\n“Preconiz\u0103m c\u0103 vom utiliza integral plafonul alocat \u015fi vom avea nevoie de plafon suplimentar spre sf\u00e2r\u015fitul anului”, a declarat \u00eentr-un comunicat Ioana Mihai, \u015eef Departament Credite Garantate din cadrul BCR.<\/p>\n
\nPrin Prima Cas\u0103 6, banca a acordat aproximativ 6.000 de credite, iar de la \u00eenceputul programului \u015fi p\u00e2n\u0103 \u00een prezent circa 38.000 de \u00eemprumuturi, \u00een valoare de peste 6,3 miliarde lei.<\/p>\n
\n“Evolu\u0163ia v\u00e2nz\u0103rilor de credite ipotecare \u00een 2014 a ar\u0103tat o cre\u015ftere a creditului ipotecar standard, ce a egalat v\u00e2nz\u0103rile prin programul Prima Cas\u0103, dar la finalul plafonului alocat Programului, evolu\u0163iile au indicat v\u00e2nz\u0103ri mai puternice pe Prima Cas\u0103. Pe perioada derul\u0103rii Programului, creditul Prima Cas\u0103 \u015fi-a p\u0103strat atractivitatea \u00een special pentru tinerele familii care au putut beneficia de un avans sc\u0103zut \u015fi condi\u0163ii avantajoase de costuri”, se mai arat\u0103 \u00een comunicat.<\/p>\n
\nRata la un credit Prima Cas\u0103 este calculat\u0103 \u00een func\u0163ie de indicele Robor la 3 luni + 2,3 marj\u0103 pentru clien\u0163ii care primesc salariul \u00eentr-un cont BCR.<\/p>\n
\nUn calcul orientativ anun\u0163at de BCR arat\u0103 c\u0103 dob\u00e2nda efectuv\u0103 DAE este de 4,13% pentru un credit \u00een valoare total\u0103 de 160.000 lei, pe 30 de ani, dob\u00e2nda variabil\u0103 este de 3,8% (Robor 3 luni + 2,3%), taxa de evaluare de 370 lei inclusiv TVA, rata lunar\u0103 de 746 lei, iar valoarea total\u0103 pl\u0103tibil\u0103 de 275.536 lei.<\/p>\n
\nBCR, cea mai mare banc\u0103 din Rom\u00e2nia, cu o cot\u0103 de pia\u0163\u0103 de 16,6% anul trecut, este de\u0163inut\u0103 de grupul austriac Erste.<\/p>\n","protected":false},"excerpt":{"rendered":"
BCR a primit un plafon de fonduri de 490 milioane lei pentru Prima Cas\u0103 \u015fi estimeaz\u0103 c\u0103 va acorda peste 7.500 de noi \u00eemprumuturi prin acest program, a anun\u0163at luni institu\u0163ia de credit.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[5078,12242],"class_list":["post-117861","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bcr","tag-prima-casa"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/117861","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=117861"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/117861\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=117861"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=117861"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=117861"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}