{"id":116795,"date":"2015-01-20T19:25:00","date_gmt":"2015-01-20T19:25:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=116795"},"modified":"2015-01-20T19:25:00","modified_gmt":"2015-01-20T19:25:00","slug":"prima-decizie-in-justitie-in-favoarea-clientilor-cu-credite-in-franci-elvetieni-ratele-platite-la-cursul-de-la-contractarea-creditului","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=116795","title":{"rendered":"Prima decizie \u00een justi\u0163ie \u00een favoarea clien\u0163ilor cu credite \u00een franci elve\u0163ieni: Ratele, pl\u0103tite la cursul de la contractarea creditului"},"content":{"rendered":"<p>\nBuzoianul a ac\u0163ionat \u00een instan\u0163\u0103 sucursala Piraeus Bank la care are un credit \u00een franci elve\u0163ieni din martie 2007, pentru constatarea caracterului abuziv al unei clauze contractuale.<\/p>\n<p>\nTribunalul Buz\u0103u a decis, pe 16 ianuarie, c\u0103 acea clauz\u0103 are un caracter abuziv \u015fi c\u0103 fiecare rat\u0103 datorat\u0103 de reclamant ar trebui s\u0103 fie pl\u0103tit\u0103 la cursul CHF\/LEU valabil la data \u00eencheierii contractului de credit, respectiv \u00een 28 martie 2007, \u00eencep\u00e2nd cu data scaden\u0163ei primei rate \u015fi p\u00e2n\u0103 la finalizarea raporturilor contractuale dintre p\u0103r\u0163i.<\/p>\n<p>\nPe de alt\u0103 parte, instan\u0163a a respins ca ne\u00eentemeiate capetele de cerere privind plata ratelor \u00een moneda na\u0163ional\u0103 \u015fi constatarea caracterului abuziv al clauzei privind comisionul de administrare din contractul de credit.<\/p>\n<p>\n<strong>Banca mai este obligat\u0103 s\u0103 pl\u0103teasc\u0103 reclamantului 1.500 lei cheltuieli de judecat\u0103.<\/strong><\/p>\n<p>\nCursul francului elve\u0163ian a atins niveluri record joi, vineri \u015fi luni, ca urmare a elimin\u0103rii plafonului minim impus de Banca Elve\u0163iei pentru cursul franc\/euro.<\/p>\n<p>\nLuni, cursul francului a urcat cu 1,1%, la 4,4716 lei, dup\u0103 un avans de 2,2% vineri, la 4,4228 lei, \u015fi de 15,7% joi, c\u00e2nd a crescut la 4,3287 lei. Miercurea trecut\u0103, BNR a anun\u0163at un curs de 3,7415 lei pentru franc.<\/p>\n<p>\n<a name=\"13775905!\"><\/a><\/p>\n<p>\n<a name=\"13775524!\"><\/a><\/p>\n<p>\n<a name=\"13775140!\"><\/a><\/p>\n<p>\n<a name=\"13770583!\"><\/a><\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Tribunalul Buz\u0103u a decis ca un rom\u00e2n s\u0103 pl\u0103teasc\u0103 ratele pentru acoperirea unui credit \u00een franci elve\u0163ieni la cursul de schimb de la data contract\u0103rii creditului, resping\u00e2nd \u00eens\u0103 cererea acestuia privind plata \u00een lei, decizia instan\u0163ei put\u00e2nd fi atacat\u0103 cu apel.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7736,19383,12446],"class_list":["post-116795","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-credit","tag-franci","tag-instanta"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/116795","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=116795"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/116795\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=116795"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=116795"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=116795"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}