{"id":108597,"date":"2014-06-27T17:53:49","date_gmt":"2014-06-27T17:53:49","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=108597"},"modified":"2026-04-04T05:47:03","modified_gmt":"2026-04-04T05:47:03","slug":"consiliul-fiscal-impactul-bugetar-la-electorata-ar-putea-fi-mult-sub-estimari-masura-nu-e-atractiva","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=108597","title":{"rendered":"Consiliul Fiscal: Impactul bugetar la Electorat\u0103 ar putea fi mult sub estim\u0103ri. M\u0103sura nu e atractiv\u0103"},"content":{"rendered":"

\n Consiliul Fiscal a realizat o analiz\u0103 pe e\u015fantionul de debitori bancari persoane fizice cu venituri lunare brute sub 2.200 lei, expunerea aferent\u0103 pe aceste credite fiind de 31,81 miliarde lei, cu o pondere de 36,93% din totalul \u00eemprumuturilor pentru persoanele fizice. \u00cen aceast\u0103 categorie se \u00eencadreaz\u0103 circa 985.000 de debitori, reprezent\u00e2nd 48,84% din totalul celor care au luat credite imobiliare \u015fi de consum pe segmental de retail.<\/p>\n

\nLu\u00e2nd \u00een calcul un exemplu a valorii r\u0103mase de rambursat de c\u0103tre un client de 26.651 lei, cu o dob\u00e2nd\u0103 anual\u0103 efectiv\u0103 (DAE) de 10,2% \u015fi o perioad\u0103 r\u0103mas\u0103 din contract de 6 ani, clientul pl\u0103te\u015fte \u00een mod normal o rat\u0103 lunar\u0103 de 496,2 lei \u015fi o dob\u00e2nd\u0103 total\u0103 de 9.087,37 lei.<\/p>\n

\nCititi mai multe pe<\/a> www.mediafax.ro<\/p>\n","protected":false},"excerpt":{"rendered":"

Consiliul Fiscal apreciaz\u0103 c\u0103 impactul bugetar \u00een urma aplic\u0103rii schemei fiscale pentru restructurarea creditelor, Electorata, s-ar putea situa cu mult sub estimarea Finan\u0163elor, de 725,5 mil. lei pentru 2016 \u015fi 757 mil. lei pentru 2017, \u00eentruc\u00e2t m\u0103sura nu este atractiv\u0103 pentru majoritatea debtorilor<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[16607,15679,18780,485,7585,8907,80],"class_list":["post-108597","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-aplicare","tag-apreciere","tag-consiliul-fiscal","tag-credite","tag-estimari","tag-impact","tag-refuz"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/108597","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=108597"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/108597\/revisions"}],"predecessor-version":[{"id":108608,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/108597\/revisions\/108608"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=108597"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=108597"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=108597"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}