\n\u00cencep\u00e2nd cu data de 16 ianuarie 2015, \u00een urma unei analize care vizeaz\u0103 istoricul clientului \u015fi condi\u0163iile actuale ale acestuia, clien\u0163ii OTP Bank Rom\u00e2nia vor putea beneficia de o reducere temporar\u0103 cu p\u00e2n\u0103 la 1.5 puncte procentuale a marjei ratei de dob\u00e2nd\u0103 la creditele \u00een CHF cu dob\u00e2nd\u0103 variabil\u0103, pentru o perioad\u0103 de trei luni, informeaz\u0103 OTP.<\/p>\n
\u201eEvenimentele recente care au condus la aprecierea record a francului elve\u0163ian ne determin\u0103 s\u0103 reac\u0163ion\u0103m rapid \u015fi s\u0103 adopt\u0103m o m\u0103sur\u0103 imediat\u0103 de sus\u0163inere a clien\u0163ilor no\u015ftri care au contractat credite \u00een aceast\u0103 moned\u0103. Eforturile noastre se \u00eendreapt\u0103 c\u0103tre protec\u0163ia clien\u0163ilor fa\u0163\u0103 de consecin\u0163ele unui mediu economic volatil. Vom analiza constant evolu\u0163ia pie\u0163ei \u015fi vom adopta m\u0103suri suplimentare, \u00een cazul \u00een care va fi necesar.\u201d a declarat L\u00e1szl\u00f3 Di\u00f3si, CEO OTP Bank Rom\u00e2nia.<\/p>\n
\nAcela\u015fi \u015fef al OTP Bank recomanda \u00een octombrie 2014 clien\u0163ilor cu credite \u00een franci elve\u0163ieni s\u0103 le p\u0103streze \u00een aceast\u0103 moned\u0103, \u00eentruc\u00e2t cursul valutar pentru CHF va cobor\u00ee \u00een circa doi ani<\/strong>, pe parcurs ce economia european\u0103 se va \u00eent\u0103ri, iar francul nu va mai ac\u0163iona ca o moned\u0103 de refugiu, potrivit ZF<\/a>.<\/p>\n \n“Creditele \u00een CHF sunt pe termen lung \u015fi cred c\u0103 de acum, c\u00e2nd cursul este fix la 1,2 CHF\/euro, poten\u0163ialul va fi mai bun c\u00e2nd economia european\u0103 se va \u00eembun\u0103t\u0103\u0163i. Sincer, cred c\u0103 \u00een doi ani va fi 1,35-1,4 CHF\/euro. Recomand clien\u0163ilor s\u0103-\u015fi p\u0103streze creditele \u00een CHF pentru c\u0103 nu poate fi mai r\u0103u de at\u00e2t, dar exist\u0103 un mare poten\u0163ial pentru \u00eembun\u0103t\u0103\u0163ire”, a declarat Diosi \u00een Ziarul Financiar.<\/p>\n \n\u00cen perspectiva unei alte crize economice care ar putea ap\u0103rea dup\u0103 o perioad\u0103 de cre\u015ftere, \u015fi, av\u00e2nd \u00een vedere c\u0103 \u00eemprumuturile imobiliare sunt contractate pe o perioad\u0103 de cel pu\u0163in 20-25 de ani, Diosi apreciaz\u0103 c\u0103 situa\u0163ia clien\u0163ilor nu s-ar putea deteriora mai mult dec\u00e2t \u00een criza \u00eenceput\u0103 \u00een 2008, \u00een timp ce aprecierea cursului valutar pentru francul elve\u0163ian nu ar fi mai mare: “Nu cred c\u0103 va fi mai r\u0103u. Chiar \u015fi \u00een acest an paritatea CHF\/euro ar fi fost 1,3 dac\u0103 nu ar fi fost criza din Ucraina. Cursul de CHF a crescut mult dup\u0103 ce a \u00eenceput criza pentru c\u0103 este o valut\u0103 de refugiu, dar nu va mai dura mult. C\u00e2nd a fost cursul sub 1,1 CHF\/euro a fost o mare panic\u0103, am avut ni\u015fte clien\u0163i care au vrut s\u0103 schimbe \u00een lei, dar i-am convins s\u0103 nu fac\u0103 aceast\u0103 transformare \u015fi a fost o decizie bun\u0103, pentru c\u0103 dup\u0103 ni\u015fte zile cursul a revenit la 1,2-1,24 CHF\/euro”, a spus directorul b\u0103ncii, citat de ZF<\/a>.<\/p>\n \nPotrivit Asocia\u0163iei Rom\u00e2ne a B\u0103ncilor, Raiffeisen, Piraeus, OTP Bank, Volksbank \u015fi Banca Rom\u00e2neasc\u0103 sunt principalele b\u0103nci care au dat credite \u00een franci elve\u0163ieni.<\/p>\n","protected":false},"excerpt":{"rendered":" OTP Bank, una dintre b\u0103ncile care au acordat credite \u00een franci elve\u0163ieni, a decis s\u0103 reduc\u0103 dob\u00e2nda clien\u0163ilor cu credite \u00een aceast\u0103 valut\u0103 cu 1,5%, ca m\u0103sur\u0103 temporar\u0103 dup\u0103 aprecierea monedei elve\u0163iene fa\u0163\u0103 de leu.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[5299,15679,4126,10327,485,7458,30466,8524,274,26679,9105,541,7176,98,18802,10266],"class_list":["post-116633","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-analize","tag-apreciere","tag-clienti","tag-conditii","tag-credite","tag-dobanda","tag-elvetieni","tag-franc-elvetian","tag-incepere","tag-moneda-euro","tag-otp-bank","tag-propunere","tag-raport","tag-romania","tag-solutie","tag-valuta"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/116633","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=116633"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/116633\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=116633"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=116633"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=116633"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}