{"id":106965,"date":"2014-05-10T18:17:00","date_gmt":"2014-05-10T18:17:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=106965"},"modified":"2014-05-10T18:17:00","modified_gmt":"2014-05-10T18:17:00","slug":"jp-morgan-se-teme-de-concurenta-facebook-si-google","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=106965","title":{"rendered":"JP Morgan se teme  de concuren\u0163a Facebook \u015fi Google"},"content":{"rendered":"<p>\n&#8220;Suntem unul dintre cele mai mari sisteme de plat\u0103 din lume, dar vom \u00eent\u00e2mpina concuren\u0163\u0103 din partea Google, Facebook \u015fi a altora&#8221;, a spus Dimon la o conferin\u0163\u0103 Euromoney organizat\u0103 la Riad, capitala Arabiei Saudite.<\/p>\n<p>\nCompaniile concureaz\u0103 pentru prezen\u0163a pe pia\u0163a global\u0103 a pl\u0103\u0163ilor electronice, cu o valoare estimat\u0103 de p\u00e2n\u0103 la 1.800 de miliarde de dolari pe an, potrivit unui raport al Capgemini. Google a creat Wallet, un sistem care utilizeaz\u0103 smartphone-urile, \u00een timp ce Facebook vrea s\u0103 ob\u0163in\u0103 \u00een Irlanda aprob\u0103ri pentru un serviciu care s\u0103 permit\u0103 utilizatorilor s\u0103 depun\u0103 bani prin intermediul site-ului, a scris \u00een aprilie cotidianul Financial Times.<\/p>\n<p>\nAutorit\u0103\u0163ile de reglementare trebuie s\u0103 se decid\u0103 dac\u0103 ar trebui s\u0103 supravegheze aceste companii dac\u0103 ofer\u0103 servicii financiare. &#8220;\u00cen niciun caz Google nu vrea s\u0103 fie o banc\u0103 reglementat\u0103&#8221;, a spus el. Apple, care are informa\u0163ii despre peste 400 de milioane de carduri prin iTunes Store, analizeaz\u0103 o extindere a sistemului de pl\u0103\u0163i prin dispozitive mobile, a declarat \u00een ianuarie o surs\u0103 apropiat\u0103 situa\u0163iei.&nbsp; PayPal, sistemul de pl\u0103\u0163i online de\u0163inut de eBay, asigur\u0103 aproximativ 40% din veniturile companiei americane. JPMorgan va continua s\u0103 concureze pe aceast\u0103 pia\u0163\u0103 \u015fi \u00een noul context.<\/p>\n<p>\nDe asemenea, concuren\u0163a din partea institu\u0163iilor financiare nebancare este \u00een cre\u015ftere, \u00eentruc\u00e2t b\u0103ncile trebuie s\u0103 respecte standarde tot mai stricte la nivel global referitoare la capitalizare. Firme specializate \u00een acordarea de \u00eemprumuturi, fonduri monetare \u015fi alte institu\u0163ii financiare ofer\u0103 servicii similare celor ale b\u0103ncilor \u00eentr-un climat mult mai pu\u0163in reglementat.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Intrarea unor companii precum Facebook \u015fi Google pe pia\u0163a serviciilor financiare va crea dificult\u0103\u0163i pentru JPMorgan Chase, cea mai mare banc\u0103 din Statele Unite, a declarat directorul general al institu\u0163iei de credit, Jamie Dimon.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[288,7267,7820,6351,7320,5431,16538,60,35894,15,36885,289,36886],"class_list":["post-106965","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-apple","tag-banci","tag-carduri","tag-concurenta","tag-facebook","tag-google","tag-jpmorgan","tag-piata","tag-plati-electronice","tag-servicii","tag-sisteme-de-plata","tag-smartphone","tag-wallet"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/106965","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=106965"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/106965\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=106965"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=106965"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=106965"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}