\n“Lumea are impresia c\u0103 noi, bancherii, suntem foarte sup\u0103ra\u0163i c\u00e2nd scad dob\u00e2nzile. Nu suntem, pentru c\u0103 atunci c\u00e2nd scad dob\u00e2nzile \u00eenseamn\u0103 c\u0103 \u00eencepe s\u0103 creasc\u0103 cererea, principala pondere \u00een veniturile noastre fiind dob\u00e2nzile la credite. Trebuie s\u0103 ne g\u00e2ndim c\u0103 acest volum (de venituri – n.r.) poate fi men\u0163inut la acest nivel sau crescut fie prin cre\u015fterea dob\u00e2nzilor, ceea ce e un dezastru, fie prin cre\u015fterea volumului de creditare”, a declarat joi Ghe\u0163ea \u00eentr-o conferin\u0163\u0103 de pres\u0103, pre\u015fedinte \u015fi al CEC Bank.<\/p>\n
\nEl a ar\u0103tat c\u0103 dob\u00e2nzile se vor reduce pe toat\u0103 gama de credite \u015fi a precizat c\u0103 \u00eencepe “s\u0103 se mi\u015fte” activitatea de v\u00e2nzare-cump\u0103rare a imobilelor, potrivit statisticilor, ceea ce indic\u0103 \u015fi o revenire a creditelor ipotecare.<\/p>\n
\n“Un element important \u00een toat\u0103 aceast\u0103 discu\u0163ie este acel iure\u015f care se creeaz\u0103 \u00een mass-media c\u00e2nd, pe parcursul unei etape, se anun\u0163\u0103 c\u0103 se mai prelunge\u015fte sau nu programul \u00abPrima Cas\u0103\u00bb. Toat\u0103 lumea era \u00een foarte mare \u00eengrijorare, asta \u00eenseamn\u0103 c\u0103 lumea \u00ee\u015fi dore\u015fte, are inten\u0163ia s\u0103 \u00ee\u015fi fac\u0103 o cas\u0103”, a spus Ghe\u0163ea.<\/p>\n
\n\u00centrebat de ce b\u0103ncile nu reduc \u015fi marjele proprii din componen\u0163a dob\u00e2nzii, pre\u015fedintele CEC a explicat c\u0103 acestea exprim\u0103 nivelul riscului pe care banca \u015fi-l asum\u0103 \u015fi c\u0103 vor sc\u0103dea c\u00e2nd va cre\u015fte competi\u0163ia din sistemul bancar.<\/p>\n
\nEl a dat exemplul licita\u0163iilor electronice din sistemul SEAP, unde finan\u0163area prim\u0103riilor de c\u0103tre b\u0103nci se face cu marje de sub 1%, \u00eentruc\u00e2t autorit\u0103\u0163ile publice locale prezint\u0103 un risc sc\u0103zut.<\/p>\n","protected":false},"excerpt":{"rendered":"
Pre\u015fedintele Asocia\u0163iei Rom\u00e2ne a B\u0103ncilor (ARB), Radu Gra\u0163ian Ghe\u0163ea, apreciaz\u0103 c\u0103 dob\u00e2nzile la credite vor sc\u0103dea \u00een continuare, \u00eentruc\u00e2t BNR a dat multe semnale \u00een ultima perioad\u0103 \u015fi probabil va mai da pentru sc\u0103derea acestora, factor care va determina cre\u015fterea cererii pentru \u00eemprumuturi.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[485,187],"class_list":["post-111551","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-credite","tag-dobanzi"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/111551","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=111551"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/111551\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=111551"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=111551"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=111551"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}