{"id":110163,"date":"2014-08-04T13:32:49","date_gmt":"2014-08-04T13:32:49","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=110163"},"modified":"2014-08-04T13:32:49","modified_gmt":"2014-08-04T13:32:49","slug":"bnr-a-redus-dobanda-cheie-de-la-35-la-325-si-a-mentinut-ratele-rezervelor-minime","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=110163","title":{"rendered":"BNR a redus dob\u00e2nda cheie de la 3,5% la 3,25% \u015fi a men\u0163inut ratele rezervelor minime"},"content":{"rendered":"<p>\n&#8220;\u00cen \u015fedin\u0163a din 4 august 2014, Consiliul de administra\u0163ie al B\u0103ncii Na\u0163ionale a Rom\u00e2niei a hot\u0103r\u00e2t reducerea ratei dob\u00e2nzii de politic\u0103 monetar\u0103 la nivelul de 3,25% pe an de la 3,50% \u00eencep\u00e2nd cu data de 5 august 2014&#8221;, se arat\u0103 \u00eentr-un comunicat al b\u0103ncii centrale.<\/p>\n<p>\nT\u0103ierea de dob\u00e2nd\u0103 era a\u015fteptat\u0103 de o parte dintre anali\u015fti, dup\u0103 ce nivelul acesteia a fost men\u0163inut la \u015fedin\u0163a de politic\u0103 monetar\u0103 din iulie la 3,5%, fiind diminuate atunci ratele RMO pentru pasivele \u00een valut\u0103 ale institu\u0163iilor de credit, de la 18% la 16%,&nbsp;\u015fi men\u0163inute cele \u00een lei la 12%.<\/p>\n<p>\nAnali\u015ftii estimau, potrivit opiniilor exprimate \u00eentr-un sondaj intern al Asocia\u0163iei Anali\u015ftilorFinanciar-Bancari din Rom\u00e2nia (AAFBR), c\u0103 banca central\u0103 ar putea reduce dob\u00e2nda cheie la 3,25% p\u00e2n\u0103 la finalul anului, jum\u0103tate dintre ace\u015ftia fiind de p\u0103rere c\u0103 sc\u0103derea ar putea fi decis\u0103 \u00een \u015fedin\u0163a CA din 4 august.<\/p>\n<p>\nEi preconizeaz\u0103 c\u0103 sc\u0103derea ar continua pe parcursul anului viitor astfel \u00eenc\u00e2t s\u0103 ajung\u0103 la un nivel de 3% la finele lui 2015.<\/p>\n<p>\nDe altfel, guvernatorul BNR, Mugur Is\u0103rescu, a admis, dup\u0103 \u015fedin\u0163a CA din iulie, c\u0103 banca central\u0103 ar putea decide o nou\u0103 reducere a dob\u00e2nzii cheie, \u00een m\u0103sura \u00een care traiectoria de sc\u0103dere a infla\u0163iei este una de durat\u0103.<\/p>\n<p>\n&#8220;A fost bine pozi\u0163ionat\u0103 p\u00e2n\u0103 acum (rata dob\u00e2nzii de politic\u0103 monetar\u0103, situat\u0103 la 3,5% -n.r.), suntem \u00eentr-un proces de considerare, ca s\u0103 nu zic de reconsiderare, s\u0103 vedem \u00een ce m\u0103sur\u0103 traiectoria (infla\u0163iei &#8211; n.r.) este una de durat\u0103&#8221;, ar\u0103ta Is\u0103rescu.<\/p>\n<p>\nGuvernatorul a punctat c\u0103 membrii CA vor \u0163ine cont la deciziile viitoare privind dob\u00e2nda cheie de faptul c\u0103 dob\u00e2nzile la depozite au ajuns real negative \u00een multe \u0163\u0103ri, iar b\u0103ncile locale se gr\u0103besc s\u0103 reduc\u0103 dob\u00e2nzile la economii, nu la credite, atunci c\u00e2nd BNR opereaz\u0103 reduceri ale dob\u00e2nzii de politic\u0103 monetar\u0103.<\/p>\n<p>\n&#8220;Tr\u0103im \u00eentr-o perioad\u0103 \u00een care \u00een multe \u0163\u0103ri are loc o represiune financiar\u0103, cel care economise\u015fte este \u00eentr-un fel penalizat cu dob\u00e2nzi real negative. Personal &#8211; \u015fi am v\u0103zut c\u0103 majoritatea membrilor CA, ca s\u0103 nu spun to\u0163i, \u00eemp\u0103rt\u0103\u015fesc acest punct de vedere &#8211; nu v\u0103d deloc necesar\u0103, ca s\u0103 nu spun c\u0103 mi se pare neeficient sau chiar periculos, o alunecare \u00een direc\u0163ia \u00een care \u015fi Rom\u00e2nia s\u0103 descurajeze economisirea. Este un punct de vedere foarte important \u00een deciziile noastre viitoare, mai ales c\u0103 \u015ftim c\u0103 b\u0103ncile, dac\u0103 noi vom mi\u015fca rata de politic\u0103 monetar\u0103, primul lucru pe care \u00eel fac este s\u0103 reduc\u0103 rata dob\u00e2nzii la depozite, nu la credite&#8221;, preciza \u015feful BNR.<\/p>\n<p>\n\u00cen ceea ce prive\u015fte RMO&nbsp;\u00een lei, anali\u015ftii anticipeaz\u0103 c\u0103 ar putea fi reduse la 10% p\u00e2n\u0103 la finele anului \u015fi la 8% p\u00e2n\u0103 la sf\u00e2r\u015fitul anului viitor, \u00een timp ce ratele rezervelor minime \u00een valut\u0103 s-ar men\u0163ine la 16% \u00een acest an, pentru a cobor\u00ee la 14% anul viitor, cel mai probabil \u00een decembrie.<\/p>\n<p>\nTotodat\u0103, BNR men\u0163ine \u00een comunicat formula de &#8220;gestionare adecvat\u0103 a lichidit\u0103\u0163ii din sistemul bancar&#8221;.<\/p>\n<p>\nCA a analizat \u015fi aprobat Raportul trimestrial asupra infla\u0163iei, care va fi prezentat miercuri \u00eentr-o conferin\u0163\u0103 de pres\u0103.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Consiliul de Administra\u0163ie al B\u0103ncii Na\u0163ionale a Rom\u00e2niei (BNR) a decis \u00een \u015fedin\u0163a de politic\u0103 monetar\u0103 de luni s\u0103 reduc\u0103 dob\u00e2nda cheie cu 0,25 puncte procentuale, de la 3,5% la 3,25% pe an, \u015fi s\u0103 men\u0163in\u0103 ratele rezervelor minime obligatorii la 16% pentru pasivele \u00een valut\u0103 \u015fi la 12% pentru lei.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[185,8790],"class_list":["post-110163","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bnr","tag-politica-monetara"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/110163","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=110163"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/110163\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=110163"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=110163"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=110163"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}