{"id":119998,"date":"2015-03-31T17:34:39","date_gmt":"2015-03-31T17:34:39","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=119998"},"modified":"2015-03-31T17:34:39","modified_gmt":"2015-03-31T17:34:39","slug":"isarescu-unele-banci-nu-au-acces-la-lichiditatea-din-piata-si-se-imprumuta-de-la-bnr","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=119998","title":{"rendered":"Is\u0103rescu: Unele b\u0103nci nu au acces la lichiditatea din pia\u0163\u0103 \u015fi se \u00eemprumut\u0103 de la BNR"},"content":{"rendered":"<p>\n<strong>&#8220;Exist\u0103 \u00een continuare lichiditate suficient\u0103 \u00een pia\u0163\u0103, dar nu este uniform repartizat\u0103, este repartizat\u0103 la c\u00e2teva b\u0103nci. (&#8230;) C\u00e2nd am f\u0103cut luni turul de pia\u0163\u0103, am constatat c\u0103 erau b\u0103nci care, av\u00e2nd acces limitat la ob\u0163inerea lichidit\u0103\u0163ii \u00een pia\u0163\u0103, ne-au anun\u0163at c\u0103 ar prefera s\u0103 se \u00eemprumute de la Banca Na\u0163ional\u0103 la licita\u0163iile s\u0103pt\u0103m\u00e2nale pentru c\u0103 nu aveau acces \u00een pia\u0163\u0103&#8221;<\/strong>, a afirmat Is\u0103rescu la briefingul de pres\u0103, dup\u0103 \u015fedin\u0163a Consiliului de Administra\u0163ie pe probleme de politic\u0103 monetar\u0103.<\/p>\n<p>\nEl a punctat c\u0103 sunt lucruri care ar mai trebui &#8220;rodate&#8221; \u00eentre b\u0103ncile din sistem, \u00eens\u0103 a ar\u0103tat c\u0103 rolul b\u0103ncii centrale este c\u00e2teodat\u0103 \u015fi de intermediar.<\/p>\n<p>\nIs\u0103rescu a reiterat c\u0103 sistemul bancar rom\u00e2nesc este solid din punct de vedere al solvabilit\u0103\u0163ii \u015fi al lichidit\u0103\u0163ii, \u00een contextul situa\u0163iilor din Grecia \u015fi Austria, preciz\u00e2nd totodat\u0103 c\u0103 lichiditatea se poate diminua \u00een condi\u0163ii de tensiune \u015fi ne\u00eencredere.<\/p>\n<p>\n<strong>&#8220;\u00cen condi\u0163ii de tensiune, de ne\u00eencredere, mai ales lichiditatea se poate diminua, poate s\u0103 apar\u0103 o segmentare a pie\u0163ei&#8221;<\/strong>, a spus Is\u0103rescu.<\/p>\n<p>\nGuvernatorul a men\u0163ionat c\u0103 banca central\u0103 \u015fi-a sporit aten\u0163ia la situa\u0163iile din Grecia \u015fi Austria pentru c\u0103 reprezint\u0103 \u0163\u0103rile care au contribuit cu cea mai mare pondere \u00een capitalul investi\u0163ional \u00een sistemul bancar rom\u00e2nesc.<\/p>\n<p>\n<strong>&#8220;\u00cen consecin\u0163\u0103, situa\u0163ia poate s\u0103 fie prezentat\u0103 cam \u00een felul urm\u0103tor: avem b\u0103nci rom\u00e2ne\u015fti, dar cu capital str\u0103in, dependen\u0163a de ce se \u00eent\u00e2mpl\u0103 \u00een cele dou\u0103 \u0163\u0103ri nu e direct\u0103, dar prin intermediul investitorilor, influen\u0163a indirect\u0103 poate s\u0103 fie important\u0103. La acest lucru se adaug\u0103 impactul psihologic, cum reac\u0163ioneaz\u0103 pie\u0163ele. A\u015fadar, nu numai c\u0103 urm\u0103rim cu mare aten\u0163ie cele dou\u0103 sisteme bancare din cele dou\u0103 \u0163\u0103ri, dar suntem preg\u0103ti\u0163i de interven\u0163ie pentru orice fel de scenariu&#8221;<\/strong>, a concluzionat Is\u0103rescu.<\/p>\n<p>\nPe pia\u0163a din Rom\u00e2nia sunt prezente cele mai mari b\u0103nci din Grecia, respectiv National Bank of Greece, Alpha Bank, Eurobank Ergasias \u015fi Piraeus Bank. Criza datoriilor din Grecia afecteaz\u0103 grav sistemul bancar din aceast\u0103 \u0163ar\u0103. \u00cen februarie, depozitele bancare din Grecia au sc\u0103zut la cel mai redus nivel din ultimii 10 ani, din cauza blocajului politic dintre guvernul elen \u015fi creditorii \u0163\u0103rii, care spore\u015fte riscul unei ie\u015firi a \u0163\u0103rii din zona euro. \u00cen aceste condi\u0163ii, Banca Central\u0103 European\u0103 (BCE) a suplimentat pentru a patra oar\u0103 de la \u00eenceputul lunii martie fondurile disponibile b\u0103ncilor elene prin programul de finan\u0163are de urgen\u0163\u0103 ELA (emergency liquidity assistance), urc\u00e2nd plafonul cu circa 1 miliard de euro, la peste 71 miliarde de euro.<\/p>\n<p>\nCele mai mari b\u0103nci din Austria, respectiv Erste Group Bank, Raiffeisen Bank International \u015fi UniCredit Bank Austria, se confrunt\u0103 la r\u00e2ndul lor cu probleme legate de modificarea politicii statului austriac \u00een domeniul sprijinului acordat institu\u0163iilor de credit \u00een cazul unor probleme. Prin contrast cu disponibilitatea anterioar\u0103 de a acorda sprijin de stat, Austria a devenit un promotor al unor noi reguli europene de rezolvare a crizelor bancare mai degrab\u0103 prin contribu\u0163ia investitorilor dec\u00e2t prin fonduri publice. \u00cen acest context, un analist al Fitch Ratings, Patrick Rioual, a avertizat la jum\u0103tatea lunii martie c\u0103 ratingurile Erste Group Bank \u015fi UniCredit Bank Austria ar putea fi reduse cu dou\u0103 trepte, la nivelul BBB+, iar cel al Raiffeisen Bank International cu trei trepte, la BBB. Rioual a notat faptul c\u0103 \u00eent\u0103rirea capitalului va fi cea mai mare provocare pentru cele trei b\u0103nci \u00een urm\u0103torii doi ani.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Unele b\u0103nci nu au acces la lichiditea din pia\u0163\u0103, care este suficient\u0103, dar repartizat\u0103 neuniform \u00een sistemul bancar, astfel c\u0103 prefer\u0103 s\u0103 se \u00eemprumute de la Banca Na\u0163ional\u0103 la licita\u0163iile s\u0103pt\u0103m\u00e2nale, a declarat mar\u0163i guvernatorul BNR, Mugur Is\u0103rescu, preciz\u00e2nd c\u0103 &#8220;lucrurile ar mai trebui rodate&#8221;.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,185,12985],"class_list":["post-119998","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-bnr","tag-lichiditate"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/119998","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=119998"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/119998\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=119998"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=119998"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=119998"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}