{"id":106759,"date":"2014-05-05T12:39:42","date_gmt":"2014-05-05T12:39:42","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=106759"},"modified":"2014-05-05T12:39:42","modified_gmt":"2014-05-05T12:39:42","slug":"studiu-ponderea-clientilor-care-au-luat-credit-pentru-locuinte-si-au-deja-o-proprietate-s-a-triplat-in-2013","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=106759","title":{"rendered":"STUDIU: Ponderea clien\u0163ilor care au luat credit pentru locuin\u0163e \u015fi au deja o proprietate s-a triplat \u00een 2013"},"content":{"rendered":"

\n “Din multe puncte de vedere, \u00een 2013, profilul clientului a r\u0103mas acela\u015fi cu cel din 2012 excep\u0163ie f\u0103c\u00e2nd un indicator care s-a modificat substan\u0163ial. Dac\u0103 \u00een 2012, doar aproximativ 10% dintre clien\u0163i de\u0163ineau deja o proprietate la momentul acces\u0103rii creditului pentru noua locuin\u0163\u0103, \u00een 2013 acest procent ajunge la aproape 29%. Aceste date subliniaz\u0103 tendin\u0163a de stabilizare a pie\u0163ei imobiliare, clien\u0163ii consider\u00e2nd c\u0103 pre\u0163urile la care sunt tranzac\u0163ionate imobilele sunt unele care justific\u0103 investi\u0163ia, mai ales dac\u0103 clientul opteaz\u0103 s\u0103 inchirieze imobilul respectiv; diferen\u0163a dintre rata unui credit ipotecar \u015fi chirie este, \u00een multe cazuri, una nesemnificativ\u0103”, a declarat, \u00eentr-un comunicat, Teodor Mincu, \u015feful biroului management parteneri Banca Comerciala Rom\u00e2n\u0103 (BCR).<\/p>\n

\nValoarea medie a unui credit acordat de BCR pentru achizi\u0163ionarea unei locuin\u0163e \u00een Bucure\u015fti este de circa 180.000 lei (circa 41.000 euro), iar la nivel na\u0163ional de peste 140.000 lei (31.700 euro), cele mai multe \u00eemprumuturi fiind accesate pentru apartamente cu dou\u0103 camere.<\/p>\n

\nCititi mai multe pe<\/a> www.mediafax.ro<\/p>\n","protected":false},"excerpt":{"rendered":"

Ponderea persoanelor care de\u0163in deja o locuin\u0163\u0103 \u015fi au accesat un credit pentru a achizi\u0163iona \u00eenc\u0103 o proprietate aproape s-a triplat \u00een 2013 fa\u0163\u0103 de 2012, valoarea medie a unui \u00eemprumut fiind de circa 140.000 lei (31.700 euro), potrivit unui studiu realizat de BCR pe baza portofoliului propriu.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[16767,170,5078,4126,7736,7830,18388,12061,7853],"class_list":["post-106759","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-accesare","tag-achizitie","tag-bcr","tag-clienti","tag-credit","tag-locuinte","tag-pondere","tag-proprietate","tag-studiu"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/106759","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=106759"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/106759\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=106759"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=106759"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=106759"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}