{"id":111969,"date":"2014-09-20T17:28:00","date_gmt":"2014-09-20T17:28:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=111969"},"modified":"2014-09-20T17:28:00","modified_gmt":"2014-09-20T17:28:00","slug":"bancile-unguresti-acesti-lilieci-cu-puteri-de-batman","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=111969","title":{"rendered":"B\u0103ncile ungure\u015fti, ace\u015fti lilieci cu puteri de Batman"},"content":{"rendered":"<p>\nSandor Csanyi, \u015feful celei mai mari b\u0103nci ungare, OTP, a replicat c\u0103 de fapt, atunci c\u00e2nd are probleme \u00een economie, guvernul apeleaz\u0103 la b\u0103nci ca la un fel de Batman, a relatat publica\u0163ia Portfolio. At\u00e2t OTP, c\u00e2t \u015fi MKB Bank sau subsidiarele ungare ale Erste, KBC \u015fi Raiffeisen au contestat \u00een justi\u0163ie decizia guvernului de a rambursa retroactiv clien\u0163ilor banii lua\u0163i prin &#8220;practici comerciale incorecte&#8221; din 2004 \u00eencoace.<\/p>\n<p>\nPrimele ac\u0163iuni au fost \u00eens\u0103 deja respinse \u00een justi\u0163ie, iar un frunta\u015f al partidului de guvern\u0103m\u00e2nt Fidesz a spus c\u0103 b\u0103ncile ar putea fi obligate s\u0103 extind\u0103 desp\u0103gubirile \u015fi pentru clien\u0163ii care \u015fi-au achitat deja creditele \u00een cadrul unui program de ramburs\u0103ri anticipate derulat \u00een 2011-2012, ceea ce ar spori considerabil factura de plat\u0103 a b\u0103ncilor, duc\u00e2nd-o la un total de cca 3 mld. euro.<\/p>\n<p>\nAceasta se adaug\u0103 la dificult\u0103\u0163ile pe care le \u00eent\u00e2mpin\u0103 b\u0103ncile ungare din cauza conflictului din Ucraina, unde unele au subsidiare, \u015fi a sanc\u0163iunilor financiare impuse de Bruxelles Rusiei. \u015eeful BCE, Mario Draghi, a \u00eencercat s\u0103 ia ap\u0103rarea b\u0103ncilor \u00een august, afirm\u00e2nd c\u0103 pl\u0103\u0163ile retroactive &#8220;nu par s\u0103 fie conforme&#8221; cu reglement\u0103rile europene, ar guvernul Orban l-a ignorat.<\/p>\n<p>\nGuvernul Orban a \u00eenceput \u00een for\u0163\u0103 reforma sistemului bancar, axat\u0103 pe trei elemente: r\u0103scump\u0103rarea de c\u0103tre stat a cel pu\u0163in jum\u0103tate din activele bancare aflate \u00een proprietatea unor grupuri financiare str\u0103ine, crearea unei &#8220;bad bank&#8221; care s\u0103 preia creditele neperformante ale b\u0103ncilor, estimate la 1,6 mld. euro, \u015fi planul de convertire \u00een forin\u0163i a creditelor \u00een valut\u0103, la un curs avantajos pentru debitori. B\u0103ncile vor suporta costul conversiei \u015fi, \u00een plus, \u00eei vor desp\u0103gubi pe ungurii \u00eendatora\u0163i \u00een valut\u0103 pentru &#8220;practicile incorecte&#8221; de genul major\u0103rilor unilaterale de dob\u00e2nzi \u015fi comisioane.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Premierul ungar Viktor Orban, confruntat cu opozi\u0163ia b\u0103ncilor fa\u0163\u0103 de planul s\u0103u de a-i desp\u0103gubi treptat pe clien\u0163ii care au contractat credite ipotecare \u00een valut\u0103 \u00een anii de boom economic, a acuzat b\u0103ncile c\u0103 sunt &#8220;viclene ca ni\u015fte lilieci&#8221; c\u00e2nd \u00ee\u015fi atac\u0103 prada &#8211; p\u0103s\u0103ri \u015fi \u015foareci.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,4126,8356,15127,7920,25190,7930,17040,9786,38031,13562,9105,93,9803,7581,38032,7169,10266],"class_list":["post-111969","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-clienti","tag-credite-ipotecare","tag-credite-neperformante","tag-despagubiri","tag-draghi","tag-erste","tag-fidesz","tag-kbc","tag-mkb-bank","tag-orban","tag-otp-bank","tag-plati","tag-raiffeisen","tag-restructurare","tag-sandor-csanyi","tag-ungaria","tag-valuta"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/111969","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=111969"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/111969\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=111969"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=111969"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=111969"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}