{"id":107987,"date":"2014-06-10T15:42:46","date_gmt":"2014-06-10T15:42:46","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=107987"},"modified":"2014-06-10T15:42:46","modified_gmt":"2014-06-10T15:42:46","slug":"ghetea-nu-suntem-entuziasmati-sa-facem-provizioane-pentru-a-curata-bilanturile-dar-e-un-rau-necesar","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=107987","title":{"rendered":"Ghe\u0163ea: Nu suntem entuziasma\u0163i s\u0103 facem provizioane pentru a cur\u0103\u0163a bilan\u0163urile, dar e un r\u0103u necesar"},"content":{"rendered":"

\n “Noi, bancherii, am solicitat B\u0103ncii Na\u0163ionale cur\u0103\u0163area portofoliilor de neperformante de foarte mult timp. Discu\u0163ia c\u0103 ar trebui scoase din bilan\u0163 creditele provizionate \u00een totalitate a plecat de la ARB \u00een urm\u0103 cu un an jumate. \u00cen ultima perioad\u0103 BNR a adoptat o norm\u0103 prin care putem s\u0103 scoatem din bilan\u0163uri creditele neperformate provizionate \u00een totalitate \u015fi adi\u0163ional a venit cu dou\u0103 recomand\u0103ri: prima privind provizionarea creditelor care au un serviciu al datoriei mai mare de 360 de zile \u015fi pentru care n-au \u00eenceput procedurile judiciare de executare silit\u0103 \u015fi a doua de a proviziona 90% din creditele care au fost acordate clien\u0163ilor care au intrat \u00een insolven\u0163\u0103”, a declarat mar\u0163i pre\u015fedintele Asocia\u0163iei Rom\u00e2ne a B\u0103ncilor (ARB), Radu Gra\u0163ian Ghe\u0163ea, la conferin\u0163a ZF Bankers Summit’14.<\/p>\n

\nEl a ar\u0103tat c\u0103, \u00een condi\u0163iile celor dou\u0103 recomand\u0103ri, provizioanele \u00eenseamn\u0103 cheltuieli mari \u015fi o reducere a profitabilit\u0103\u0163ii sau chiar intrarea pe pierdere \u00een cazul unor b\u0103nci, lucru pentru care bancherii nu sunt “\u00eenc\u00e2nta\u0163i”.<\/p>\n

\nCititi mai multe pe<\/a> www.mediafax.ro<\/p>\n","protected":false},"excerpt":{"rendered":"

Bancherii nu sunt “entuziasma\u0163i” c\u0103 trebuie s\u0103 provizioneze integral creditele neperformante cu datorii mai mari de 360 de zile \u015fi cele aferente firmelor intrate in insolven\u0163\u0103 pentru a le scoate din bilan\u0163, spune pre\u015fedintele ARB, Radu Ghe\u0163ea, care apreciaz\u0103 c\u0103 este un “r\u0103u necesar”.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[15679,4124,7215,485,246,33407,31508,547,15758,80,32942],"class_list":["post-107987","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-apreciere","tag-bancheri","tag-bilant","tag-credite","tag-crestere","tag-curatare","tag-intrare-in-insolventa","tag-presedinte","tag-provizioane","tag-refuz","tag-scoatere"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/107987","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=107987"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/107987\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=107987"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=107987"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=107987"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}