\nDac\u0103 scenariul de baz\u0103 (cu probabilitatea cea mai mare) prevede cre\u015ftere economic\u0103 p\u00e2n\u0103 \u00een 2016 pentru UE, scenariul ipotetic de criz\u0103 imagineaz\u0103 o sc\u0103dere a PIB cu 0,7% \u00een acest an \u015fi cu 1,5% la anul, o rat\u0103 a \u015fomajului de 16% \u00een 2016 \u015fi o pr\u0103bu\u015fire a pie\u0163ei imobiliare \u015fi a burselor. Pentru Rom\u00e2nia, scenariul de baz\u0103 prevede cre\u015ftere economic\u0103 de 2,3% \u015fi o rat\u0103 a \u015fomajului de 7,2%, iar scenariul ipotetic de risc ar indica o sc\u0103dere a economiei de 1,4% \u00een acest an \u015fi un \u015fomaj de 7,7%. Rezultatele testului urmeaz\u0103 s\u0103 fie cunoscute \u00een luna octombrie.<\/p>\n
\nBanca Angliei a publicat separat pentru b\u0103ncile britanice un scenariu de risc \u00eenc\u0103 mult mai sever, cu o pr\u0103bu\u015fire de 35% a pre\u0163urilor imobiliare pe pia\u0163a intern\u0103, \u00een timp ce ABE a imaginat doar o sc\u0103dere de 20%. Ca urmare, o serie de anali\u015fti financiari au criticat criteriile folosite de Banca Angliei la imaginarea scenariilor de risc, \u00een ideea c\u0103 un test cu astfel de parametri nereali\u015fti este neserios, sf\u00e2r\u015find prin a fi un instrument de oprimare inutil\u0103 a b\u0103ncilor \u00een loc s\u0103 fie unul de m\u0103surare a riscurilor reale cu care ar putea avea de-a face b\u0103ncile.<\/p>\n","protected":false},"excerpt":{"rendered":"
Autoritatea Bancar\u0103 European\u0103 (ABE) a publicat scenariile ipotetice de \u015foc pentru noile teste de soliditate financiar\u0103 la care vor fi supuse la finele lunii mai 124 b\u0103nci mari din UE. Pentru a trece testul, b\u0103ncile trebuie s\u0103 probeze c\u0103 \u00ee\u015fi pot men\u0163ine rata capitalului de rang I la cel pu\u0163in 5,5% din valoarea activelor ponderate la risc.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[23573,9323,17163,7267,466,188,19801,30,7931,9184,12927,11256,23555,349],"class_list":["post-106730","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-abe","tag-active","tag-banca-angliei","tag-banci","tag-capital","tag-economie","tag-exercitii","tag-imobiliare","tag-pib","tag-risc","tag-scenarii","tag-somaj","tag-test-de-stres","tag-ue"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/106730","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=106730"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/106730\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=106730"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=106730"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=106730"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}