{"id":114345,"date":"2014-11-19T15:14:42","date_gmt":"2014-11-19T15:14:42","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=114345"},"modified":"2014-11-19T15:14:42","modified_gmt":"2014-11-19T15:14:42","slug":"creditul-prima-masina-este-cu-10-mai-ieftin-decat-un-imprumut-standard","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=114345","title":{"rendered":"Creditul Prima ma\u015fin\u0103 este cu 10% mai ieftin dec\u00e2t un \u00eemprumut standard"},"content":{"rendered":"<p>\nComparativ, un credit Prima ma\u015fin\u0103 are o dob\u00e2nd\u0103 efectiv\u0103 de 5,1% pe an (la nivelul actual al indicatorului Robor la 6 luni), astfel c\u0103 rata lunar\u0103 este de 850 de lei, iar costul total ajunge la 51.000 de lei. Jum\u0103tate din dob\u00e2nd\u0103 este \u00eens\u0103 suportat\u0103 de stat.<\/p>\n<p>\nClientul trebuie s\u0103 ramburseze practic din banii proprii 48.000 de lei \u00een cei 5 ani de contract, echivalentul unei rate lunare de 800 de lei. Economia efectuat\u0103 de client comparativ cu cel mai ieftin credit standard este de peste 10%, adic\u0103 la finalul contractului r\u0103m\u00e2ne cu 5.500 de lei \u00een buzunar.<\/p>\n<p>\n<a href=\"http:\/\/www.zf.ro\/banci-si-asigurari\/creditul-prima-masina-este-cu-10-mai-ieftin-decat-un-imprumut-standard-13594175\">Citi\u0163i mai multe pe<\/a> www.zf.ro<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cel mai ieftin credit auto standard din oferta unei b\u0103nci locale porne\u015fte de la o dob\u00e2nd\u0103 anual\u0103 efectiv\u0103 de 7,5% pe an, ceea ce \u00eenseamn\u0103 c\u0103 pentru un \u00eemprumut de 45.000 de lei (echivalentul a 10.000 de euro) contractat pe o perioad\u0103 de cinci ani clientul pl\u0103te\u015fte \u00eenapoi b\u0103ncii 53.500 de lei. Rata lunar\u0103 este de 890 de lei.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[6577,236,7267,4126,7435,7736,7458,8445,183,7060,9980],"class_list":["post-114345","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-auto","tag-banca","tag-banci","tag-clienti","tag-contracte","tag-credit","tag-dobanda","tag-ieftin","tag-imprumut","tag-masina","tag-rata"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/114345","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=114345"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/114345\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=114345"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=114345"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=114345"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}