{"id":117041,"date":"2015-01-26T12:29:54","date_gmt":"2015-01-26T12:29:54","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=117041"},"modified":"2015-01-26T12:29:54","modified_gmt":"2015-01-26T12:29:54","slug":"constantinescu-asigurarile-au-avut-un-an-dificil-in-2014-si-plin-de-balbe-din-partea-asf","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=117041","title":{"rendered":"Constantinescu: Asigur\u0103rile au avut un an dificil \u00een 2014 \u015fi plin de b\u00e2lbe din partea ASF"},"content":{"rendered":"<p>\n&#8220;Ca autoritate de reglementare, ASF este departe de a produce ce a\u015fteptam s\u0103 produc\u0103. Schimb\u0103rile anun\u0163ate nu au reu\u015fit s\u0103 se ridice la nivelul a\u015fteptarilor \u015fi sunt mult prea multe b\u00e2lbe. Nu am primit, spre exemplu, r\u0103spunsul la \u00eentrebarea \u00ab\u00cen baza c\u0103rei legi func\u0163ioneaz\u0103 Astra?\u00bb \u015fi nu numai ea. Inconsisten\u0163a decizional\u0103 \u015fi toate b\u00e2lbele legate de brokeri se v\u0103d cu ochiul liber&#8221;, a afirmat Constantinescu, \u00een prezent membru \u00een Consiliul de Administra\u0163ie al Allianz-\u0162iriac.<\/p>\n<p>\nReferitor la cea mai recent\u0103 modificare a normei RCA, care a avut loc \u00een ianuarie, Constantinescu a ar\u0103tat c\u0103 aceasta trebuia modificat\u0103 mult mai consistent.<\/p>\n<p>\n&#8220;Prevederea care obliga asigur\u0103torul s\u0103 \u00ee\u015fi acopere obliga\u0163iile asumate din prima de asigurare era oricum egal\u0103 cu zero. \u00cen primul r\u00e2nd, nu putea fi controlat\u0103 \u015fi, \u00een al doilea r\u0103nd, nu exista nicio penalitate. Ce nu \u00een\u0163eleg este anularea prevederii care limita nivelul facturilor pe care anumite unit\u0103\u0163i de repara\u0163ii auto le pot prezenta asigur\u0103torilor \u015fi toat\u0103 lumea \u015ftie c\u0103 \u00een foarte multe cazuri sunt de dou\u0103, chiar trei ori c\u00e2t o factur\u0103 de reprezentan\u0163\u0103 auto. Acesta este un pas foarte mare \u00eenapoi, f\u0103cut f\u0103r\u0103 ca cineva din ASF s\u0103 aib\u0103 curiozitatea s\u0103 studieze, analiz\u00e2nd pia\u0163a de asigur\u0103ri, cam care este impactul \u00een bani, \u00een dauna medie, al facturilor de la aceste service-uri&#8221;, a spus fostul \u015fef al UNSAR.<\/p>\n<p>\nEl a ar\u0103tat c\u0103 ASF, la nivel declarativ, \u00ee\u015fi propune s\u0103 reduc\u0103 primele de asigurare \u015fi presiunea pe clien\u0163i, dar adopt\u0103 m\u0103suri total contrarii, care au ca efect cre\u015fterea tarifelor, \u015fi nu la sc\u0103derea acestora.<\/p>\n<p>\nConstantinescu a calificat drept &#8220;aberante&#8221; recentele declara\u0163ii ale unui reprezentant din ASF, care a afirmat c\u0103 asigur\u0103torii vor fi verifica\u0163i \u015fi sanc\u0163iona\u0163i pentru posibilele abuzuri \u00een privin\u0163a modului de stabilire a nivelului primei RCA pentru tineri.<\/p>\n<p>\n&#8220;ASF n-are absolut nicio baz\u0103 legal\u0103 pe care s\u0103 fundamenteze un asemenea demers&#8221;, a spus Constantinescu.<\/p>\n<p>\n\u00cen acest context, a spus Constantinescu, o prognoz\u0103 privind evolu\u0163ia pie\u0163ei de asigur\u0103ri &#8220;este foarte greu de f\u0103cut&#8221; pentru anul 2015 \u00een condi\u0163iile \u00een care &#8220;nu \u015ftim ce va face ASF \u00een acest an&#8221;.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Industria asigur\u0103rilor a avut un an dificil \u00een 2014 \u015fi plin de b\u00e2lbe din partea ASF, iar lucurile sunt departe a merge \u00eentr-o direc\u0163ie normal\u0103, a declarat Cristian Constantinescu, fostul director general al UNSAR \u015fi al Allianz-\u0162iriac, prezent la un eveniment de specialitate.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[30344,331],"class_list":["post-117041","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-asf","tag-asigurari"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/117041","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=117041"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/117041\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=117041"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=117041"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=117041"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}