{"id":118753,"date":"2015-03-06T16:00:00","date_gmt":"2015-03-06T16:00:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=118753"},"modified":"2015-03-06T16:00:00","modified_gmt":"2015-03-06T16:00:00","slug":"are-afacerea-lui-de-la-20-de-ani-si-spune-ca-se-va-pensiona-cand-ajunge-la-40","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=118753","title":{"rendered":"Are afacerea lui de la 20 de ani \u015fi spune c\u0103 se va pensiona c\u00e2nd ajunge la 40"},"content":{"rendered":"<p>\nLa&nbsp; 14 ani, Thomas Frank a \u00eenv\u0103\u0163at o lec\u0163ie valoroas\u0103 despre economisire. Voia s\u0103 c\u00e2\u015ftige bani pentru cump\u0103rarea unui joc video, a\u015fa c\u0103 s-a angajat pe unul dintre singurele posturi disponibile pentru adolescen\u0163ii cu v\u00e2rsta de sub 16 ani: dep\u0103nu\u015farea de porumb.<\/p>\n<p>\nJobul a durat trei s\u0103pt\u0103m\u00e2ni, interval \u00een care Frank a c\u00e2\u015ftigat mai mult dec\u00e2t suficient pentru a acoperi suma de 350 de dolari de care avea nevoie pentru joc. Totu\u015fi, nu a investit banii \u00een achizi\u0163ia jocului, ci i-a cheltuit f\u0103r\u0103 s\u0103 \u00ee\u015fi dea seama pe ie\u015firi \u00een ora\u015f, haine \u015fi alte lucruri, potrivit unui interviu acordat de Thomas Frank publica\u0163iei Business Insider. Lec\u0163ia \u00eenv\u0103\u0163at\u0103 astfel l-a determinat s\u0103 fie mai atent \u00een investi\u0163iile sale ulterioare: \u00eenainte de a termina universitatea, a pus bazele unui business online datorit\u0103 c\u0103ruia a reu\u015fit s\u0103-\u015fi pl\u0103teasc\u0103 studiile de 15.000 de dolari de la Universitatea din Iowa.<\/p>\n<p>\n\u00cen prezent, t\u00e2n\u0103rul \u00een v\u00e2rst\u0103 de 23 de ani conduce afacerea College Info Geek, o platform\u0103 care ofer\u0103 studen\u0163ilor informa\u0163ii despre cum s\u0103 fie mai productivi, s\u0103 ob\u0163in\u0103 note mai bune, s\u0103 aib\u0103 joburi de vis \u015fi s\u0103 \u00ee\u015fi termine studiile f\u0103r\u0103 datorii.<\/p>\n<p>\nFrank sper\u0103 s\u0103 se retrag\u0103 p\u00e2n\u0103 la v\u00e2rsta de 40 de ani \u015fi s\u0103 economiseasc\u0103 p\u00e2n\u0103 la aceast\u0103 v\u00e2rst\u0103 suficien\u0163i bani \u00eenc\u00e2t s\u0103 nu mai aib\u0103 nevoie de un salariu. Scopul lui Frank este s\u0103 economiseasc\u0103 900.000 de dolari p\u00e2n\u0103 la aceast\u0103 v\u00e2rst\u0103, iar pentru a face acest lucru, \u015fi-a propus s\u0103 investeasc\u0103 25.000 de dolari \u00een fiecare an. Totodat\u0103, vrea s\u0103 \u00ee\u015fi creasc\u0103 veniturile la 90.000 de dolari \u00een fiecare an. Pentru a-\u015fi atinge obiectivul de pensionare la 40 de ani, a investit 1.000 de dolari \u015fi \u00eentr-un plan de pensionare lansat de o companie american\u0103 de management de investi\u0163ii, variant\u0103 popular\u0103 printre micii proprietari de afaceri ale c\u0103ror companii nu de\u0163in de alte planuri de pensionare.<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La&nbsp; 14 ani, Thomas Frank a \u00eenv\u0103\u0163at o lec\u0163ie valoroas\u0103 despre economisire. Voia s\u0103 c\u00e2\u015ftige bani pentru cump\u0103rarea unui joc video, a\u015fa c\u0103 s-a angajat pe unul dintre singurele posturi disponibile pentru adolescen\u0163ii cu v\u00e2rsta de sub 16 ani: dep\u0103nu\u015farea de porumb. Jobul a durat trei s\u0103pt\u0103m\u00e2ni, interval \u00een care Frank a c\u00e2\u015ftigat mai mult [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[82,235,284,13012,149,460,7960],"class_list":["post-118753","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bani","tag-business","tag-castigare","tag-economisire","tag-investitii","tag-joc","tag-tanar"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/118753","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=118753"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/118753\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=118753"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=118753"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=118753"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}