\nSpeciali\u015ftii precizeaz\u0103 c\u0103 Rom\u00e2nia este printre pu\u0163inele \u0163\u0103ri din Uniunea European\u0103 care nu are un sistem \u00een care asigur\u0103rile private de s\u0103n\u0103tate s\u0103 stea al\u0103turi de cele sociale. <\/p>\n
\n\u00cen prezent, asigur\u0103rile private de s\u0103n\u0103tate c\u00e2\u015ftig\u0103 tot mai mult teren \u00een r\u00e2ndul cona\u0163ionalilor. Exper\u0163ii din domeniu afirm\u0103 c\u0103 \u00een ultima perioad\u0103 s-a \u00eenregistrat o cre\u015ftere spectaculoas\u0103 \u00een acest domeniu. Explica\u0163ia? Rom\u00e2nii \u00ee\u015fi doresc s\u0103 aib\u0103 acces la servicii medicale de calitate \u015fi au \u00eenceput s\u0103 realizeze faptul c\u0103 nu pot beneficia de acest lucru doar dac\u0103 au o asigurare social\u0103. Mai mult, angajatorii includ tot mai des astfel de poli\u0163e \u00een pachetul de beneficii oferit angaja\u0163ilor ca stimulent \u00een recrutare sau mai t\u00e2rziu pentru a-\u015fi motiva angaja\u0163ii. <\/p>\n
\n“Consider c\u0103 avem ingredientele pentru a face lucrurile sa functioneze \u015fi \u00een Rom\u00e2nia\u201d, sus\u0163ine Emilia Bunea, CEO Metropolitan Life. \u201eEste important s\u0103 comunic\u0103m foarte clar necesitatea asigur\u0103rii private. Accesul constant la servicii medicale de calitate este un beneficiu esen\u0163ial pe care \u00eel ofer\u0103 asigurarea privat\u0103 de s\u0103n\u0103tate. O consecin\u0163\u0103 evident\u0103 a r\u0103sp\u00e2ndirii asigur\u0103rilor de s\u0103n\u0103tate va fi \u00eembun\u0103t\u0103\u0163irea st\u0103rii de s\u0103n\u0103tate a popula\u0163iei, implicit un standard de via\u0163\u0103 crescut \u00een Rom\u00e2nia”.<\/p>\n
\n\u00cen ultimii ani pia\u0163a asigur\u0103rilor private de s\u0103n\u0103tate din Rom\u00e2nia s-a schimbat \u00een func\u0163ie \u015fi de nevoile clien\u0163ilor. Dac\u0103 \u00een anii \u201990 asigurarea privat\u0103 de s\u0103n\u0103tate era o asigurare de c\u0103l\u0103torie, \u00een prezent o astfel de poli\u0163\u0103 are caracteristici particulare \u015fi poate fi individual\u0103, \u00een func\u0163ie de nevoile fiec\u0103rui client sau de grup, \u00een func\u0163ie de necesit\u0103\u0163ile \u015fi caracteristicile unui grup de obicei de angaja\u0163i.<\/p>\n
\nConcret, persoana care \u00ee\u015fi \u00eencheie un astfel de contract are posibilitatea de a-\u015fi alege institu\u0163ia medical\u0103 la care s\u0103 mearg\u0103 \u015fi chiar medicul care s\u0103 \u00eel trateze. O asigurare privat\u0103 de s\u0103n\u0103tate poate oferi protec\u0163ie \u015fi \u00een cazul bolilor cronice sau grave, a c\u0103ror inciden\u0163\u0103 este ridicat\u0103, afec\u0163iuni printre care se num\u0103r\u0103 cancer, diabet sau boli cardiovasculare.<\/p>\n
\nDe asemenea, pe o singur\u0103 poli\u0163\u0103 poate fi asigurat\u0103 \u00eentreaga familie. Aici apar \u015fi avantaje din punct de vedere financiar. Speciali\u015ftii spun c\u0103 este mai ieftin s\u0103 faci o astfel de poli\u0163\u0103 dec\u00e2t s\u0103 \u00eenchei asigur\u0103ri private de s\u0103n\u0103tate fiec\u0103rui membru al familiei \u00een parte.<\/p>\n
\nChiar dac\u0103 \u00een Rom\u00e2nia asigur\u0103rile private de s\u0103n\u0103tate reprezint\u0103 \u00eenc\u0103 un domeniu aflat la \u00eenceputuri exper\u0163ii din domeniu sunt optimi\u015fti \u00een ceea ce prive\u015fte dezvoltarea acestui sector.<\/p>\n
\nDovad\u0103 st\u0103 un studiu recent realizat la ini\u0163iativa Metropolitan Life de c\u0103tre Institutul Rom\u00e2n pentru Evaluare \u015fi Strategie (IRES), ale c\u0103rui date arat\u0103 c\u0103 mai bine de jum\u0103tate dintre rom\u00e2nii care nu au o asigurare privat\u0103 de s\u0103n\u0103tate \u015fi-ar dori s\u0103 \u00ee\u015fi \u00eencheie o astfel de poli\u0163\u0103. Mai mult, 45% dintre cona\u0163ionali sunt dispu\u015fi chiar s\u0103 pl\u0103teasc\u0103 lunar 100 de lei pentru a beneficia de o asigurare privat\u0103 de s\u0103n\u0103tate, \u00een timp ce 28% ar pl\u0103ti o sum\u0103 cuprins\u0103 \u00eentre 101 \u015fi 200 lei.<\/p>\n
\nAcest material face parte din campania <\/strong>S\u0103n\u0103tatea-i cel mai bun prieten<\/strong><\/a>, sus\u0163inut\u0103 de Metropolitan Life. Urm\u0103re\u015fte campania \u015fi pe <\/strong>Facebook<\/strong><\/a>.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":" \u00cen urm\u0103 cu 20 de ani domeniul asigur\u0103rilor private de s\u0103n\u0103tate era cunoscut foarte pu\u0163in pe teritoriul \u0163\u0103rii. Cei care aveau o astfel de poli\u0163\u0103 erau rom\u00e2nii care plecau peste grani\u0163\u0103.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[331,205,7374],"class_list":["post-115326","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-asigurari","tag-sanatate","tag-servicii-medicale"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/115326","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=115326"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/115326\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=115326"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=115326"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=115326"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}