{"id":111901,"date":"2014-09-18T13:57:00","date_gmt":"2014-09-18T13:57:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=111901"},"modified":"2014-09-18T13:57:00","modified_gmt":"2014-09-18T13:57:00","slug":"cum-sa-pacalesti-sistemul-pentru-a-plati-rca-mai-ieftin-schema-folosita-de-tinerii-din-romania","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=111901","title":{"rendered":"Cum s\u0103 &#8220;p\u0103c\u0103le\u015fti&#8221; sistemul pentru a pl\u0103ti RCA mai ieftin. Schema folosit\u0103 de tinerii din Rom\u00e2nia"},"content":{"rendered":"<p>\nPre\u0163ul unei poli\u0163e de r\u0103spundere civil\u0103 auto (RCA) se calculeaz\u0103 \u00een func\u0163ie de mai mul\u0163i factori, unul dintre ace\u015ftia fiind v\u00e2rsta persoanei care o solicit\u0103 \u015fi anii de experien\u0163\u0103 \u00een \u015fofat. Prin urmare, pre\u0163ul asigur\u0103rii va fi mai mic dac\u0103 persoana pe numele c\u0103ruia se face are o v\u00e2rst\u0103 \u00eenaintat\u0103.<\/p>\n<p>Ca s\u0103 evite totu\u015fi plata unui RCA scump, care poate ajunge uneori chiar \u015fi la 2.000 de lei anual pentru \u015foferii de 20 de ani, tinerii \u00eencearc\u0103 mai nou s\u0103 \u201efenteze\u201d sistemul printr-o metod\u0103 cu risc minim, care le poate aduce un RCA la jum\u0103tate de pre\u0163, noteaz\u0103 <a href=\"http:\/\/www.voceatransilvaniei.ro\/cum-fenteaza-tinerii-sistemul-asigurarilor-rca-pentru-o-polita-mai-ieftina\/\">Vocea Transilvaniei<\/a>.<\/p>\n<p>\nDar cum reu\u015fesc tinerii s\u0103 ob\u0163in\u0103 o r\u0103spundere civil\u0103 auto mai ieftin\u0103? Simplu: \u00ee\u015fi \u00eenmatriculeaz\u0103 ma\u015fina pe numele p\u0103rin\u0163ilor sau a bunicilor, persoane peste 30 de ani. Odat\u0103 schimbat proprietarul ma\u015finii, asigurarea obligatorie va fi \u00eencheiat\u0103 pe numele noilor proprietari, deci mai ieftin\u0103, aproape la jum\u0103tate de pre\u0163.<\/p>\n<p>\u015ei asta, datorit\u0103 faptului c\u0103 toate companiile de asigur\u0103ri consider\u0103 c\u0103 \u015foferii de peste 30 de ani \u015fi chiar pensionarii nu se \u00eencadreaz\u0103 \u00een categoria de risc ridicat pentru producerea accidentelor rutiere, deci poli\u0163a pentru ei este mai pu\u0163in piperat\u0103.<\/p>\n<p>Brokerii de asigur\u0103ri recunosc faptul c\u0103 \u00een ultimele \u015fase luni a crescut sim\u0163itor num\u0103rul celor care au renun\u0163at s\u0103 fie ei proprietarii ma\u015finii, tocmai pentru a ob\u0163ine un RCA mai ieftin.<\/p>\n<p>Teoretic, tinerii nu mai sunt proprietarii ma\u015finii, dar tot ei o conduc, cu ajutorul unei procure din partea tat\u0103lui sau a bunicului, pentru a avea dreptul s\u0103 \u015fofeze ma\u015fina respectiv\u0103, relateaz\u0103 <a href=\"http:\/\/www.voceatransilvaniei.ro\/cum-fenteaza-tinerii-sistemul-asigurarilor-rca-pentru-o-polita-mai-ieftina\/\">aceea\u015fi publica\u0163ie<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pre\u0163ul unei poli\u0163e de r\u0103spundere civil\u0103 auto (RCA) se calculeaz\u0103 \u00een func\u0163ie de mai mul\u0163i factori, unul dintre ace\u015ftia fiind v\u00e2rsta persoanei care o solicit\u0103 \u015fi anii de experien\u0163\u0103 \u00een \u015fofat. Prin urmare, pre\u0163ul asigur\u0103rii va fi mai mic dac\u0103 persoana pe numele c\u0103ruia se face are o v\u00e2rst\u0103 \u00eenaintat\u0103. Ca s\u0103 evite totu\u015fi plata [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7467,331,6577,195,448,8445,7060,5836,482,9965,4465,8208,7287,194],"class_list":["post-111901","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-asigurare","tag-asigurari","tag-auto","tag-experienta","tag-functie","tag-ieftin","tag-masina","tag-nume","tag-pret","tag-proprietari","tag-raspundere","tag-rca","tag-sistem","tag-tineri"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/111901","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=111901"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/111901\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=111901"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=111901"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=111901"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}