{"id":116985,"date":"2015-01-23T14:50:29","date_gmt":"2015-01-23T14:50:29","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=116985"},"modified":"2015-01-23T14:50:29","modified_gmt":"2015-01-23T14:50:29","slug":"millennium-aplica-creditelor-in-franci-elvetieni-aceeasi-masura-ca-otp","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=116985","title":{"rendered":"Millennium aplic\u0103 creditelor \u00een franci elve\u0163ieni aceea\u015fi m\u0103sur\u0103 ca OTP"},"content":{"rendered":"<p>\n&#8220;Millennium Bank a decis vineri, 23 ianuarie 2015, s\u0103 vin\u0103 \u00een \u00eent\u00e2mpinarea clien\u0163ilor cu credite \u00een franci elve\u0163ieni cu o solu\u0163ie similar\u0103 OTP Bank, ca m\u0103sur\u0103 de sprijin \u00een contextul aprecierii f\u0103r\u0103 precedent a monedei elve\u0163iene&#8221;, se arat\u0103 \u00eentr-un comunicat al institu\u0163iei de credit.<\/p>\n<p>\n<strong>Clien\u0163ii pot beneficia de o reducere temporar\u0103 a marjei de dob\u00e2nd\u0103, cu 1,5 puncte procentuale, pentru o perioad\u0103 de trei luni.<\/strong><\/p>\n<p>\n&#8220;Portofoliul de credite \u00een CHF al Millennium Bank Rom\u0203nia este foarte redus, cu toate acestea analiz\u0103m constant evolu\u0163ia pie\u0163ei \u015fi vrem s\u0103 ne asigur\u0103m clien\u0163ii c\u0103 vom continua s\u0103 c\u0103ut\u0103m m\u0103suri de protec\u0163ie pentru a-i sus\u0163ine \u00een asemenea situa\u0163ii nea\u015fteptate. \u00cen acest sens, \u00eei invit\u0103m pe clien\u0163ii no\u015ftri cu credite \u00een franci elve\u0163ieni, \u00een unit\u0103\u0163ile Millennium Bank, unde vom g\u0103si cele mai bune solu\u0163ii personalizate&#8221;, a declarat \u00een comunicat Adrian Popa, directorul de Marketing \u015fi Comunicare al b\u0103ncii.<\/p>\n<p>\nOTP Bank a fost prima institu\u0163ie de credit care a anun\u0163at, vinerea trecut\u0103, o m\u0103sur\u0103 de reducere a impactului cursului de schimb franc elve\u0163ian &#8211; leu asupra ratelor clien\u0163ilor cu credite \u00een CHF. Astfel, banca va aplica reducerea marjei de dob\u00e2nd\u0103 cu 1,5 puncte pe o perioad\u0103 de trei luni, iar clien\u0163ii pot solicita aceast\u0103 facilitate p\u00e2n\u0103 la 27 februarie 2015, \u00een unitatea \u00een care au semnat ini\u0163ial contractul de credit.<\/p>\n<p>\n<strong>Millennium Bank Rom\u00e2nia, fost\u0103 membr\u0103 a Banco Comercial Portugu\u00eas, face parte din OTP Group, \u00een urma achizi\u0163iei integrale de c\u0103tre OTP Bank Rom\u00e2nia. Procedurile de achizi\u0163ie au fost finalizate \u00een ianuarie, tranzac\u0163ia totaliz\u00e2nd 39 de milioane de euro, \u00een urma c\u0103reia OTP \u00ee\u015fi m\u0103re\u015fte cota de pia\u0163\u0103 la circa 2% \u015fi urc\u0103 pe locul 13 \u00een topul b\u0103ncilor de pe pia\u0163a rom\u00e2neasc\u0103.<\/strong><\/p>\n<p>\n<a name=\"13754656!\"><\/a><\/p>\n<p>\nRaiffeisen Bank reduce \u00eencep\u00e2nd de vineri, 23 ianuarie, dob\u00e2nda pentru clien\u0163ii cu credite \u00een franci elve\u0163ieni, cu cinci luni \u00eenainte de termenele contractuale, Volksbank Romania va men\u0163ine pentru o perioad\u0103 de trei luni, p\u00e2n\u0103 la 17 aprilie, cursul de schimb franc\/leu folosit de banc\u0103 la 31 decembrie, de 3,8035 lei, iar Piraeus Bank va propune solu\u0163ii individuale pentru clien\u0163ii cu \u00eemprumuturi \u00een CHF.<\/p>\n<p>\nPeste 75.000 de persoane fizice au credite \u00een franci elve\u0163ieni, iar 95% din \u00eemprumuturi sunt concentrate la \u015fase b\u0103nci. \u00cen total, 14 institu\u0163ii de credit au acordat finan\u0163\u0103ri \u00een franci elve\u0163ieni.<\/p>\n<p>\nCursul pentru francul elve\u0163ian anun\u0163at vineri de BNR a crescut cu 1,5%, la 4,5817 lei, \u00eenregistr\u00e2nd astfel al \u015faselea maxim consecutiv \u00een ultimele \u015fapte \u015fedin\u0163e.<\/p>\n<p>\nReferin\u0163a pentru franc a crescut cu 6,65 bani, de la 4,5152 lei joi. Cursul pentru anun\u0163at de BNR se afl\u0103 astfel pentru a doua \u015fedin\u0163\u0103 consecutiv peste nivelul euro.<\/p>\n<p>\nFrancul s-a apreciat puternic \u00eencep\u00e2nd de joia trecut\u0103, c\u00e2nd banca central\u0103 a Elve\u0163iei a decis s\u0103 renun\u0163e la un curs minim de schimb de 1,2 franci\/euro. Comparativ cu nivelul anun\u0163at miercurea trecut\u0103 de BNR, francul se afl\u0103 \u00een cre\u015ftere cu 22,4% fa\u0163\u0103 de leu.<\/p>\n<p>\nPlafonul de 1,2 franci\/euro a fost introdus de Banca Elve\u0163iei \u00een 2011, c\u00e2nd francul era aproape la paritate fa\u0163\u0103 de euro, la fel ca \u00een prezent.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Millennium Bank reduce marja de dob\u00e2nd\u0103 cu 1,5 puncte procentuale pentru toate creditele \u00een franci elve\u0163ieni, pe o durat\u0103 de trei luni, iar pentru a beneficia de aceast\u0103 m\u0103sur\u0103 clien\u0163ii trebuie s\u0103 depun\u0103 p\u00e2n\u0103 mar\u0163i o solicitare scris\u0103 la orice agen\u0163ie a b\u0103ncii.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[485,15165],"class_list":["post-116985","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-credite","tag-millennium-bank"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/116985","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=116985"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/116985\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=116985"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=116985"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=116985"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}