{"id":119108,"date":"2015-03-14T13:38:00","date_gmt":"2015-03-14T13:38:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=119108"},"modified":"2015-03-14T13:38:00","modified_gmt":"2015-03-14T13:38:00","slug":"vanatoarea-de-neperformante","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=119108","title":{"rendered":"V\u00e2n\u0103toarea de neperformante"},"content":{"rendered":"<p>\nBanca Na\u0163ional\u0103 cere astfel b\u0103ncilor \u015fi IFN-urilor s\u0103 declare suplimentar date referitoare la expuneri neperformante, improbabilitate de plat\u0103, restructur\u0103ri\/refinan\u0163\u0103ri ale creditelor, gradul de \u00eendatorare, dob\u00e2nzi, valoarea activului ponderat la risc. \u00cen plus, vor fi raportate informa\u0163ii cu privire la detalierea serviciului datoriei \u00een func\u0163ie de num\u0103rul zilelor de \u00eent\u00e2rziere la plat\u0103, detalierea tipului de ipoteci imobiliare \u015fi respectiv a valorii acestora. Conform ARB, ponderea creditelor neperformante a sc\u0103zut anul trecut de la peste 23% la aproape 14%, majoritatea fiind generate de persoane juridice.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>B\u0103ncile \u015fi IFN-urile din Registrul Special vor raporta, de la 1 mai, informa\u0163ii suplimentare la Centrala Riscului de Credit pentru creditele peste 20.000 de lei, care se refer\u0103 \u00een principal la expuneri neper-formante, improbabilitatea de plat\u0103 sau restructur\u0103ri de credite, potrivit unui proiect de regulament BNR. <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[9837,7267,485,10322,93,519,9711,9184,5435],"class_list":["post-119108","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-1-mai","tag-banci","tag-credite","tag-informatii","tag-plati","tag-raportare","tag-restructurari","tag-risc","tag-vanatoare"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/119108","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=119108"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/119108\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=119108"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=119108"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=119108"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}