{"id":108910,"date":"2014-07-06T18:23:55","date_gmt":"2014-07-06T18:23:55","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=108910"},"modified":"2014-07-06T18:23:55","modified_gmt":"2014-07-06T18:23:55","slug":"bancile-din-ungaria-vor-fi-obligate-sa-le-dea-inapoi-debitorilor-in-valuta-intre-1-900-si-3-200-de-euro","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=108910","title":{"rendered":"B\u0103ncile din Ungaria vor fi obligate s\u0103 le dea \u00eenapoi debitorilor \u00een valut\u0103 \u00eentre 1.900 \u015fi 3.200 de euro"},"content":{"rendered":"<p>\nB\u0103ncile vor suporta costul conversiei \u015fi, \u00een plus, \u00eei vor desp\u0103gubi pe ungurii \u00eendatora\u0163i \u00een valut\u0103 pentru &#8220;practicile incorecte&#8221; de genul major\u0103rilor de dob\u00e2nzi \u015fi comisioane sau al modific\u0103rilor unilaterale de contracte. Pachetul noii legisla\u0163ii bancare a fost aprobat vineri de parlamentul de la Budapesta, urm\u00e2nd ca primele desp\u0103gubiri s\u0103 fie pl\u0103tite clien\u0163ilor \u00een c\u00e2teva luni, conform lui Antal Rog\u00e1n, liderul grupului parlamentar al Fidesz, partidul premierului Orban, citat de Portfolio.hu.<\/p>\n<p>\n\u00cen medie, un de\u0163in\u0103tor de credite \u00een valut\u0103 ar putea primi astfel p\u00e2n\u0103 la finele anului \u00eentre 1.900 \u015fi 3.200 de euro, iar viitoarele rate de plat\u0103 vor fi mai mici, ca efect al sc\u0103derii dob\u00e2nzilor, a estimat Rog\u00e1n. \u00cen septembrie, parlamentul va decide \u00een ce form\u0103 vor fi pl\u0103tite desp\u0103gubirile \u015fi va fi stabilit prin lege cursul de conversie \u00een forin\u0163i a creditelor \u00een valut\u0103. P\u00e2n\u0103 atunci, tribunalele va trebui s\u0103 rezolve cu prioritate procesele deschise de clien\u0163ii cu credite \u00een valut\u0103 contra b\u0103ncilor, \u00een timp ce procesele deschise de clien\u0163ii cu credite \u00een forin\u0163i ar urma s\u0103 fie solu\u0163ionate p\u00e2n\u0103 \u00een primele luni din 2015.<\/p>\n<p>\nPachetul legislativ cuprinde \u015fi o interdic\u0163ie temporar\u0103 de majorare a dob\u00e2nzilor, astfel \u00eenc\u00e2t, potrivit lui Rog\u00e1n, Fidesz &#8220;nu va permite b\u0103ncilor s\u0103 jupoaie \u015fi mai mult oamenii&#8221; \u00een cele c\u00e2teva luni p\u00e2n\u0103 ce procesele aflate pe rol contra b\u0103ncilor vor fi solu\u0163ionate.<\/p>\n<p>\nPierderile b\u0103ncilor ca urmare a planului de conversie \u015fi a compens\u0103rilor sunt estimate de banca central\u0103 \u00eentre 2 \u015fi 3 mld. euro. Valoarea total\u0103 a sumelor datorate de gospod\u0103riile din Ungaria b\u0103ncilor se situeaz\u0103 la cca 10 mld. euro, din care o parte \u00eensemnat\u0103 reprezint\u0103 credite ipotecare \u00een franci elve\u0163ieni.<\/p>\n<p>\nComisia European\u0103 a s\u0103rit rapid \u00een ajutorul b\u0103ncilor, cer\u00e2ndu-i lui Viktor Orban s\u0103 nu promoveze m\u0103suri care s\u0103 amenin\u0163e stabilitatea financia\u0103r\u0103. \u00cen paralel, CE a avertizat c\u0103 Ungaria are nevoie de m\u0103suri suplimentare de consolidare fiscal\u0103 pentru reducerea datoriei publice \u015fi evitarea redeschiderii procedurii de deficit excesiv, \u00een prim\u0103vara lui 2015.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Forintul ungar a sc\u0103zut la minimul ultimelor trei luni, 312 forin\u0163i\/euro, afectat de reac\u0163ia negativ\u0103 a pie\u0163ei la planul premierului Viktor Orban de conversie \u00een forin\u0163i a creditelor \u00een valut\u0103, la un curs avantajos pentru debitori \u015fi mai bun dec\u00e2t cel de pe pia\u0163a valutar\u0103 de acum.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,82,7280,74,7371,9748,485,7733,16371,7920,187,17040,17863,8899,310,7169,10266,162],"class_list":["post-108910","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-bani","tag-budapesta","tag-buget","tag-comisia-europeana","tag-comisioane","tag-credite","tag-curs-valutar","tag-debitori","tag-despagubiri","tag-dobanzi","tag-fidesz","tag-forint","tag-indatorare","tag-parlament","tag-ungaria","tag-valuta","tag-viktor-orban"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/108910","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=108910"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/108910\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=108910"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=108910"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=108910"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}