{"id":108162,"date":"2014-06-16T14:27:00","date_gmt":"2014-06-16T14:27:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=108162"},"modified":"2014-06-16T14:27:00","modified_gmt":"2014-06-16T14:27:00","slug":"la-21-de-ani-renunta-la-facultate-si-era-plin-de-datorii-acum-ii-invata-pe-altii-cum-sa-devina-milionari","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=108162","title":{"rendered":"La 21 de ani renun\u0163a la facultate \u015fi era PLIN DE DATORII. Acum \u00eei \u00eenva\u0163\u0103 pe al\u0163ii cum s\u0103 devin\u0103 MILIONARI"},"content":{"rendered":"<div>\n\u201cLa 21 de ani, am renun\u0163at la colegiu, eram falit \u015fi plin de datorii, iar p\u00e2n\u0103 am \u00eemplinit 30 de ani, am ajuns milionar \u00een dolari\u201d, \u00ee\u015fi descrie Grant Cardone, expert \u00een v\u00e2nz\u0103ri \u015fi autorul a patru c\u0103r\u0163i, traseul prin care a ie\u015fit din s\u0103r\u0103cie. S\u0103 te \u00eembog\u0103\u0163e\u015fti p\u00e2n\u0103 la v\u00e2rsta de 30 de ani pare o fantezie. Cardone este unul dintre exemplele care arat\u0103 c\u0103 acest lucru este totu\u015fi posibil \u015fi ofer\u0103 10 sfaturi legate de pa\u015fii pe care el i-a urmat:<\/div>\n<div>\n&nbsp;<\/div>\n<div>\n1. &#8220;Follow the money&#8221; (urm\u0103re\u015fte banii): Primul pas \u00een mediul economic actal este s\u0103 v\u0103 concentra\u0163i&nbsp; pe cre\u015fterea veniturilor \u00een trepte \u015fi pe repetarea etapelor profitabile. \u201cLa \u00eenceput, c\u00e2\u015ftigam 3.000 de dolari pe lun\u0103, iar nou\u0103 ani mai t\u00e2rziu, c\u00e2\u015ftigam 20.000 de dolari lunar.\u201d<\/div>\n<p>\n2. Nu v\u0103 afi\u015fa\u0163i bog\u0103\u0163ia: &#8220;Nu mi-am cump\u0103rat primul ceas &nbsp;sau ma\u015fin\u0103 de lux p\u00e2n\u0103 c\u00e2nd afacerile \u015fi investi\u0163iile mele aduceau venituri sigure. Conduceam o Toyota Camry c\u00e2nd am devenit milionar. Fii cunoscut pentru etica ta \u00een munc\u0103 \u015fi nu prin lucrurile pe care le cumperi&#8221;.<\/p>\n<p>\n3. Economise\u015fte pentru a investi, nu&nbsp; economisi doar de dragul de a economisi: Singurul motiv pentru a str\u00e2nge bani este pentru a-i investi.&nbsp; Plasa\u0163i-v\u0103 banii \u00een conturi securizate, de care s\u0103 nu v\u0103 atinge\u0163i. Nu folosi\u0163i aceste conturi pentru nimic altceva \u00een afar\u0103 de investi\u0163ii. P\u00e2n\u0103 \u00een prezent, am ajuns falit de cel pu\u0163in dou\u0103 ori pe an din cauza unor ac\u0163iuni pe care nu le pot vinde.<\/p>\n<p>\n4. Evita\u0163i datoriile care nu v\u0103 avantajeaz\u0103: Este bine s\u0103 face\u0163i o regul\u0103 prin care s\u0103 nu \u00eemprumuta\u0163i bani care s\u0103 nu v\u0103 aduc\u0103 ulterior bani \u00een plus. &#8220;Am \u00eemprumutat bani pentru o ma\u015fin\u0103 doar pentru c\u0103 \u015ftiam c\u0103 \u00eemi va aduce venituri suplimentare&#8221;. Oamenii boga\u0163i folosesc datoriile pentru investi\u0163ii p\u00e2rghie \u015fi pentru a-\u015fi cre\u015fte fluxrul de numerar. Oamenii s\u0103raci folosesc datoriile pentru a-\u015fi&nbsp; cump\u0103ra lucruri care \u00eei \u00eembog\u0103\u0163esc pe oamenii boga\u0163i.<\/p>\n<p>\n5. Trata\u0163i banii asemeni unui iubit gelos: Milioane de oameni viseaz\u0103 la libertatea financiar\u0103, dar doar cei care o transform\u0103 \u00een prioritate o dob\u00e2ndesc. Dac\u0103 ignora\u0163i banii, ace\u015ftia v\u0103 vor \u00ab&nbsp;ignora&nbsp;\u00bb la r\u00e2ndul lor &nbsp;sau v\u0103 vor p\u0103r\u0103si pentru cei care \u00eei vor transforma \u00een prioritate.<\/p>\n<p>\n6. Banii nu dorm: Banii nu \u0163in cont de ceas, programe sau s\u0103rb\u0103tori \u015fi nici voi nu ar trebui s\u0103 face\u0163i acest lucru. &#8220;C\u00e2nd aveam 26 de ani, lucram \u00een retail \u015fi magazinul \u00een care lucram se \u00eenchidea la 7 p.m. De cele mai multe ori, eu eram acolo p\u00e2n\u0103 la 11 p.m.<\/p>\n<p>\n\u00eencerc\u00e2nd s\u0103 fac v\u00e2nz\u0103ri suplimentare. Nu \u00eencerca s\u0103 fii cea mai de\u015fteapt\u0103 sau cea mai norocoas\u0103 persoan\u0103 &#8211; asigur\u0103-te \u00een schimb c\u0103 munce\u015fti mai mult dec\u00e2t ceilal\u0163i.&#8221;<\/p>\n<p>\n7. S\u0103r\u0103cia nu are nicicun sens: Elimina\u0163i orice idee care sugereaz\u0103 c\u0103 este ok s\u0103 fii s\u0103rac.Biil Gates spunea &#8220;dac\u0103 te-ai n\u0103scut s\u0103rac, nu este vina ta. Dac\u0103 mori s\u0103rac, este gre\u015feala ta.&#8221;<\/p>\n<p>\n8. G\u0103si\u0163i un mentor milionar: Este bine s\u0103 g\u0103si\u0163i un milionar \u015fi s\u0103 studia\u0163i etapele prin care a trecut pentru a ajunge acolo. Majoritatea oamenilor boga\u0163i sunt genero\u015fi \u00een ce prive\u015fte \u00eemp\u0103rt\u0103\u015firea cuno\u015ftin\u0163elor dob\u00e2ndite.<\/p>\n<p>\n9. L\u0103sa\u0163i banii s\u0103 fac\u0103 greul: Investi\u0163iile reprezint\u0103 un Holy Grail al transform\u0103rii \u00een milionari \u015fi ar trebui s\u0103 ajunge\u0163i \u00een punctul \u00een care s\u0103 face\u0163i mul\u0163i bani din investi\u0163ii dec\u00e2t din munca propriu-zis\u0103. &#8220;Am \u00eenceput a doua companie \u00een urma unei investi\u0163ii de 50.000 de dolari. Compania respectiv\u0103 mi-a adus apoi 50.000 de dolari \u00een fiecare lun\u0103 \u00een ultimii zece ani. Am lansat apoi o a treia investi\u0163ie, \u00een domeniul imobiliarelor, care a totalizat 350.000 de dolari, o mare parte din averea mea de atunci.&#8221;<\/p>\n<p>\n10. \u0162inti\u0163i pentru 10 milioane de dolari, nu pentru un milion: Singura gre\u015feal\u0103 mare pe care am f\u0103cut-o a fost s\u0103 nu g\u00e2ndesc \u00een termeni suficient de mari. V\u0103 \u00eencurajez s\u0103 \u0163inti\u0163i spre mai mult de un milion de dolari. Nu exist\u0103 un deficit de bani \u00een lume, ci un deficit de oameni care s\u0103 g\u00e2ndeasc\u0103 &#8220;big&#8221; .<\/p>\n<p>\nSursa: Entrepreneur.com<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u201cLa 21 de ani, am renun\u0163at la colegiu, eram falit \u015fi plin de datorii, iar p\u00e2n\u0103 am \u00eemplinit 30 de ani, am ajuns milionar \u00een dolari\u201d, \u00ee\u015fi descrie Grant Cardone, expert \u00een v\u00e2nz\u0103ri \u015fi autorul a patru c\u0103r\u0163i, traseul prin care a ie\u015fit din s\u0103r\u0103cie. S\u0103 te \u00eembog\u0103\u0163e\u015fti p\u00e2n\u0103 la v\u00e2rsta de 30 de ani [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7848,82,7878,284,21421,13082,750,13688,149,4305,31831,80,9989,10235,3852,18265,7212,6909],"class_list":["post-108162","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-aniversare","tag-bani","tag-carti","tag-castigare","tag-colegiu","tag-conturi","tag-datorii","tag-iesire","tag-investitii","tag-milionar","tag-posibilitate","tag-refuz","tag-renuntare","tag-saracie","tag-sfaturi","tag-traseu","tag-vanzari","tag-venituri"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/108162","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=108162"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/108162\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=108162"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=108162"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=108162"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}