemn la realism \u015fi trebuie s\u0103 va spun c\u0103 noi, Banca Na\u0163ional\u0103, suntem preocupa\u0163i de reducerea comisioanelor. Am luat m\u0103suri cu vorba bun\u0103, cu moral suasion s\u0103 reducem comisioanele, mai ales pe zona pl\u0103\u0163ilor de mare valoare&#8221;, a spus Is\u0103rescu.<\/p>\n<p>\n<strong>Guvernatorul a men\u0163ionat c\u0103 nu mai exist\u0103 niciun fel de motiva\u0163ie ca pl\u0103\u0163ile \u00een Rom\u00e2nia s\u0103 coste mai mult dec\u00e2t \u00een Europa.<\/strong><\/p>\n<p>\n&#8220;Trebuie s\u0103 facem un efort mai mare pentru a obi\u015fnui publicul cu rata real\u0103 a dob\u00e2nzii, diferen\u0163a dintre rata nominal\u0103 \u015fi rata infla\u0163iei. Nu trebuie s\u0103 l\u0103s\u0103m publicul \u00eentr-o confuzie, nu este s\u0103n\u0103toas\u0103&#8221;, a conchis \u015feful BNR.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Guvernatorul BNR, Mugur Is\u0103rescu, \u00eendeamn\u0103 deponen\u0163ii la b\u0103nci s\u0103 se uite mai degrab\u0103 la dob\u00e2nda real\u0103, care reprezint\u0103 diferen\u0163a \u00eentre dob\u00e2nda nominal\u0103 \u015fi rata infla\u0163iei, ar\u0103t\u00e2nd c\u0103 aceasta este mai mare \u00een prezent dec\u00e2t \u00een urm\u0103 cu c\u00e2\u0163iva ani, c\u00e2nd infla\u0163ia era ridicat\u0103 \u015fi aproape anula c\u00e2\u015ftigul.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[40639,7353],"class_list":["post-122381","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-dobanzi-depozite","tag-isarescu"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/122381","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=122381"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/122381\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=122381"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=122381"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=122381"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}