{"id":113747,"date":"2014-11-05T11:54:44","date_gmt":"2014-11-05T11:54:44","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=113747"},"modified":"2014-11-05T11:54:44","modified_gmt":"2014-11-05T11:54:44","slug":"prima-banca-din-europa-care-aplica-dobanzi-negative-pentru-500-000-de-euro-depusi-clientii-trebuie-sa-plateasca-1250-de-euro-anual","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=113747","title":{"rendered":"Prima banc\u0103 din Europa care aplic\u0103 dob\u00e2nzi negative. Pentru 500.000 de euro depu\u015fi, clien\u0163ii trebuie s\u0103 pl\u0103teasc\u0103 1250 de euro anual"},"content":{"rendered":"<p>\nDeutsche Skatbank, o divizie a VR-Bank Altenburger Land, a introdus pentru clien\u0163ii cu depozite de minim 500.000 de euro dob\u00e2nzile negative \u00eencep\u00e2nd cu 1 noiembrie. Astfel, clien\u0163ii trebuie s\u0103 pl\u0103teasc\u0103 0,25% pe an pentru ca banca s\u0103 le p\u0103streze banii.<\/p>\n<p>Aceast\u0103 practic\u0103 este \u00eent\u00e2lnit\u0103 la nivel institu\u0163ional, unde b\u0103ncile comerciale &#8220;beneficiaz\u0103&#8221; de dob\u00e2nzi negative \u00een rela\u0163ia cu Banca Central\u0103 European\u0103. La r\u00e2ndul lor, anumi\u0163i investitori pl\u0103tesc dob\u00e2nzi negative c\u0103tre guvernele europene atunci c\u00e2nd tranzac\u0163ioneaz\u0103 titluri de stat.<\/p>\n<p>Chiar dac\u0103 aceast\u0103 m\u0103sur\u0103 a \u00eenceput doar cu clien\u0163ii care de\u0163in sume considerabile, este de a\u015fteptat ca institu\u0163iile bancare s\u0103 implementeze aceste dob\u00e2nzi pentru toate tipurile de clien\u0163i.<\/p>\n<p>Pre\u015fedintele B\u0103ncii Centrale Europene, Mario Draghi, a \u00eenaintat solu\u0163ia dob\u00e2nzilor negative ca o metod\u0103 de a salva Europa de la o alt\u0103 criz\u0103 economic\u0103, \u00eens\u0103 decizia sa a fost aspru criticat\u0103 de majoritatea anali\u015ftilor.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Deutsche Skatbank, o divizie a VR-Bank Altenburger Land, a introdus pentru clien\u0163ii cu depozite de minim 500.000 de euro dob\u00e2nzile negative \u00eencep\u00e2nd cu 1 noiembrie. Astfel, clien\u0163ii trebuie s\u0103 pl\u0103teasc\u0103 0,25% pe an pentru ca banca s\u0103 le p\u0103streze banii. Aceast\u0103 practic\u0103 este \u00eent\u00e2lnit\u0103 la nivel institu\u0163ional, unde b\u0103ncile comerciale &#8220;beneficiaz\u0103&#8221; de dob\u00e2nzi negative \u00een [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[16607,236,20170,8830,4126,439,478,187,438,471,274,14862,33989,17459,93],"class_list":["post-113747","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-aplicare","tag-banca","tag-banca-centrala","tag-bce","tag-clienti","tag-depozite","tag-depunere","tag-dobanzi","tag-europa","tag-europene","tag-incepere","tag-introducere","tag-land","tag-minim","tag-plati"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/113747","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=113747"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/113747\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=113747"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=113747"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=113747"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}