{"id":113177,"date":"2014-10-22T12:09:23","date_gmt":"2014-10-22T12:09:23","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=113177"},"modified":"2014-10-22T12:09:23","modified_gmt":"2014-10-22T12:09:23","slug":"lazea-copiii-cred-ca-banii-sunt-facuti-de-zane-asa-au-crezut-si-parintii-la-creditele-cu-buletinul","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=113177","title":{"rendered":"Lazea: Copiii cred c\u0103 banii sunt f\u0103cu\u0163i de z\u00e2ne. A\u015fa au crezut \u015fi p\u0103rin\u0163ii la creditele cu buletinul"},"content":{"rendered":"<p>\n&#8220;<strong>La un test dat copiiilor de gr\u0103dini\u0163\u0103 \u015fi \u00eenv\u0103\u0163\u0103m\u00e2nt primar, ace\u015ftia au spus ca banii sunt fabrica\u0163i de z\u00e2ne \u015fi personaje din desene animate. Problema este c\u0103 \u015fi mul\u0163i dintre p\u0103rin\u0163ii lor, adul\u0163i, c\u00e2nd s-au dus s\u0103 cear\u0103 credite cu buletinul prin 2005-2006, probabil \u00ee\u015fi \u00eenchipuiau la fel, c\u0103 banii sunt fabrica\u0163i de z\u00e2ne \u015fi de personaje din desene animate.<\/strong> \u015ei, pentru c\u0103 au avut experien\u0163a c\u0103 banii nu sunt fabrica\u0163i de z\u00e2ne \u015fi mai trebuie da\u0163i \u015fi \u00eenapoi, au \u00een\u0163eles c\u00e2t de important\u0103 este educa\u0163ia financiar\u0103 \u015fi au fost de acord s\u0103-\u015fi dea copiii la acest curs op\u0163ional&#8221;, a declarat miercuri Lazea, la un seminar pe tema unui curs op\u0163ional de educa\u0163ie financiar\u0103 pentru elevii din clasele III-IV.<\/p>\n<p>\nProiectul este derulat \u00een prezent de Ministerul Educa\u0163iei \u015fi Banca Na\u0163ional\u0103 a Rom\u00e2niei, \u00een cadrul c\u0103ruia s-au \u00eenscris \u00een acest an \u015fcolar peste 45.000 de elevi \u015fi cadre didactice din Bucure\u015fti \u015fi 41 de jude\u0163e, fa\u0163\u0103 de circa 12.500 de elevi \u00een anul \u015fcolar precedent. Cei care particip\u0103 la aces curs op\u0163ional reprezint\u0103 pu\u0163in peste 10% din totalul elevilor din clasele III-IV la nivel na\u0163ional.<\/p>\n<p>\nLazea apreciaz\u0103 c\u0103 educa\u0163ia financiar\u0103 este foarte important\u0103 de la v\u00e2rste c\u00e2t mai mici, astfel \u00eenc\u00e2t copiii s\u0103 poat\u0103 lua \u00een viitor decizii c\u00e2t mai s\u0103n\u0103toase, dar totodat\u0103 trebuie educa\u0163i \u015fi adul\u0163ii.<\/p>\n<p>\n&#8220;\u00centrebarea este nu numai ce ne facem cu copiii, ci ce ne facem cu adul\u0163ii privind educa\u0163ia financiar\u0103?! Am s\u0103 v\u0103 spun un lucru la care m-am g\u00e2ndit \u015fi poate trebuie s\u0103 medit\u0103m asupra lui, ca to\u0163i adul\u0163ii care intr\u0103 \u00eentr-o banc\u0103 s\u0103 cear\u0103 un credit s\u0103 completeze \u015fi un test, un chestionar, s\u0103 se vad\u0103 dac\u0103 ei \u015ftiu ce \u00eenseamn\u0103 o dob\u00e2nd\u0103, curs de schimb, risc valutar, pentru c\u0103 a nu \u015fti aceste lucruri \u015fi te angajezi la un credit e ca \u015fi cum te-ai urca \u00eentr-o ma\u015fin\u0103 s\u0103 conduci pe \u015foselele \u0163\u0103rii f\u0103r\u0103 a avea carnet de conducere. Te pui pe tine \u00een pericol \u015fi-i pui \u015fi pe ceilal\u0163i&#8221;, a spus economistul-\u015fef al b\u0103ncii centrale.<\/p>\n<p>\nEl consider\u0103 c\u0103, dac\u0103 societatea dore\u015fte ca educa\u0163ia la nivel na\u0163ional s\u0103 fie de calitate \u015fi foarte serioas\u0103, trebuie s\u0103 pun\u0103 accent pe intelect, nu pe resursele naturale, g\u00e2ndind c\u0103 Rom\u00e2nia este o \u0163ar\u0103 bogat\u0103.<\/p>\n<p>\n&#8220;Trebuie s\u0103 uit\u0103m c\u0103 Rom\u00e2nia este o \u0163ar\u0103 bogat\u0103, c\u0103 avem gr\u00e2ne, aur, petrol, lemn etc. Toate \u0163\u0103rile care s-au pus cu burta pe carte au pornit de la premisa \u00absuntem s\u0103raci, trebuie s\u0103 punem accent pe min\u0163ile noastre\u00bb. C\u00e2t timp vom crede c\u0103 aici avem sare, lemn, p\u00e2ine \u015fi aur nu ne vom pune de acord c\u0103 trebuie s\u0103 facem educa\u0163ie de calitate, iar cheia educa\u0163iei de calitate este rigoarea \u015fi calitatea, aceste aspecte diferen\u0163iaz\u0103 \u0163\u0103rile&#8221;, spune Lazea.<\/p>\n<p>\nProiectul de educa\u0163ie financiar\u0103, ini\u0163iat de Ligia Georgescu-Golo\u015foiu, expert principal la BNR, vizeaz\u0103 extinderea c\u0103tre copiii din gr\u0103dini\u0163e \u015fi cei din ciclul gimnazial. \u00centr-o prim\u0103 etap\u0103, Golo\u015foiu a lansat cartea &#8220;Educa\u0163ie financiar\u0103 prin joc&#8221; dedicat\u0103 pre\u015fcolarilor, elevilor din clasa preg\u0103titoare \u015fi clasa I.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Copiii din gr\u0103dini\u0163e \u015fi \u00eenv\u0103\u0163\u0103m\u00e2ntul primar au r\u0103spuns la un test c\u0103 banii sunt fabrica\u0163i de z\u00e2ne \u015fi personaje din desene animate, a afirmat economistul-\u015fef al BNR, Valentin Lazea, care apreciaz\u0103 c\u0103 \u015fi p\u0103rin\u0163ii lor \u015fi-au \u00eenchipuit acela\u015fi lucru c\u00e2nd au luat credite cu buletinul \u00een 2005-2006.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[28507,94],"class_list":["post-113177","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-educatie-financiara","tag-program"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/113177","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=113177"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/113177\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=113177"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=113177"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=113177"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}