{"id":12009,"date":"2008-10-22T11:36:40","date_gmt":"2008-10-22T11:36:40","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=12009"},"modified":"2026-04-02T12:59:14","modified_gmt":"2026-04-02T12:59:14","slug":"criza-trece-clientul-ramane-captiv-ratelor-umflate","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=12009","title":{"rendered":"Criza trece, clientul ramane captiv ratelor umflate"},"content":{"rendered":"<p>In Romania, la banca te duci resemnat. Tu, clientul, esti pus in fata faptului implinit de fiecare data. Vrei sa-ti iei un credit, angajatul pompos denumit consultant financiar iti pune in brate un maldar de pliante si ridica din umeri, invocand o sumedenie de decizii interne secrete care-l impiedica sa-ti prezinte contractul de credit caci tu cu banca nu semnezi un pliant, ci un contract.<\/p>\n<p>\u00a0<\/p>\n<p>Mai multe amanunte pe <a href=\"http:\/\/www.gandul.info\/actualitatea\/criza-trece-clientul-ramane-captiv-ratelor-umflate-video.html?3927;3345868\">www.gandul.info <\/a><\/p>\n<p>\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Indicatorii care au marit dobanda variabila au inceput sa scada, analistii sustin insa ca ratele nu se vor micsora. Scumpirea ratei cu pana la 30% este influentata in mare masura de decizia bancii de a creste marja de risc<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7344],"tags":[7267,485,246,187,7457],"class_list":["post-12009","post","type-post","status-publish","format-standard","hentry","category-gandul","tag-banci","tag-credite","tag-crestere","tag-dobanzi","tag-servicii-financiare"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/12009","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=12009"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/12009\/revisions"}],"predecessor-version":[{"id":32749,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/12009\/revisions\/32749"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=12009"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=12009"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=12009"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}