{"id":106518,"date":"2014-04-26T18:30:00","date_gmt":"2014-04-26T18:30:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=106518"},"modified":"2014-04-26T18:30:00","modified_gmt":"2014-04-26T18:30:00","slug":"ce-credite-acorda-bcr-pentru-imm-cu-garantia-statului","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=106518","title":{"rendered":"Ce credite acord\u0103 BCR pentru IMM cu garan\u0163ia statului"},"content":{"rendered":"<p>\nCreditele vor fi acordate la o dob\u00e2nd\u0103 de ROBOR la 3 luni plus o marj\u0103 de maximum 2,50% p.a., la care se adaug\u0103 un comision de acordare de maximum 0,7%\/an. Perioada de creditare este de maximum 24 luni cu posibilitate prelungirii o singur\u0103 dat\u0103 pe o perioad\u0103 de maximum 12 luni, f\u0103r\u0103 a dep\u0103\u015fi perioada de valabilitate a programului.<\/p>\n<p>\nBCR are la dispozi\u0163ie garan\u0163ii de 263 milioane de lei \u00een cadrul programului de garantare a creditelor pentru IMM, \u00een baza c\u0103rora poate acorda credite de p\u00e2n\u0103 la 526 milioane de lei.<\/p>\n<p>\nStatul, prin Ministerul Finantelor Publice &#8211; FNGCIMM, garanteaz\u0103 p\u00e2n\u0103 la 50% din valoarea finan\u0163\u0103rii, mai pu\u0163in dob\u00e2nzile \u015fi comisioanele, prima de garantare ridic\u00e2ndu-se la nivelul de 1,99%\/an din valoarea garan\u0163iei.&nbsp;<\/p>\n<p>\nBCR, cea mai mare banc\u0103 din Rom\u00e2nia dup\u0103 active, a avut anul trecut un profit net de 598,7 milioane lei, fa\u0163\u0103 de o pierdere de 1,22 miliarde lei \u00een 2012, la active \u00een sc\u0103dere cu 8,9%, la 66,72 miliarde lei.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Banca Comercial\u0103 Rom\u00e2n\u0103 acord\u0103 \u00eentreprinderilor mici \u015fi mijlocii linii de credit pentru capital de lucru \u00een valoare de maximum 5 milioane de lei  \u00een cadrul Programului de garantare a creditelor pentru \u00eentreprinderile mici \u015fi mijlocii \u2013 Program OUG 92\/2013.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,5078,466,485,7458,472,10924,14547,9018,12298,36793,94],"class_list":["post-106518","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-bcr","tag-capital","tag-credite","tag-dobanda","tag-finantare","tag-fondul-de-garantare","tag-garantie","tag-imm","tag-mfp","tag-oug-92","tag-program"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/106518","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=106518"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/106518\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=106518"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=106518"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=106518"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}