{"id":116589,"date":"2015-01-15T15:39:00","date_gmt":"2015-01-15T15:39:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=116589"},"modified":"2015-01-15T15:39:00","modified_gmt":"2015-01-15T15:39:00","slug":"clientii-cu-rata-medie-la-banca-de-500-600-de-franci-platesc-cu-cel-putin-300-de-lei-mai-mult-dupa-aprecierea-francului","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=116589","title":{"rendered":"Clien\u0163ii cu rat\u0103 medie la banc\u0103 de 500-600 de franci pl\u0103tesc cu cel pu\u0163in 300 de lei mai mult dup\u0103 aprecierea francului"},"content":{"rendered":"

\nFa\u0163\u0103 de miercuri, paritatea pentru francul elve\u0163ian anun\u0163at\u0103 de BNR a urcat cu 58,72 de bani, de la 3,7415 lei\/franc.<\/p>\n

\n\u00cen acela\u015fi timp, euro a trecut de pragul de 4,5 lei, iar dolarul american a atins un maxim istoric (3,851 lei). Precedentul maxim pentru moneda elve\u0163ian\u0103 a fost \u00eenregistrat \u00een urm\u0103 cu aproape trei ani \u015fi jum\u0103tate, pe 11 august 2011, c\u00e2nd francul a fost cotat la 4,0898 lei.<\/p>\n

\nDebitorii care au contractat de la b\u0103nci \u00eemprumuturi \u00een franci elve\u0163ieni ar fi pl\u0103tit pentru o rat\u0103 medie de 500-600 de franci \u00eentre aproape 1900 \u015fi 2.250 lei pe lun\u0103, valori calculate la cursul de miercuri anun\u0163at de BNR.<\/p>\n

\n<\/a><\/p>\n

\n\u00cen schimb, dup\u0103 cre\u015fterea brusc\u0103 \u00eenregistrat\u0103 joi de, pentru aceea\u015fi rat\u0103 suma de plat\u0103 urc\u0103 la 2.200 – 2.600 de lei, astfel c\u0103 de la o zi la alta au o datorie suplimentar\u0103 de 300-350 de lei.<\/p>\n

\nDecizia B\u0103ncii Na\u0163ionale a Elve\u0163iei de a nu mai p\u0103stra plafonul minim de 1,2 franci pe euro a avut ca efect aprecierea monedei elve\u0163iene cu p\u00e2n\u0103 la 41% pe pie\u0163ele externe.<\/p>\n

\n<\/a><\/p>\n

\nDup\u0103 anun\u0163area cursurilor valutare de c\u0103tre BNR, cota\u0163iile la casele de schimb ale b\u0103ncilor se situau \u00eentre 4,40 lei\/franc la Credit Europe Bank \u015fi 5,0550 lei\/franc la Leumi Bank.<\/p>\n

\nCele mai mari trei b\u0103nci din sistem afi\u015fau un curs de 4,5700 lei\/franc (BCR), 4,4080 lei\/franc (BRD) \u015fi 4,700 lei\/franc (Banca Transilvania).<\/p>\n

\nBancpost avea afi\u015fat\u0103 o cota\u0163ie de 5,000 lei\/franc dup\u0103 ora 13.00, CEC Bank de 4,700 lei\/franc, Volksbank de 4,5880 lei\/franc, ING – 4,4606 lei\/franc, Intesa Sanpaolo Bank – 4,4570 lei\/franc.<\/p>\n

\nDintre b\u0103ncile care mai au portofolii de credite \u00een franci elve\u0163ieni, Raiffeisen Bank avea un curs de 4,4050 lei\/franc, iar OTP Bank de 4,4251 lei\/franc.<\/p>\n","protected":false},"excerpt":{"rendered":"

Rom\u00e2nii care au credite imobiliare \u00een franci elve\u0163ieni vor pl\u0103ti la banc\u0103 mai mult cu 300-350 de lei pe lun\u0103, la o rat\u0103 medie de 500-600 de franci, dac\u0103 este luat \u00een calcul cursul anun\u0163at joi de BNR, de 4,3287 lei\/franc, care a urcat cu 15,7% \u015fi a atins un maxim istoric.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[39239,485,9980],"class_list":["post-116589","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-chf","tag-credite","tag-rata"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/116589","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=116589"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/116589\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=116589"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=116589"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=116589"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}