{"id":112341,"date":"2014-09-30T16:49:46","date_gmt":"2014-09-30T16:49:46","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=112341"},"modified":"2014-09-30T16:49:46","modified_gmt":"2014-09-30T16:49:46","slug":"de-unde-vine-urmatorul-miliard-de-utilizatori-ai-comertului-electronic","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=112341","title":{"rendered":"De unde vine urm\u0103torul miliard de utilizatori ai comer\u0163ului electronic?"},"content":{"rendered":"<p>\n\u00cen prezent sunt 2.9 miliarde de utilizatori de Internet \u00een \u00eentreaga lume. De\u015fi este un num\u0103r impresionant, companiile \u015fi autorit\u0103\u0163ile au ocazia s\u0103 se dezvolte \u00een aceast\u0103 direc\u0163ie, aduc\u00e2nd \u00een mediul online restul de 60% din popula\u0163ia global\u0103. Reu\u015fita \u00een sus\u0163inerea acestor consumatori va depinde de cunoa\u015fterea \u0163\u0103rilor aflate \u00een topul cre\u015fterii digitale.<\/p>\n<p>\nPentru a permite companiilor \u015fi autorit\u0103\u0163ilor s\u0103 \u00een\u0163eleag\u0103 dinamicul peisaj digital global, a dezv\u0103lui modele \u015fi a oferi informa\u0163ii despre utilizatorii de Internet actuali \u015fi viitori, MasterCard \u015fi \u015ecoala Fletcher din Universitatea Tufts au colaborat pentru crearea Digital Evolution Index. Potrivit clasamentului, Singapore, Suedia \u015fi Hong Kong ocup\u0103 primele trei locuri pe lista celor mai preg\u0103tite \u0163\u0103ri pentru a \u00eent\u00e2mpina urm\u0103torul miliard de utilizatori de Internet, mul\u0163umit\u0103 economiilor digitale avansate, dar aflate \u00eenc\u0103 \u00een&nbsp; cre\u015ftere. Marea Britanie \u015fi Elve\u0163ia completeaz\u0103 lista primelor cinci, \u00een timp ce Statele Unite ocup\u0103 cel de-al \u015faselea loc dintre cele 50 de \u0163\u0103ri evaluate. China, Malaysia \u015fi Thailanda au ocupat primele trei locuri \u00een topul economiilor digitale care evolueaz\u0103 cel mai rapid, ca rezultat al cre\u015fterii accelerate a popula\u0163iei utilizatoare de Internet \u015fi smartphone-uri.<\/p>\n<p>\n\u201cModul \u00een care oamenii folosesc mediul digital se schimb\u0103 repede, iar noi trebuie s\u0103 ascult\u0103m \u015fi s\u0103 observ\u0103m ca s\u0103 \u00een\u0163elegem cu adev\u0103rat oportunit\u0103\u0163ile \u015fi s\u0103 le facem relevante pentru ei \u00een locurile \u00een care se afl\u0103\u201d, a declarat Ann Cairns, Pre\u015fedinte International Markets, MasterCard. \u201cEste clar c\u0103 inova\u0163ia ac\u0163ioneaz\u0103 la viteze diferite \u00een jurul lumii, dar oportunitatea din fa\u0163a noastr\u0103 se refer\u0103 la modalitatea \u00een care gestion\u0103m implicarea \u00een lumile online \u015fi offline \u015fi consolid\u0103m \u00eencrederea \u00eentre utilizator, serviciu \u015fi mecanismul de plat\u0103.\u201d<\/p>\n<p>\nStudiul a identificat patru mecanisme declan\u015fatoare interdependente \u2013 oferta, cererea, institu\u0163iile \u015fi inova\u0163ia \u2013 care determin\u0103 evolu\u0163ia digital\u0103 a fiec\u0103rei \u0163\u0103ri \u015fi pot servi ca puncte strategice de evaluare a dezvolt\u0103rii viitoare.<\/p>\n<p>\n\u201cExist\u0103 pu\u0163ine cuno\u015ftin\u0163e despre trecutul \u015fi prezentul digital al Vestului care s\u0103 ne ofere informa\u0163ii despre prezentul \u015fi viitorul digital al Restului\u201d, a declarat cercet\u0103torul principal Bhaskar Chakravorti, Partener Senior, Decan Afaceri Interna\u0163ionale \u015fi Finan\u0163e la \u015ecoala Fletcher. \u201cDezvoltarea \u015fi direc\u0163ia \u0163\u0103rilor de-a lungul timpului rezult\u0103 din interac\u0163iunea acestor elemente sistemice. \u00cen experien\u0163a Vestului, cei patru factori declan\u015fatori sunt mai strans conecta\u0163i. \u00cen cazul pie\u0163elor emergente \u2013 unde se afl\u0103 urm\u0103torul miliard&nbsp; de consumatori electronici \u2013 unii dintre ace\u015fti factori se mi\u015fc\u0103 mai repede dec\u00e2t ceilal\u0163i; traiectoria nu este liniar\u0103 \u015fi po\u0163i sf\u00e2r\u015fi prin a avea surprize precum Alibaba \u00een China, Flipkart \u00een India sau M-Pesa \u00een Kenya. Mai exact, \u00een\u0163elegerea institu\u0163iilor \u015fi a inova\u0163iilor din aceste p\u0103r\u0163i ale lumii este esen\u0163ial\u0103 pentru a \u015fti unde va fi urm\u0103toarea etap\u0103 \u00een evolu\u0163ia digital\u0103 a lumii.\u201d<\/p>\n<p>\n\u00cen timp ce pie\u0163ele dezvoltate domin\u0103 primele locuri, un peisaj diferit se eviden\u0163iaz\u0103 atunci c\u00e2nd evalu\u0103m viteza cu care digitalul este adoptat. Studiul a analizat evolu\u0163ia fiec\u0103rei pie\u0163e din 2008 p\u00e2n\u0103 \u00een 2013, pentru a \u00een\u0163elege punctele de referin\u0163\u0103 ale \u0163\u0103rii, a urm\u0103ri progresul \u015fi a identifica domeniile care necesit\u0103 \u00eembun\u0103t\u0103\u0163ire. \u0162\u0103rile au fost \u00eemp\u0103r\u0163ite \u00een patru zone de traiectorie:<\/p>\n<p>\n\u2022&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Break Out \u2013 Aceste \u0163\u0103ri au \u00een prezent un nivel sc\u0103zut al preg\u0103tirii, dar evolueaz\u0103 rapid. India, China, Brazilia, Vietnam \u015fi insulele Filipineze sunt c\u00e2teva exemple. Dac\u0103 rata de evolu\u0163ie se men\u0163ine, aceste \u0163\u0103ri vor deveni economii digitale puternice, dar clasamentul arat\u0103 c\u0103 urm\u0103toarea faz\u0103 a cre\u015fterii poate fi mai greu de ob\u0163inut.<\/p>\n<p>\n\u2022&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Stall Out \u2013 De\u015fi \u00een trecut au avut cre\u015fteri puternice, aceste \u0163\u0103ri (cea mai mare parte a Europei de Vest \u015fi de Nord, Australia \u015fi Japonia) au atins etapa maturit\u0103\u0163ii. Inova\u0163ia \u015fi c\u0103utarea de pie\u0163e dincolo de grani\u0163ele proprii vor fi critice pentru continuarea cre\u015fterii.<\/p>\n<p>\n\u2022&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Stand Out \u2013 Aceste \u0163\u0103ri, precum Singapore, Hong Kong \u015fi Statele Unite au continuat s\u0103 men\u0163in\u0103 un nivel \u00eenalt al tranzac\u0163iilor digitale, sus\u0163inute de infrastructura de ultim\u0103 or\u0103 \u015fi consumatorii interni sofistica\u0163i. Pentru a r\u0103m\u00e2ne pie\u0163e Stand Out, trebuie s\u0103 continue s\u0103 accelereze inova\u0163iile.<\/p>\n<p>\n\u2022&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Watch Out \u2013 Aceste \u0163\u0103ri se confrunt\u0103 cu provoc\u0103ri, dar cu o popula\u0163ie de total\u0103 de 2.5 miliarde de oameni, ele reprezint\u0103 oportunit\u0103\u0163i importante pentru investi\u0163ii. Indonezia, Rusia, Nigeria, Egipt \u015fi Kenya sunt astfel de exemple.<\/p>\n<p>\nPentru mai multe detalii v\u0103 invit\u0103m s\u0103 vizita\u0163i website-ul Digital Evolution Index \u015fi Digital Planet Report, care subliniaz\u0103 factorii \u015fi implica\u0163iile pe care le presupune fiecare zon\u0103 de traiectorie.<\/p>\n<p>\nDespre Digital Evolution Index<\/p>\n<p>\nClasamentul Digital Evolution este rezultatul studiului realizat de cercet\u0103torii de la \u015ecoala Fletcher, cu sprijinul MasterCard. Analiz\u00e2nd baze de date din surse publice, precum Banca Mondial\u0103, \u015fi surse private precum EMPEA (Emerging Markets Private Equity Association) \u015fi Dow Jones VentureSource, echipa de cercetare a creat un cadru analitic pentru a recunoa\u015fte modelele \u015fi pentru a \u00een\u0163elege peisajul digital global, relev\u00e2nd tendin\u0163ele fiec\u0103rei \u0163\u0103ri \u015fi evalu\u00e2ndu-i punctele forte \u015fi sl\u0103biciunile.<\/p>\n<p>\nMetodologia clasamentului Digital Evolution a presupus evaluarea abilit\u0103\u0163ii actuale a \u0163\u0103rilor de a r\u0103spunde cererii consumatorului \u015fi ofertei companiilor, politicilor guvernamentale \u015fi mediului propice inova\u0163iei \u2013 patru factori care determin\u0103 preg\u0103tirea digital\u0103, identifica\u0163i \u00een ipoteza studiului. \u00cen plus, studiul a evaluat traiectoria fiec\u0103rei \u0163\u0103ri din punctul de vedere al celor patru declan\u015fatori, din 2008 p\u00e2n\u0103 \u00een 2013. Clasamentul arat\u0103, apoi, o matrice cu patru cadrane pentru a vizualiza traiectoria unei anumite \u0163\u0103ri.<\/p>\n<p>\nMasterCard este o companie de tehnologie \u00een industria global\u0103 de pl\u0103\u0163i, av\u00e2nd opera\u0163iuni \u00een peste 210 de \u0163\u0103ri \u015fi teritorii.<\/p>\n<p>\n\u015ecoala Fletcher din Universitatea Tufts (\u015ecoala Fletcher) \u2013 prima \u015fcoal\u0103 din Statele Unite destinat\u0103 exclusiv absolven\u0163ilor de afaceri interna\u0163ionale \u2013 a preg\u0103tit liderii lumii s\u0103 fac\u0103 fa\u0163\u0103 complexelor provoc\u0103ri globale, \u00eenc\u0103 din 1933. Alumnii \u015fcolii vin din zona de top management, incluz\u00e2nd conducerea executiv\u0103 a unora dintre cele mai mari corpora\u0163ii globale; voci respectate din diferite trust-uri mediatice; conduc\u0103tori de organiza\u0163ii globale non-profit; lideri ai ini\u0163iativelor interna\u0163ionale de men\u0163inere a p\u0103cii \u015fi securit\u0103\u0163ii.<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00cen prezent sunt 2.9 miliarde de utilizatori de Internet \u00een \u00eentreaga lume. De\u015fi este un num\u0103r impresionant, companiile \u015fi autorit\u0103\u0163ile au ocazia s\u0103 se dezvolte \u00een aceast\u0103 direc\u0163ie, aduc\u00e2nd \u00een mediul online restul de 60% din popula\u0163ia global\u0103. Reu\u015fita \u00een sus\u0163inerea acestor consumatori va depinde de cunoa\u015fterea \u0163\u0103rilor aflate \u00een topul cre\u015fterii digitale. Pentru a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510,7208],"tags":[240,265,171,14077,7853],"class_list":["post-112341","post","type-post","status-publish","format-standard","hentry","category-actualitate","category-servicii-financiare","tag-comert","tag-inovatie","tag-internet","tag-mastercard","tag-studiu"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/112341","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=112341"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/112341\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=112341"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=112341"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=112341"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}