{"id":106942,"date":"2014-05-09T15:20:53","date_gmt":"2014-05-09T15:20:53","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=106942"},"modified":"2026-04-03T20:33:05","modified_gmt":"2026-04-03T20:33:05","slug":"negritoiu-asf-tarifele-politelor-rca-si-pentru-locuinte-ar-putea-sa-creasca-in-perioada-urmatoare","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=106942","title":{"rendered":"Negri\u0163oiu, ASF: Tarifele poli\u0163elor RCA \u015fi pentru locuin\u0163e ar putea s\u0103 creasc\u0103 \u00een perioada urm\u0103toare"},"content":{"rendered":"<p>\n&nbsp;&#8220;Asigur\u0103torii cu tarife medii sau cei mai scumpi nu sunt nebuni. Dar ei au o conduit\u0103 intern\u0103 care nu le permite s\u0103 v\u00e2nd\u0103 mai ieftin. Distorsiunile din cota de pia\u0163\u0103 vin din conduita organiza\u0163ional\u0103 a unor asigur\u0103tori (&#8230;) RCA este parte dintr-o competi\u0163ie neloial\u0103 \u00een pia\u0163\u0103 prin care nivelul tarifelor a sc\u0103zut cu mult sub nivelul riscului poten\u0163ial. Dac\u0103 tarifele RCA au sc\u0103zut a\u015fa de mult \u00een pia\u0163\u0103 pe considerente de cot\u0103 de pia\u0163\u0103, atunci tarifele RCA trebuie s\u0103 \u00ee\u015fi revin\u0103 ca s\u0103 acopere riscurile poten\u0163iale \u015fi s\u0103 asigur\u0103m plata desp\u0103gubirilor clien\u0163ilor asigura\u0163i&#8221;, a declarat Negri\u0163oiu \u00eentr-o conferin\u0163\u0103 de pres\u0103.<\/p>\n<p>\nEl a ad\u0103ugat c\u0103, s\u0103pt\u0103m\u00e2na viitoare, va fi discutat \u00een cadrul ASF un proiect privind poli\u0163ele RCA-CASCO.<\/p>\n<p>\n&#8220;Vrem s\u0103 vedem toate implica\u0163iile. Nu este vorba numai de nivelul RCA, dac\u0103 scade sau cre\u015fte. Prin norme, ASF cere asigur\u0103torilor s\u0103 \u00ee\u015fi stabileasc\u0103 nivelul rezervelor \u00een func\u0163ie de riscurile asumate \u015fi s\u0103 fie solvabile. Pe noi, ca institu\u0163ie, nu ne intereseaz\u0103 politica de pre\u0163 adoptat\u0103 de asigur\u0103tori \u00een privin\u0163a RCA. Dac\u0103 respectarea acestor criterii va avea ca efect cre\u015fterea tarifelor la RCA, atunci asta este situa\u0163ia. Noi urm\u0103rim ca societ\u0103\u0163ile s\u0103 aib\u0103 resursele necesar\u0103 s\u0103 achite desp\u0103gubirile clien\u0163ilor&#8221;, a spus \u015feful ASF.<\/p>\n<p>\n<a href=\"http:\/\/www.mediafax.ro\/economic\/negritoiu-asf-tarifele-politelor-rca-si-pentru-locuinte-ar-putea-sa-creasca-in-perioada-urmatoare-12616233\">Cititi mai multe pe <\/a>www.mediafax.ro<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Tarifele de prim\u0103 la poli\u0163ele obligatorii de r\u0103spundere civil\u0103 auto \u015fi pentru locuin\u0163e ar putea s\u0103 creasc\u0103 \u00een perioada urm\u0103toare \u00eentruc\u00e2t, potrivit pre\u015fedintelui Autorit\u0103\u0163ii de Supraveghere Financiar\u0103, Mi\u015fu Negri\u0163oiu, resursele asigur\u0103torilor sunt insuficiente pentru acoperirea desp\u0103gubirilor.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[14750,11848,6577,246,7920,7830,14546,19981,380,8208,8306,526],"class_list":["post-106942","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-acoperire","tag-asiguratori","tag-auto","tag-crestere","tag-despagubiri","tag-locuinte","tag-negritoiu","tag-perioada","tag-polite","tag-rca","tag-resurse","tag-tarife"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/106942","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=106942"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/106942\/revisions"}],"predecessor-version":[{"id":106950,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/106942\/revisions\/106950"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=106942"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=106942"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=106942"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}