{"id":118664,"date":"2015-03-05T14:37:16","date_gmt":"2015-03-05T14:37:16","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=118664"},"modified":"2026-04-04T12:47:37","modified_gmt":"2026-04-04T12:47:37","slug":"volksbank-a-castigat-71-din-cele-75-de-procese-cu-decizii-privind-conversia-la-cursul-istoric","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=118664","title":{"rendered":"Volksbank a c\u00e2\u015ftigat 71 din cele 75 de procese cu decizii privind conversia la cursul istoric"},"content":{"rendered":"<p>\n<strong>Din cele 71 de dosare c\u00e2\u015ftigate, banca a ob\u0163inut 68 de sentin\u0163e favorabile \u00een prima instan\u0163\u0103 \u015fi alte trei au fost solu\u0163ionate definitiv<\/strong>, se arat\u0103 \u00eentr-un r\u0103spuns al b\u0103ncii la solicitarea MEDIAFAX.<\/p>\n<p>\nVolksbank a anun\u0163at recent c\u0103 a c\u00e2\u015ftigat, printr-o decizie definitiv\u0103 luat\u0103 de Curtea de Apel Bucuresti, un proces \u00een care un client solicita conversia \u00eemprumuturilor din franci \u00een lei la cursul de la data semn\u0103rii conven\u0163iei de credit. Instan\u0163a a stabilit c\u0103 un credit \u00een valut\u0103 nu poate fi convertit la cursul din data acord\u0103rii, \u00eentruc\u00e2t potrivit principiului nominalismului monetar, consfin\u0163it de Codul Civil, riscul valutar trebuie suportat de c\u0103tre client.<\/p>\n<p>\n<strong>Din cele patru procese pierdute pe aceea\u015fi tem\u0103, trei au fost pronun\u0163ate la prima instan\u0163\u0103 \u015fi doar o decizie a fost definitiv\u0103 \u00een favoarea clientului Volksbank, dat\u0103 de Tribunalul Gala\u0163i. <\/strong>\u00cen acest dosar, instan\u0163a a dispus, \u00een noiembrie 2014, transformarea \u00een lei a unui credit acordat \u00een franci, la cursul din 2008, c\u00e2nd a fost semnat contractul, plus 10%.<\/p>\n<p>\n<a name=\"13804012!\"><\/a><\/p>\n<p>\nPotrivit avoca\u0163ilor Volksbank, decizia Tribunalului Galati este incomplet\u0103, nefiind specificat ce doband\u0103 \u00een lei va pl\u0103ti clientul dup\u0103 conversia creditului din franci. Solu\u0163ia instan\u0163ei de la Gala\u0163i a fost implementat\u0103, creditul fiind convertit \u00een lei, la cursul stabilit de c\u0103tre instan\u0163\u0103, \u00eens\u0103 aplic\u00e2ndu-se costurile pentru creditele \u00een lei din 2008, ajung\u00e2ndu-se astfel la o dob\u00e2nda anual\u0103 efectiv\u0103 de aproximativ 9,5%.<\/p>\n<p>\nVolksbank \u015fi Banca Transilvania lucreaz\u0103 deja la o oferta de conversie care s\u0103 ajute clien\u0163ii Volksbank care au luat credite \u00een franci elve\u0163ieni, \u00eens\u0103 aceasta va fi anun\u0163at\u0103 dup\u0103 finalizarea prelu\u0103rii Volksbank de c\u0103tre Banca Transilvania.<\/p>\n<p>\n<a name=\"13811276!\"><\/a><\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Volksbank Rom\u00e2nia a c\u00e2\u015ftigat 71 din cele 75 de procese deschise de clien\u0163i care au cerut conversia creditului din franci elve\u0163ieni \u00een lei la cursul de la data contract\u0103rii \u00eemprumutului, litigii \u00een care instan\u0163ele s-au pronun\u0163at din septembrie p\u00e2n\u0103 \u00een prezent, potrivit informa\u0163iilor furnizate de banc\u0103.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[8524,453,8416],"class_list":["post-118664","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-franc-elvetian","tag-procese","tag-volksbank"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/118664","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=118664"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/118664\/revisions"}],"predecessor-version":[{"id":118670,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/118664\/revisions\/118670"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=118664"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=118664"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=118664"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}